Millionaires and College - Did they finish?

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  • phogirl69
    Confirmed User
    • Jul 2001
    • 3330
    #51
    I almost have enough credits at community college to transfer to a real university... Seems like I was at community college forever, and I'm not getting any younger either (turning 30 in a few yrs) . I need help picking a major but I'm not sure what. I am thinking of Broadcasting & Journalism at USC. (if they even accept me)

    I am very poor in math skills so I can't do engineering or computer science. And I am terrible in bio and chemistry so I don't think a degree in pharmacy or medicine is for me.

    What is a good major for a "back up" plan? I don't want to major in literature or English or anything that is hard to find a job in. I am thinking journalism because I really like to write and also wouldn't mind to be a news anchor (dream job actually). Any other majors to consider? I prefer a major that is lucrative but "do-able".
    Last edited by phogirl69; 07-31-2005, 08:41 PM.

      Comment

      • CybermedAndy
        Confirmed User
        • Jul 2004
        • 4170
        #52
        Originally posted by wedouglas
        I think you're looking at college on the undergrad level too much. The poeple who continue to grad school will usually end up working in funded R&D that leads to bigger things and requires the knowledge from undergrad and real world experience. not to mention that most of that real world experience required a degree to get.
        Perhaps, when one asks whether you need a college education to be successful, I assume they are referring to a 4 year bachelor degree.

        I think this whole subject should be split into 2 parts really, those who continue with school until they have a phd or other, and those who don't.

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          • PixeLs
            Too lazy to set a custom title
            • Jul 2005
            • 11922
            #53
            Not all educated become rich. Sometimes wealth comes from geniune sacrifice, hardwork, and luck.

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              • KRL
                Entrepreneur
                • Oct 2002
                • 31429
                #54
                Originally posted by slapass
                KRL, i was quoting you the other night during this convo. The deal about having one good year and now multiply it by the 30 years you have left.
                Thanks.

                Its fucked how much faster time seems to go by every year you get older. When you get in your 40's and then 50's and people you know start dying of heart attacks and stuff it really freaks you out cause you realize you could be next.

                So you have to really make your time more productive than ever. If you just shave a couple hours off your sleep time you can add an extra 60 hours a month of work time.
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                  • will76
                    Making $$$$ w/ ClickCash
                    • May 2003
                    • 18037
                    #55
                    Originally posted by jayeff
                    Although I agree that education systems are designed to turn out workers and not entrepreneurs, several aspects of my education have proved very useful over the years.

                    I guess that depends on what you studied and on the nature of your business, but those who choose to finish their education for reasons of caution also get my vote. Unless you have a very time-sensitive idea, waiting a while to begin your business isn't going to make much difference in the long run. And like it or not you are far more likely to fail than succeed, so for most, having a Plan B is a very good idea.

                    There are a lot of people in this business who credit themselves with their success, but although it is true that it was much easier to make money pre-2002 than since, this is still a very, very easy industry. If you are in your early 20's now and merely riding a bandwagon to 6 figures a year (or whatever), by the time you are 30 you may well have discovered you are not quite the entrepreneur you imagined.
                    Everyone talks about how easy it was to make money years back. Some people say pre 2000, in your post you said before 2002. I started in 99 and didn't start making good money till 2001, had my first complete good year in 2002 and have done a little better each year since.

                    I agree it is still easy (maybe not extrememly hard would be a better word, or possible, i dont think anything is easy), but can't say if it is harder now then before since I was not here before 99. I know there is a learing curve, you really need to put in your time and learn before you really have a shot at making good money.

                    My advice for those of you who are 18 - 20. Go to school, but work your ass off on the side. If you start making 50K+ from this stuf, but school on hold, take time off and work twice as much, keep making it while you can. If you make 100K a year now, do it. School will be there for you IF you need it when you stop making it. Who knows you might make it long enough and invest right that you will never need to go back. But i would never skip school HOPING to make a good living from this.
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                      • basschick
                        Confirmed User
                        • Jan 2001
                        • 2540
                        #56
                        the two wealthiest people i've known did not graduate college. i'm not saying college can't be useful for people who want to make money, but one of these guys didn't finish (he only went for less than one year), and the other didn't even start.
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                          • will76
                            Making $$$$ w/ ClickCash
                            • May 2003
                            • 18037
                            #57
                            Originally posted by PixeLs
                            Not all educated become rich. Sometimes wealth comes from geniune sacrifice, hardwork, and luck.

                            I worked my ass of through college and was always trying to find a way to make a buck. Had a lot friends who partied 24/7 and were getting allowances and never worked one day in college. It's funny, 6 years later some of these people are still living at home, floating from job to job lucky to make 30K a year, and i make that in a week.

                            I think it has a lot to do with everything in the quote above, except the luck part. Luck might determine WHEN you make it, not IF you will make it. Some people have to try a 100 times to become really successful, others might make it big after a few tries, they got lucky that they didn't have to try 98 more times But if you have what it takes you will do it, just have to keep trying to you finslly get it.
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                              • Series
                                Confirmed User
                                • Jul 2004
                                • 946
                                #58
                                Originally posted by will76
                                College is terrible in the sense that it pre programs you to work for someone else. ....... College kills entrepreneural spirit.
                                I know what you're saying... but on the other hand, university can be a great place for broadening your horizons, which CAN spark that entrepreneurial spirit... and I'm specifically talking about what's learned OUTSIDE the classroom.

                                Taking me as an example... I didn't come from a rich family, had to work my ass off to get into Comp. Sci. at a good university, and was pre-programmed (as you said) to get a job... but there's something about the people I met and the thousands of experiences I had along the way which really opened my eyes and mind. University can be a great learning tool in more ways than one. All I can say is that I'm thankful the Internet was gaining so much popularity during my 2nd / 3rd year

                                I just wish someone had taught me how to hold onto the money once it was made... that has been the hard part

                                  Comment

                                  • Drake
                                    Hello world!
                                    • Mar 2003
                                    • 12508
                                    #59
                                    Originally posted by KRL
                                    Thanks.

                                    Its fucked how much faster time seems to go by every year you get older. When you get in your 40's and then 50's and people you know start dying of heart attacks and stuff it really freaks you out cause you realize you could be next.

                                    So you have to really make your time more productive than ever. If you just shave a couple hours off your sleep time you can add an extra 60 hours a month of work time.
                                    KRL, so long as working is what you enjoy that's fine. But shaving off hours of sleep just to increase work time is exactly the kind of thing that gives men heart attacks!

                                      Comment

                                      • slapass
                                        Too lazy to set a custom title
                                        • Nov 2002
                                        • 14625
                                        #60
                                        Originally posted by Mike33
                                        KRL, so long as working is what you enjoy that's fine. But shaving off hours of sleep just to increase work time is exactly the kind of thing that gives men heart attacks!
                                        My thoughts exactly but I am working at 2 am my time

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                                          • will76
                                            Making $$$$ w/ ClickCash
                                            • May 2003
                                            • 18037
                                            #61
                                            Originally posted by Mike33
                                            KRL, so long as working is what you enjoy that's fine. But shaving off hours of sleep just to increase work time is exactly the kind of thing that gives men heart attacks!
                                            working hard doesn't cause heart attacks, stress does. If you can handle one with out the other you are fine.

                                            also, not having money can stress people and cause heart attacks.

                                            lack of sleep just makes us age quicker ;)
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                                              • reed_4
                                                Confirmed User
                                                • Jul 2005
                                                • 9640
                                                #62
                                                those guys who are millionares and haven't finish their schools were really fortunate. All they have is hardwork and patience in order to attain what they desire.

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                                                  • phogirl69
                                                    Confirmed User
                                                    • Jul 2001
                                                    • 3330
                                                    #63
                                                    A few days ago I read this article here http://www.nytimes.com/indexes/2005/...ational/class/
                                                    it was very interesting bout "class mobility in america". (you have to log in to read it). And it said in general that "in general" ( I know there are always exceptions) that it's education that enables someone to go from "working class" to "middle class" or lower class to "upper middle class" and that social mobility is not as high as people think it is. And that usually working class people can't move up because they usually have to work so they end up dropping out.

                                                    Whereas wealthy families send their kids to prep schools and afterwards to Ivy League schools where they socialize with the elite such as sons and daughters of influential politicians and senators, and ceo's of fortune 500 co's and thus they have potential to be very successful.

                                                    It was very interesting, and the article also said that some other countries such as Germany and Australia even have better social mobility than the U.S

                                                    They also have a calculator where you can enter your profession, income, education,and wealth and see if you are considered low class, middle class or upper and the percentile as well. I found it really fascinating and spent hours and hours reading it

                                                    But according to that article education has a lot to do with "class" and making you "higher class", which doesn't necessary equate "millionaire" but class alone I guess.
                                                    Last edited by phogirl69; 07-31-2005, 11:48 PM.

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                                                      • Stacey_JoinRightNow
                                                        Confirmed User
                                                        • Feb 2005
                                                        • 6269
                                                        #64
                                                        They say education is the key for success, for me it depends...
                                                        Some are millionaires eventhough they never went to college, I guess they are just lucky and one of the few, the real success in life is to be witty, hardworking and self driven... College degree or diploma is just a title in case people will discriminate you (back up, as they say)... and at least they could not just call you "uneducated"...

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                                                          • phogirl69
                                                            Confirmed User
                                                            • Jul 2001
                                                            • 3330
                                                            #65
                                                            According to that article in the NY Times I referenced above, you could also be wealthy but low-class I suppose. Since having "class" also involved being cultrued and doing "cultured things" such as going to the opera, theater, enjoying fine art and architecture...

                                                            And there is a difference between being noveaux riche and coming from old money since newly rich people are sometimes frowned upon by old money as being vulgar and ostentations...

                                                            But I just thought the article I read fit in this thread since it talked about education and "class".

                                                            Go here http://www.nytimes.com/packages/html.../index_01.html
                                                            and see if you are middle class, low class or high class according to your income, profession and education...
                                                            Last edited by phogirl69; 07-31-2005, 11:56 PM.

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                                                              • pradaboy
                                                                sell me your banners
                                                                • Dec 2003
                                                                • 12931
                                                                #66
                                                                Originally posted by BlueDesignStudios
                                                                what's your masters degree in?
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                                                                  • woj
                                                                    <&(©¿©)&>
                                                                    • Jul 2002
                                                                    • 47880
                                                                    #67
                                                                    It's been a while since I read that book, but in "Millionaire Next Door" if I recall corectly it says that actually most millionaires did finish college.
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                                                                      • aleck
                                                                        Confirmed User
                                                                        • Jan 2001
                                                                        • 940
                                                                        #68
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                                                                          • Doctor Dre
                                                                            Too lazy to set a custom title
                                                                            • Jan 2001
                                                                            • 51692
                                                                            #69
                                                                            Originally posted by AmigoPorn
                                                                            I believe that's shap's interview you're referring to.
                                                                            Yea I guess that was the one ;P
                                                                            Originally posted by rayadp05
                                                                            I rebooted, deleted temp files, history, cookies and everything...still cannot view the news clip. All I see is that fucking gay ass music video from "Rick Roll". Anyone else have a different link to the news clip?

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                                                                              • aleck
                                                                                Confirmed User
                                                                                • Jan 2001
                                                                                • 940
                                                                                #70
                                                                                Originally posted by wedouglas
                                                                                haha. that is really something to fall back on. a friend i know is becoming a surgeon. the group of surgeons he works with make around 500K a year. if youre a back doctor, eye doctor, or detist, i would open a practice. serious money in those. and those are definately businesses you cant get without a degree hehe.
                                                                                businesses? your weed is nasty. just a job. period.
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                                                                                  • bringer
                                                                                    i have man boobies
                                                                                    • Jul 2003
                                                                                    • 13082
                                                                                    #71
                                                                                    i think a college degree is a tool to get your foot in the door and work for someone. the knowledge and lack of a degree requires you to do it on your own and either prosper or fail.
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                                                                                      • Drake
                                                                                        Hello world!
                                                                                        • Mar 2003
                                                                                        • 12508
                                                                                        #72
                                                                                        It's always good to finish college/university at the very minimum to have some form of credibility. Bill Gates didn't finish college but if you want to work for him, you have to have a degree.

                                                                                        A degree doesn't garauntee wealth. Occupation, your skill set, drive, and sometimes a little bit of luck does.
                                                                                        Last edited by Drake; 08-01-2005, 04:41 AM.

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                                                                                          • Antonio
                                                                                            Too lazy to set a custom title
                                                                                            • Oct 2001
                                                                                            • 14136
                                                                                            #73
                                                                                            not sure what college degree means but here's a fact:

                                                                                            people that have university degrees earn MORE during their lives than people with no degrees, the only drawback is that they start earning LATER in their lives

                                                                                            here's how it works:
                                                                                            you and Dick get out of school at age of 18
                                                                                            Dick starts working for his daddy straight away and you go to university
                                                                                            at the age of 20 Dick buys his first car, you don't have shit
                                                                                            at the age of 21-22 you get your degree
                                                                                            at the age of 35 you drive a BMW, and Dick drives a Toyota cause that all he can afford

                                                                                            as for the uber-rich, if they are self-made, the reason they are uber-rich is beaceuse of the qualities they possess (balls, brains, vision etc), if they have a degree or not is not going to make a difference AT ALL

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                                                                                              • slapass
                                                                                                Too lazy to set a custom title
                                                                                                • Nov 2002
                                                                                                • 14625
                                                                                                #74
                                                                                                Originally posted by Mike33
                                                                                                It's always good to finish college/university at the very minimum to have some form of credibility. Bill Gates didn't finish college but if you want to work for him, you have to have a degree.

                                                                                                A degree doesn't garauntee wealth. Occupation, your skill set, drive, and sometimes a little bit of luck does.
                                                                                                I will check on that as it was not true before.

                                                                                                Jeno palucci found out his own company would not hire him do to his lack of degree so he sold the company.
                                                                                                Title of his book "How it was to make $100,000,000 in a hurry;: The tale of Jeno and the bean sprout, "

                                                                                                  Comment

                                                                                                  • bringer
                                                                                                    i have man boobies
                                                                                                    • Jul 2003
                                                                                                    • 13082
                                                                                                    #75
                                                                                                    Originally posted by Antonio
                                                                                                    not sure what college degree means but here's a fact:

                                                                                                    people that have university degrees earn MORE during their lives than people with no degrees, the only drawback is that they start earning LATER in their lives

                                                                                                    here's how it works:
                                                                                                    you and Dick get out of school at age of 18
                                                                                                    Dick starts working for his daddy straight away and you go to university
                                                                                                    at the age of 20 Dick buys his first car, you don't have shit
                                                                                                    at the age of 21-22 you get your degree
                                                                                                    at the age of 35 you drive a BMW, and Dick drives a Toyota cause that all he can afford

                                                                                                    as for the uber-rich, if they are self-made, the reason they are uber-rich is beaceuse of the qualities they possess (balls, brains, vision etc), if they have a degree or not is not going to make a difference AT ALL
                                                                                                    and if bill gates had finished and gotten his degree no one would know his name because he'd be working in a corner office at apple being someones bitch.
                                                                                                    333-765-551

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                                                                                                      • Rinaldo
                                                                                                        Confirmed User
                                                                                                        • Sep 2003
                                                                                                        • 5086
                                                                                                        #76
                                                                                                        I find it amusing that people are discussing becoming millionaires...
                                                                                                        If you make 100k a year and save all of it you will become a millionaire in 10 years, assuming you pay nothing in taxes and have no expenses, sure.
                                                                                                        DO you know what the average college grad earns? 32k a year.
                                                                                                        That's not a lot. The average graduate student earns what? 44k a year. SO as you can see a college diploma isn't going to guarantee you money.


                                                                                                        The average attorney makes what their first year? less than 54k.
                                                                                                        Again these were all averages, some guy might make 130k out of university and another may make 22k as a public defender.

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                                                                                                          • aleck
                                                                                                            Confirmed User
                                                                                                            • Jan 2001
                                                                                                            • 940
                                                                                                            #77
                                                                                                            wise man just spoked. * thumbs up *, Rinaldo
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                                                                                                              • will76
                                                                                                                Making $$$$ w/ ClickCash
                                                                                                                • May 2003
                                                                                                                • 18037
                                                                                                                #78
                                                                                                                Originally posted by woj
                                                                                                                It's been a while since I read that book, but in "Millionaire Next Door" if I recall corectly it says that actually most millionaires did finish college.

                                                                                                                more millionaires are created by inheritence and by winning the loto then anything else. College is not a requirement for either of the above.
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                                                                                                                  • will76
                                                                                                                    Making $$$$ w/ ClickCash
                                                                                                                    • May 2003
                                                                                                                    • 18037
                                                                                                                    #79
                                                                                                                    Originally posted by Rinaldo
                                                                                                                    I find it amusing that people are discussing becoming millionaires...
                                                                                                                    If you make 100k a year and save all of it you will become a millionaire in 10 years, assuming you pay nothing in taxes and have no expenses, sure.
                                                                                                                    DO you know what the average college grad earns? 32k a year.
                                                                                                                    That's not a lot. The average graduate student earns what? 44k a year. SO as you can see a college diploma isn't going to guarantee you money.


                                                                                                                    The average attorney makes what their first year? less than 54k.
                                                                                                                    Again these were all averages, some guy might make 130k out of university and another may make 22k as a public defender.
                                                                                                                    if anyone saves 100K a year for 10 years they are an idiot. You can invest 100K into safe investments and turn that into a LOT more at the end of 10 years... The key too success is what you do with you money after you make it. The easy part is making it, the hard part is keeping making it, and making your more work for you and make you more money.

                                                                                                                    make money work for you, not you working for money.
                                                                                                                    ICQ: 86364801 Email: will [at] innovativeassets [dot] com

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                                                                                                                      • kaktuz
                                                                                                                        Confirmed User
                                                                                                                        • Sep 2004
                                                                                                                        • 2422
                                                                                                                        #80
                                                                                                                        i belive college limits your thinking to what callege teaches u! it is smart to have a degree like people say , but if u do your stuff and u have some brain most chances you will make x20 then your normal friends who finished college.

                                                                                                                        i love my way of thinking and i dont need some college or institution to limit my creativity or fill my brain will bull i wont ever use.
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                                                                                                                          • Series
                                                                                                                            Confirmed User
                                                                                                                            • Jul 2004
                                                                                                                            • 946
                                                                                                                            #81
                                                                                                                            Originally posted by kaktuz
                                                                                                                            i belive college limits your thinking to what callege teaches u! it is smart to have a degree like people say , but if u do your stuff and u have some brain most chances you will make x20 then your normal friends who finished college.

                                                                                                                            i love my way of thinking and i dont need some college or institution to limit my creativity or fill my brain will bull i wont ever use.
                                                                                                                            Are you people talking about some kind of trade school or something :? I don't think my school limited my creativity in the least... take some philosophy courses if you're really worried about it

                                                                                                                              Comment

                                                                                                                              • slapass
                                                                                                                                Too lazy to set a custom title
                                                                                                                                • Nov 2002
                                                                                                                                • 14625
                                                                                                                                #82
                                                                                                                                Originally posted by Rinaldo
                                                                                                                                I find it amusing that people are discussing becoming millionaires...
                                                                                                                                If you make 100k a year and save all of it you will become a millionaire in 10 years, assuming you pay nothing in taxes and have no expenses, sure.
                                                                                                                                DO you know what the average college grad earns? 32k a year.
                                                                                                                                That's not a lot. The average graduate student earns what? 44k a year. SO as you can see a college diploma isn't going to guarantee you money.


                                                                                                                                The average attorney makes what their first year? less than 54k.
                                                                                                                                Again these were all averages, some guy might make 130k out of university and another may make 22k as a public defender.
                                                                                                                                And the number for the average high school grad?

                                                                                                                                Soon people will save there way to a million dollars net worth but in the past this was not easy to do without a really decent sized income. OK the people retiring now if they had a decent income problably saved to this mark. But it was a more startling contrast in my peer group.

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                                                                                                                                  • Nismo
                                                                                                                                    Confirmed User
                                                                                                                                    • May 2002
                                                                                                                                    • 4977
                                                                                                                                    #83
                                                                                                                                    Originally posted by Rinaldo
                                                                                                                                    I find it amusing that people are discussing becoming millionaires...
                                                                                                                                    If you make 100k a year and save all of it you will become a millionaire in 10 years, assuming you pay nothing in taxes and have no expenses, sure.
                                                                                                                                    DO you know what the average college grad earns? 32k a year.
                                                                                                                                    That's not a lot. The average graduate student earns what? 44k a year. SO as you can see a college diploma isn't going to guarantee you money.


                                                                                                                                    The average attorney makes what their first year? less than 54k.
                                                                                                                                    Again these were all averages, some guy might make 130k out of university and another may make 22k as a public defender.

                                                                                                                                    A millionaire is someone who earns $1mil+ a YEAR, not someone who has $1mil+ in the bank.
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                                                                                                                                      • aleck
                                                                                                                                        Confirmed User
                                                                                                                                        • Jan 2001
                                                                                                                                        • 940
                                                                                                                                        #84
                                                                                                                                        actually it's networth.
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