Originally Posted by RawAlex

garce, that is often an effect of more or less scrubbing on the processing end as well. If they were very good on chargebacks and whatnot in the previous period, they might be a little more lenient when it comes to allowing signups for a couple of days, until they start going the wrong direction. It is also why it happens near the end of the month, because they are far enough under to take some more risks.