What is the best Canadian CC with rewards

Collapse
X
 
  • Time
  • Show
Clear All
new posts
  • webgurl
    Confirmed User
    • Aug 2002
    • 7954

    #1

    What is the best Canadian CC with rewards

    I am looking to get another creditcard can be personal or business
    i need something that gives me awesome benefits like rewards
    for spending . So far the one i have sucks and been to lazy to change
    it for years the MC Airmiles , TD VISA GOLD
    Both gives you no benefits I should have looked in this years ago what a waste
  • WiredGuy
    Pounding Googlebot
    • Aug 2002
    • 34512

    #2
    Amex is probably the best for rewards. I use RBC Gold Visa because its one of very few USD currency cards that have points, although they're not great in terms of rewards.
    WG
    I play with Google.

    Comment

    • webgurl
      Confirmed User
      • Aug 2002
      • 7954

      #3
      Originally posted by WiredGuy
      Amex is probably the best for rewards. I use RBC Gold Visa because its one of very few USD currency cards that have points, although they're not great in terms of rewards.
      WG
      HEY WG whats up !
      Yes i have the USD RBC Card as well WOW the rewards for that one
      I have to say ROCKS cause you probably know by now this is one of the
      very few US cards that offers rewards most banks don't .
      As for Amex I had some Platnium Card i recently cancelled I never used
      it ever

      Comment

      • webgurl
        Confirmed User
        • Aug 2002
        • 7954

        #4
        The issue with AMEX is alot of establishments don't accept AmericanExpress .
        I am surprise they are still around ! I heard ePassporte is bigger then them
        LOL

        Comment

        • WiredGuy
          Pounding Googlebot
          • Aug 2002
          • 34512

          #5
          Originally posted by webgurl
          HEY WG whats up !
          Yes i have the USD RBC Card as well WOW the rewards for that one
          I have to say ROCKS cause you probably know by now this is one of the
          very few US cards that offers rewards most banks don't .
          As for Amex I had some Platnium Card i recently cancelled I never used
          it ever
          Yeah, its one of the few USD cards with points but the points aren't great compared to Amex or Avion cards for example. The catalog of what you can spend the points on sucks too, the only thing that caught my interest was the use of private jets you can charter although that starts at 800,000 points.

          I do like the rewards program from Amex but they won't issue a USD currency card for us Canadians which really blows, I don't want to get hit with the 1/2 percent currency exchange on each transaction.

          WG
          I play with Google.

          Comment

          • Brad Gosse
            Confirmed User
            • Jan 2002
            • 2616

            #6
            Amex + Membership Rewards is the best IMO
            Free Clipart

            Comment

            • webgurl
              Confirmed User
              • Aug 2002
              • 7954

              #7
              Thanks for suggestions guys i prefer a VISA or MC with
              rewards , like i said AMex alot of establishments don't take them .
              They are bigger in the US i think .

              Comment

              • s0laris2
                Confirmed User
                • Jun 2002
                • 317

                #8
                RBC USD VIsa Card Rocks cause 1 USD Dollar = 1.5 Points

                Comment

                • DjSap
                  Confirmed User
                  • Jul 2002
                  • 3869

                  #9
                  american express is really good if you fly business class often as you get a free companion ticket every year...

                  otherwise you have presidents choice mastercard where you can a 2% cash back if you convert it to sears gift cards...
                  Blog Themes, TGP Design, Writing Services, Grunt Work
                  ICQ: 66871495

                  Comment

                  • Vitasoy
                    GFY HALL OF FAME DAMMIT!!!
                    • Oct 2003
                    • 58202

                    #10
                    Get the one that suits ya.

                    Just give me the cash:
                    I spend less than $6000/year: Citibank Enrich or Capital One 1% Cash Rebate Platinum Mastercard
                    I spend more than $6000/year, and/or I buy gas at Ultramar: National Bank Ultramar Card


                    I do a lot of my shopping at...
                    Costco: American Express Costco Platinum Cash Rebate Card
                    Holt Renfrew: American Express Holt Renfrew Card
                    Canadian Tire: Canadian Tire Options MasterCard
                    Shoppers' Drug Mart: CIBC Shoppers Optimum VISA Card
                    Air Miles Partners (A&P/Dominion, Shell, LCBO, Pharma Plus, etc.): American Express AIR MILES Credit Card
                    Starbucks: Royal Bank Starbucks Duetto Visa


                    I buy a lot of gas at...
                    Canadian Tire Gas Bar: Canadian Tire Options MasterCard
                    Petro-Canada: Citibank Petro-Points Mastercard
                    Esso: Royal Bank Esso Visa
                    Sunoco, UPI, or FS and I have a CAA Membership: MBNA CAA Mastercard
                    Ultramar: National Bank Ultramar Card


                    I have a CAA membership:
                    MBNA CAA Mastercard


                    I am saving for my child's education and...
                    I spend between $11,600 and $56,500/year on my credit card: Citibank KidsFutures Mastercard
                    I spend less than $11,600 or more than $56,500 : MBNA Stay in School Mastercard or Capital One 1% Cash Rebate Platinum Mastercard
                    I want extras like extended warranty, travel accident insurance, and I have good credit : MBNA Stay in School Mastercard or Citibank Enrich or Capital One 1% Cash Rebate Platinum Mastercard


                    I want to earn money to give to charity:
                    Citizens Bank Charity VISAs or National Bank Ultramar Card or Capital One 1% Cash Rebate Platinum Mastercard


                    I travel a lot, or am saving up to travel and I want to...
                    Fly or stay in hotels: MBNA Starwood Preferred Guest Mastercard
                    Book last-minute all-inclusive trips or cruises: MBNA Last Minute Club Mastercard


                    I'm saving up to buy a car...
                    Citibank Driver's Edge Mastercard


                    [email protected]

                    Comment

                    • webgurl
                      Confirmed User
                      • Aug 2002
                      • 7954

                      #11
                      Originally posted by s0laris2
                      RBC USD VIsa Card Rocks cause 1 USD Dollar = 1.5 Points
                      I know !!! I just got that not too long ago i feel like total idiot
                      for not discovering this card years ago .I used the normal
                      US TDVisa with no points/rewards whatsoever .
                      Gosh i feel so sick thinking about what i could have gotten all these
                      years for sure atleast 15 free Canadian or US trips or so
                      I really missed out on that one

                      Comment

                      • WiredGuy
                        Pounding Googlebot
                        • Aug 2002
                        • 34512

                        #12
                        Originally posted by webgurl
                        I know !!! I just got that not too long ago i feel like total idiot
                        for not discovering this card years ago .I used the normal
                        US TDVisa with no points/rewards whatsoever .
                        Gosh i feel so sick thinking about what i could have gotten all these
                        years for sure atleast 15 free Canadian or US trips or so
                        I really missed out on that one
                        The thing is, the catalog of what you can redeem with RBC USD Visa's aren't that great.
                        WG
                        I play with Google.

                        Comment

                        • webgurl
                          Confirmed User
                          • Aug 2002
                          • 7954

                          #13
                          Originally posted by WiredGuy
                          The thing is, the catalog of what you can redeem with RBC USD Visa's aren't that great.
                          WG
                          yeah i know atleast they have starbucks
                          On serious note , you can go on trips with the points all over
                          canada and US . So right there to me is worth it .

                          Comment

                          • madawgz
                            8.8.8.8
                            • Mar 2006
                            • 30509

                            #14
                            doesnt Visa give away tons of cool rewards?
                            TAEMDLRMSKRJIXMRLSMRJ.

                            Comment

                            • directfiesta
                              Too lazy to set a custom title
                              • Oct 2002
                              • 30142

                              #15
                              Originally posted by webgurl
                              Thanks for suggestions guys i prefer a VISA or MC with
                              rewards , like i said AMex alot of establishments don't take them .
                              They are bigger in the US i think .
                              I use Amex gold most everywhere in Canada ..

                              I pay my data centers, canada post, vonage , cell phone, restaurants, etc ...

                              I get about 3 to 4 ait tickets ( Aeroplan ) to the south a year
                              I know that Asspimple is stoopid ... As he says, it is a FACT !

                              But I can't figure out how he can breathe or type , at the same time ....

                              Comment

                              • WiredGuy
                                Pounding Googlebot
                                • Aug 2002
                                • 34512

                                #16
                                Originally posted by webgurl
                                yeah i know atleast they have starbucks
                                On serious note , you can go on trips with the points all over
                                canada and US . So right there to me is worth it .
                                The redemption rate is horrible compared to the Avion cards for example though. Avion points are really good, but they're only on CDN cards

                                Not to mention you have to book through their travel agency which are much more expensive than expedia or travelocity.

                                WG
                                I play with Google.

                                Comment

                                Working...