Rich Dad Poor Dad -- helpful or just 'inspirational'

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    • Nov 2003
    • 32189
    #1

    Rich Dad Poor Dad -- helpful or just 'inspirational'

    I tend to think it's the latter. While some people do feel that it's lacking in specifics, I think the attitude it fosters is more valuable than any specific tips re growing wealthy and staying wealthy. Also the simple mantra re Assets vs. Liabilities can't be reiterated enough.

    Your thoughts?
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    • BVF
      Black Vagina Finder
      • Jan 2002
      • 13975
      #2
      if it inspires you then it's helpful.

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        • Sly
          Let's do some business!
          • Sep 2004
          • 31379
          #3
          The book could give exact specifics and people would still walk away the same.
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            • cyber_ninja
              Twerk That Ass
              • Jul 2001
              • 2197
              #4
              its inspirational,a good read as well.

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                • $5 submissions
                  I help you SUCCEED
                  • Nov 2003
                  • 32189
                  #5
                  Originally posted by BVF
                  if it inspires you then it's helpful.
                  True. But many people define helpful in terms of specifics ie., ebook style of spoon feeding step by step instructions. I agree though, some people just need to be inspired and they get to work on their own, others need a more concrete blueprint. It's all good though. One is not necessarily better than the other.

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                    • tony299
                      lurker
                      • Aug 2002
                      • 57021
                      #6
                      it was ok , they all are common sense its putting it in pratice that is the hard part.

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                        • DamageX
                          Marketing & Strategy
                          • Jun 2001
                          • 14293
                          #7
                          Originally posted by Sly
                          The book could give exact specifics and people would still walk away the same.
                          Haven't read it, but I agree with the above. There are many success recipe type books out there, people read them and stay just as dumb as they were before. Just because something works for someone else doesn't mean it will work for you, you can't replicate what they did 100%. If you're smart enough, you'll adapt it to your own situation and take advantage of whatever opportunities may arise for you. Most people aren't smart or disciplined enough though.
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                            • warlock5
                              Confirmed User
                              • Jan 2004
                              • 2808
                              #8
                              Helpful to the point where it tells you that the importance of assets. He's done a good job of squeezing out a lot more from this. You shouldn't have to read a book to figure this out; some people need to.

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                                • clickhappy
                                  Confirmed User
                                  • Mar 2004
                                  • 4027
                                  #9
                                  I think its bs. I listened to him on tape and he lectures for hours without having really have said anything siginificant and useful.

                                  I attented a rich dad group of "investors" and it was all wannabe's day dreaming about how someday they'll be successful and own property and rent it out. No one in the group has actually done it. We just sat around and day dreamed and played the board game.

                                  One of the guys in the group was doing some Rich Dad help line thing where for $2k or something, you can call a real advisor while youre buying real estate.
                                  They must really rake in the dough.

                                  http://www.johntreed.com/Kiyosaki.html
                                  thats a good read and easy to skim.

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                                    • SykkBoy2
                                      Jesus loves bacon
                                      • Feb 2001
                                      • 19969
                                      #10
                                      They are mostly guidelines but can be very inspirational as well
                                      A book I like in that same vein is The Greatest Salesman In The World by Og Mandino (I've been touting this book for several years now)
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                                        • $5 submissions
                                          I help you SUCCEED
                                          • Nov 2003
                                          • 32189
                                          #11
                                          Originally posted by warlock5
                                          Helpful to the point where it tells you that the importance of assets. He's done a good job of squeezing out a lot more from this. You shouldn't have to read a book to figure this out; some people need to.
                                          He does have a point about financial literacy. For example, while many people assume a car is an asset, it is actually a liability since it depreciates. Hence, it has to be prioritized in terms of depreciation vs operational value vs objectives value.

                                          I actually apply his stuff to my business. I have no problems buying stuff that puts more money in my wallet. This applies to equipment, primarily. I have no problems buying workstations. Before I used to think, "Oh man, this is another $5K I have to blow" Also, it has helped me to focus on building each and every staff member as a valuable asset that grows exponentially in value as their experience and problem solving skills increase. So I hire more and more people while employing tighter and tigher problem solving seminars.

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                                            • jonesy
                                              Confirmed User
                                              • Jan 2003
                                              • 6688
                                              #12
                                              its a motivational book.

                                              it gives you a few basic insights on building wealth, growth and how/where to invest money so it generates its fullest earning potential meaning ROI.

                                              i reccomend it.
                                              .
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                                                • Spudstr
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                                                  • Jan 2003
                                                  • 2321
                                                  #13
                                                  good book, finished it 6 months ago.
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                                                    • dopeman
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                                                      • Jan 2005
                                                      • 294
                                                      #14
                                                      it sure has inspired a bunch of friggin pyramid schemes. i get accosted by those clowns every time i go to a book store.

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                                                        • swedguy
                                                          Confirmed User
                                                          • Jan 2002
                                                          • 7981
                                                          #15
                                                          A book that is specific in "how to make money" is very subjective. One way to make money for one person, might not work for the other.

                                                          Inspirational books are helpful to everyone that has the right attitude. They just need to apply it to their own life.

                                                          I find his books inspirational

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                                                            • Drake
                                                              Hello world!
                                                              • Mar 2003
                                                              • 12508
                                                              #16
                                                              I haven't read it yet

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                                                                • jonesy
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                                                                  • Jan 2003
                                                                  • 6688
                                                                  #17
                                                                  Originally posted by clickhappy
                                                                  I think its bs. I listened to him on tape and he lectures for hours without having really have said anything siginificant and useful.

                                                                  I attented a rich dad group of "investors" and it was all wannabe's day dreaming about how someday they'll be successful and own property and rent it out. No one in the group has actually done it. We just sat around and day dreamed and played the board game.

                                                                  One of the guys in the group was doing some Rich Dad help line thing where for $2k or something, you can call a real advisor while youre buying real estate.
                                                                  They must really rake in the dough.

                                                                  http://www.johntreed.com/Kiyosaki.html
                                                                  thats a good read and easy to skim.
                                                                  have you at least tried to apply anything youve read/heard?

                                                                  because if you didnt get a thing from that book you never will get it.

                                                                  theres 2 types of people, those that try and those that dont and from reading your post above it seems you fall in the later.
                                                                  Last edited by jonesy; 06-11-2005, 03:51 PM.
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                                                                    • nap
                                                                      Confirmed User
                                                                      • Dec 2002
                                                                      • 2765
                                                                      #18
                                                                      Inspirational. The Millionaire Mind as well as The Millionaire Next Door are helpful books.

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                                                                        • slapass
                                                                          Too lazy to set a custom title
                                                                          • Nov 2002
                                                                          • 14625
                                                                          #19
                                                                          I have read tons of those books and there many that are better if you want concrete ideas. Nickerson or Paul ALlen are more employable.

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                                                                              • Nov 2003
                                                                              • 32189
                                                                              #20
                                                                              Although he gets a bit of flak from some quarters, I find Tony Robbins very helpful. One particular concept of his that helped me a lot to increase my income and turn my potential into reality is his his view that there are 2 types of people. There are the "Aspiring" people--those that are motivated to do something because they see opportunity and potential. On the other hand, there's the "Moving away from" people--people who do things because they HAVE TO (ie., forced into it by circumstance). I have to say I've been in both camps before. Back in 2000, I had established a set of filter pages that farm traffic from 2 main sources. I was in my "aspiring" mode-I set up the pages because I saw the potential judging from test traffic. It paid off. Good for 3 years' worth of steady traffic and monthly rising income. 2003--the traffic died. I was then in my "Moving away from" mode and I was scrambling to find traffic replacements.

                                                                              The lesson I take from all this is that we have to be BOTH--do things that you aspire to but do them EARLIER before you are FORCED to. It sucks to be put in a situation where you are scrambling. So plan ahead. Always have a back up. I've always used mainstream as a backup to adult. Now dating income is a backup to my mainstream revenue streams. Outsourcing is now a backup to my mainstream media projects.

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                                                                                • taibo
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                                                                                  • May 2005
                                                                                  • 3720
                                                                                  #21
                                                                                  im hungggrrry

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                                                                                    • breaker
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                                                                                      • Oct 2003
                                                                                      • 652
                                                                                      #22
                                                                                      I'm reading it right now. I think its very good inspriation so far. Alot i knew before some things are new. They way he writes it as a "story" i never thought was 100% real. But it's entertaining way to learn ppl some basics. I think it's good book for younger people to read.

                                                                                      If you have any more tips on financial or business related books let us know.

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                                                                                        • clickhappy
                                                                                          Confirmed User
                                                                                          • Mar 2004
                                                                                          • 4027
                                                                                          #23
                                                                                          Originally posted by jonesy
                                                                                          have you at least tried to apply anything youve read/heard?

                                                                                          because if you didnt get a thing from that book you never will get it.

                                                                                          theres 2 types of people, those that try and those that dont and from reading your post above it seems you fall in the later.

                                                                                          I think the fact that I own my own business and make money from rebills means I'm developing passive income, so I'm "trying" and I dont need to pay $200 for audio tapes to hear Kiyosaki tell me:

                                                                                          - ?Don?t work for money. Make money work for you?
                                                                                          - "Work smart, not hard"
                                                                                          - "The early bird gets the worm. Be the early bird"

                                                                                          What an inspiration. He's a genius!

                                                                                          Did you read the link I posted? It confirms what I said about Kiyosaki's ability to talk and talk and have no point:

                                                                                          Since I posted this analysis, a number of Kiyosaki ?cult members? have contacted me to denounce me for ?missing the point? of Kiyosaki?s book. ?OK,? I responded, ?Please tell me the point.? The odd thing is that each person has a different version of what the point of Kiyosaki?s book is?and it is never something I recall reading in the book. In fact, if a book has a point, multiple readers ought to come up with the same answer when asked what that point is. If they come up with different answers, it is either because the author was incompetent at communicating his point, or because the book has no point, or because the author deliberately obfuscated the point.

                                                                                          From now on, if you think I missed the point, don?t paraphrase Kiyosaki?s point to me. Give me an exact quote and the page number in Rich Dad, Poor Dad where it appears. I suspect everyone who is tempted to send me the point of Rich Dad will be unable to find in the book any of the wonderful advice they imagined was in there.

                                                                                          The only time different people look at the same thing and come up with different answers as to what it is they are looking at is when the thing they are looking at is amorphous, like a cloud or a Rorschach inkblot?or a politician. Politicians try to be all things to all people. That requires them to say nothing (amorphousness), but to sound like they are saying something (?the point?). They toss in a little spin to try to get all those people with those different views to see in the politician things that they like. Kiyosaki slogans like are amorphous in their actual meaning, but have the effect of ?spinning? the reader into thinking he has just gotten good advice.

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                                                                                            • cool1g
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                                                                                              • Sep 2002
                                                                                              • 976
                                                                                              #24
                                                                                              the book is great if it motivates you to get into real estate investing. if you are already a real estate investor - skip the book - its a load of crap for advice.
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                                                                                                • David - PG
                                                                                                  Confirmed User
                                                                                                  • Mar 2004
                                                                                                  • 767
                                                                                                  #25
                                                                                                  To the above poster, I think you have a point but miss another.

                                                                                                  What the Rich Dad author is trying to convey is not the single recipe that will make you rich over night. It's about a certain mind-set, analyzing the situation you're in if you're an employee. [Edit: Don't have a page number for you, I listened to the audio version]

                                                                                                  Look around in your (your parents, neighbours whatever) circle of friends. How many people are there with MBAs, Dr. Med.'s etc. Nice jobs, yes. Nice houses, nice cars. Also, and this is what you don't see, usually lots of debt. Many of these people are still broke by every definition of the book, negative net worth. Job's don't make you rich, never have never will.

                                                                                                  This is the message of the Jap guy, that's all you need to learn. Once you understand working the same job day by day is (almost) never going to make you financially independent then this lesson is invaluable. Millions of little hard-working lemmings on this planet will never get it though.
                                                                                                  Last edited by David - PG; 06-11-2005, 07:32 PM.
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                                                                                                    • woj
                                                                                                      <&(©¿©)&>
                                                                                                      • Jul 2002
                                                                                                      • 47880
                                                                                                      #26
                                                                                                      If one is already business minded, reading Rich Dad Poor Dad doesn't really teach much. If one is not, than yea, I guess the book is somewhat helpful.
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                                                                                                        • chaze
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                                                                                                          • Aug 2002
                                                                                                          • 9774
                                                                                                          #27
                                                                                                          It sounds like it's based on this quote by my man:

                                                                                                          You can give a poor person money he will spend it yet you can take away a rich mans money and he will make it back.

                                                                                                          Uh, Mr Trump

                                                                                                          Simple, but the fact remains. Some use and some make it just how life works.

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                                                                                                            • $5 submissions
                                                                                                              I help you SUCCEED
                                                                                                              • Nov 2003
                                                                                                              • 32189
                                                                                                              #28
                                                                                                              Originally posted by chaze
                                                                                                              You can give a poor person money he will spend it yet you can take away a rich mans money and he will make it back.
                                                                                                              So true. This applies to traffic sources, revenue models, and sponsors and other areas of webmaster work as well.

                                                                                                              Good quote, man!

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                                                                                                                • cool1g
                                                                                                                  Confirmed User
                                                                                                                  • Sep 2002
                                                                                                                  • 976
                                                                                                                  #29
                                                                                                                  Originally posted by David - PG
                                                                                                                  To the above poster, I think you have a point but miss another.

                                                                                                                  What the Rich Dad author is trying to convey is not the single recipe that will make you rich over night. It's about a certain mind-set, analyzing the situation you're in if you're an employee. [Edit: Don't have a page number for you, I listened to the audio version]

                                                                                                                  Look around in your (your parents, neighbours whatever) circle of friends. How many people are there with MBAs, Dr. Med.'s etc. Nice jobs, yes. Nice houses, nice cars. Also, and this is what you don't see, usually lots of debt. Many of these people are still broke by every definition of the book, negative net worth. Job's don't make you rich, never have never will.

                                                                                                                  This is the message of the Jap guy, that's all you need to learn. Once you understand working the same job day by day is (almost) never going to make you financially independent then this lesson is invaluable. Millions of little hard-working lemmings on this planet will never get it though.

                                                                                                                  David - most people ask about this book in reference as to if its a good book for real estate. its not.

                                                                                                                  as to being good for encouraging one to get off their ass and become successful, it seems to have positive results for some people in that regard.

                                                                                                                  most people know the quote 'you'll never get rich working for the man, you gotta be the man'. i've seen that firsthand with some family members who are easily worth more than everyone on this board combined X 50
                                                                                                                  I don't need a book to get me motivated.
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                                                                                                                    • thewebgarage
                                                                                                                      Confirmed User
                                                                                                                      • Sep 2002
                                                                                                                      • 1002
                                                                                                                      #30
                                                                                                                      I've been meaning to pick up this book
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                                                                                                                        • onlymovies
                                                                                                                          Confirmed User
                                                                                                                          • Sep 2003
                                                                                                                          • 906
                                                                                                                          #31
                                                                                                                          The book basically says the same old things all motivation books say.

                                                                                                                          The book is boring and extremely overly repetive.
                                                                                                                          Same shit, different book.
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                                                                                                                            • mastamindz
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                                                                                                                              • Feb 2002
                                                                                                                              • 3547
                                                                                                                              #32
                                                                                                                              Im a big fan of Robert Kiyosaki. Since reading (listening to audio books while I drive becuz I hate reading) I have bought real estate, paid off all debts and living better financially. I would have to say its more inspirational and causes you to think differently.
                                                                                                                              If you click here, you will make money.

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                                                                                                                                • David - PG
                                                                                                                                  Confirmed User
                                                                                                                                  • Mar 2004
                                                                                                                                  • 767
                                                                                                                                  #33
                                                                                                                                  Originally posted by cool1g
                                                                                                                                  David - most people ask about this book in reference as to if its a good book for real estate. its not.

                                                                                                                                  as to being good for encouraging one to get off their ass and become successful, it seems to have positive results for some people in that regard.

                                                                                                                                  most people know the quote 'you'll never get rich working for the man, you gotta be the man'. i've seen that firsthand with some family members who are easily worth more than everyone on this board combined X 50
                                                                                                                                  I don't need a book to get me motivated.
                                                                                                                                  cool1g, I meant the poster above you, Clickhappy. Sorry bout that.
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                                                                                                                                    • BT
                                                                                                                                      Confirmed User
                                                                                                                                      • Apr 2002
                                                                                                                                      • 6481
                                                                                                                                      #34
                                                                                                                                      I listened to it at work and bought a house one month later.

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                                                                                                                                        • GatorB
                                                                                                                                          The Demon & 12clicks
                                                                                                                                          • Oct 2001
                                                                                                                                          • 18208
                                                                                                                                          #35
                                                                                                                                          Originally posted by BT
                                                                                                                                          I listened to it at work and bought a house one month later.

                                                                                                                                          With no money down?

                                                                                                                                          These guys get me.

                                                                                                                                          "Broke? Bad credit? Haven't had a job in over a year? Well don't worry YOU can buy real estate with ZERO money down."

                                                                                                                                          Funny how people with a down payment, GOOD credit and a good job get turned down for real estate loans all the time, but somehow these guys can teach hobos how to walk into a bank and get the bank to give them enough money to buy a house PLUS an extra $10K-$20K to stash in their pocket.

                                                                                                                                          I challenge ANYONE to help me get a decent house with ZERO money down. If they can I will personally suck their cock in font of cameras for the whole world to see while wearing a dress and a sign that says "I'm your bitch!".

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                                                                                                                                            • $5 submissions
                                                                                                                                              I help you SUCCEED
                                                                                                                                              • Nov 2003
                                                                                                                                              • 32189
                                                                                                                                              #36
                                                                                                                                              Originally posted by taibo
                                                                                                                                              im hungggrrry
                                                                                                                                              What???!

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                                                                                                                                                • DatingGold
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                                                                                                                                                  • Feb 2003
                                                                                                                                                  • 13185
                                                                                                                                                  #37
                                                                                                                                                  The guy is full of shit.. but it is inspirational or motivating I guess..

                                                                                                                                                  However I would stay away from property until the market falls out.
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                                                                                                                                                    • clickclickclick
                                                                                                                                                      Confirmed User
                                                                                                                                                      • Jan 2005
                                                                                                                                                      • 1227
                                                                                                                                                      #38
                                                                                                                                                      selling shovels... if u cant do it, teach it.
                                                                                                                                                      if you need more than 3 clicks to get to a join page, something is wrong ;)

                                                                                                                                                      p.s. i still bring the sales whores here.

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                                                                                                                                                        • jonesy
                                                                                                                                                          Confirmed User
                                                                                                                                                          • Jan 2003
                                                                                                                                                          • 6688
                                                                                                                                                          #39
                                                                                                                                                          Originally posted by clickhappy

                                                                                                                                                          In fact, if a book has a point, multiple readers ought to come up with the same answer when asked what that point is.

                                                                                                                                                          If they come up with different answers, it is either because the author was incompetent at communicating his point, or because the book has no point, or because the author deliberately obfuscated the point.

                                                                                                                                                          The only time different people look at the same thing and come up with different answers as to what it is they are looking at is when the thing they are looking at is amorphous, .

                                                                                                                                                          sorry man but after reading the above i just cant engage in a serious conversation with you no offense.
                                                                                                                                                          .
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                                                                                                                                                            • aflex
                                                                                                                                                              Confirmed User
                                                                                                                                                              • Oct 2002
                                                                                                                                                              • 3127
                                                                                                                                                              #40
                                                                                                                                                              personally, i found his book to be a mixture of inspiration and original insight. i strongly believe in listening/reading what people have to say about topics i'm interested in, then form my own opinions and ideas. no matter what people say about the guy, he does put some insightful knowledge in his book, and makes it easier for the common person (friends, family) to understand. i had my bestfriend read the book, and he is hooked. i sure as hell feel better knowing my bestfriend has a better concept of financial knowledge.
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                                                                                                                                                                • jonesy
                                                                                                                                                                  Confirmed User
                                                                                                                                                                  • Jan 2003
                                                                                                                                                                  • 6688
                                                                                                                                                                  #41
                                                                                                                                                                  Originally posted by GatorB
                                                                                                                                                                  With no money down?

                                                                                                                                                                  These guys get me.

                                                                                                                                                                  "Broke? Bad credit? Haven't had a job in over a year? Well don't worry YOU can buy real estate with ZERO money down."

                                                                                                                                                                  Funny how people with a down payment, GOOD credit and a good job get turned down for real estate loans all the time, but somehow these guys can teach hobos how to walk into a bank and get the bank to give them enough money to buy a house PLUS an extra $10K-$20K to stash in their pocket.

                                                                                                                                                                  I challenge ANYONE to help me get a decent house with ZERO money down. If they can I will personally suck their cock in font of cameras for the whole world to see while wearing a dress and a sign that says "I'm your bitch!".
                                                                                                                                                                  ill let you in on a little secret.

                                                                                                                                                                  you use someone elses money to put down.

                                                                                                                                                                  who that person is or how you get that money is up to you. figure that out on your own, think about what i said and apply it logically - lots of others have.

                                                                                                                                                                  Now about that cock your going to suck on camera - find a substitute cause i sure as fuck aint interested ya fag.
                                                                                                                                                                  .
                                                                                                                                                                  Shooting Bikini Girls

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                                                                                                                                                                    • GatorB
                                                                                                                                                                      The Demon & 12clicks
                                                                                                                                                                      • Oct 2001
                                                                                                                                                                      • 18208
                                                                                                                                                                      #42
                                                                                                                                                                      Originally posted by jonesy
                                                                                                                                                                      ill let you in on a little secret.

                                                                                                                                                                      you use someone elses money to put down.

                                                                                                                                                                      who that person is or how you get that money is up to you. figure that out on your own, think about what i said and apply it logically - lots of others have.
                                                                                                                                                                      No they say NO MONEY DOWN. That's the deal. Absolutely ZERO MONEY DOWN like they say.

                                                                                                                                                                      Now about that cock your going to suck on camera - find a substitute cause i sure as fuck aint interested ya fag.
                                                                                                                                                                      I'm not gay. I'm willing to bet I would never have to do that.

                                                                                                                                                                        Comment

                                                                                                                                                                        • J$tyle$
                                                                                                                                                                          Too lazy to set a custom title
                                                                                                                                                                          • Apr 2003
                                                                                                                                                                          • 11500
                                                                                                                                                                          #43
                                                                                                                                                                          Originally posted by GatorB
                                                                                                                                                                          No they say NO MONEY DOWN. That's the deal. Absolutely ZERO MONEY DOWN like they say.



                                                                                                                                                                          I'm not gay. I'm willing to bet I would never have to do that.
                                                                                                                                                                          Last March I closed on my house with ZERO down and got back $7500 after closing.

                                                                                                                                                                          It's called creative financing. It's done all day every day. I didn't take a course or buy tapes and dvd's from TV. I spent a week doing my own research. Met with a mortgage broker. Got a list of 12 properties put an offer on the 3rd one i looked at. Closed escrow 30 days later NO MONEY DOWN and got a check for $7500 at closing.

                                                                                                                                                                          BAM!

                                                                                                                                                                          The house was worth $530K March 2004 and June 2005 it's worth $645K

                                                                                                                                                                          No need to pay up BTW

                                                                                                                                                                            Comment

                                                                                                                                                                            • GatorB
                                                                                                                                                                              The Demon & 12clicks
                                                                                                                                                                              • Oct 2001
                                                                                                                                                                              • 18208
                                                                                                                                                                              #44
                                                                                                                                                                              Originally posted by J$tyle$
                                                                                                                                                                              Last March I closed on my house with ZERO down and got back $7500 after closing.

                                                                                                                                                                              It's called creative financing. It's done all day every day. I didn't take a course or buy tapes and dvd's from TV. I spent a week doing my own research. Met with a mortgage broker. Got a list of 12 properties put an offer on the 3rd one i looked at. Closed escrow 30 days later NO MONEY DOWN and got a check for $7500 at closing.

                                                                                                                                                                              BAM!

                                                                                                                                                                              The house was worth $530K March 2004 and June 2005 it's worth $645K

                                                                                                                                                                              No need to pay up BTW

                                                                                                                                                                              How can you put down an offer when your offer is ZERO $? Hmmmmmmm. And who takes that deal?

                                                                                                                                                                              Seller: "So you have no job, bad credit and you want to pay nothing down on my $300,000 house?"

                                                                                                                                                                              Buyer: "yep"

                                                                                                                                                                              Seller: "Yeah ok"

                                                                                                                                                                              I mean who can't get a better offer than ZERO $ down? I could sell an outhouse and SOMEONE will offer a down payment. I'll certianly take that over ZERO $.

                                                                                                                                                                              Besides if you can afford a $500K house that means you have good credit. So of course YOUR chances are going to be better than the average joe. I'm talking REAL people. Not already rich people that seem to get all the breaks. Even ones they don't need.

                                                                                                                                                                                Comment

                                                                                                                                                                                • pornguy
                                                                                                                                                                                  Too lazy to set a custom title
                                                                                                                                                                                  • Mar 2003
                                                                                                                                                                                  • 62910
                                                                                                                                                                                  #45
                                                                                                                                                                                  I had no idea that the book had been written.
                                                                                                                                                                                  PornGuy skype me pornguy_epic

                                                                                                                                                                                  AmateurDough The Hottes Shemales online!
                                                                                                                                                                                  TChicks.com | Angeles Cid | Mariana Cordoba | MAILERS WELCOME!

                                                                                                                                                                                    Comment

                                                                                                                                                                                    • jonesy
                                                                                                                                                                                      Confirmed User
                                                                                                                                                                                      • Jan 2003
                                                                                                                                                                                      • 6688
                                                                                                                                                                                      #46
                                                                                                                                                                                      Originally posted by GatorB
                                                                                                                                                                                      No they say NO MONEY DOWN. That's the deal. Absolutely ZERO MONEY DOWN like they say.

                                                                                                                                                                                      I'm not gay. I'm willing to bet I would never have to do that.
                                                                                                                                                                                      im not going to bother and please dont reply with "cause you cant prove it" ...

                                                                                                                                                                                      do your own research.

                                                                                                                                                                                      and im willing to bet when you find out you can buy a home/property with zero down you wont bring up the sucking cock part to the board
                                                                                                                                                                                      .
                                                                                                                                                                                      Shooting Bikini Girls

                                                                                                                                                                                        Comment

                                                                                                                                                                                        • J$tyle$
                                                                                                                                                                                          Too lazy to set a custom title
                                                                                                                                                                                          • Apr 2003
                                                                                                                                                                                          • 11500
                                                                                                                                                                                          #47
                                                                                                                                                                                          Originally posted by GatorB
                                                                                                                                                                                          How can you put down an offer when your offer is ZERO $? Hmmmmmmm. And who takes that deal?

                                                                                                                                                                                          Seller: "So you have no job, bad credit and you want to pay nothing down on my $300,000 house?"

                                                                                                                                                                                          Buyer: "yep"

                                                                                                                                                                                          Seller: "Yeah ok"

                                                                                                                                                                                          I mean who can't get a better offer than ZERO $ down? I could sell an outhouse and SOMEONE will offer a down payment. I'll certianly take that over ZERO $.

                                                                                                                                                                                          Besides if you can afford a $500K house that means you have good credit. So of course YOUR chances are going to be better than the average joe. I'm talking REAL people. Not already rich people that seem to get all the breaks. Even ones they don't need.
                                                                                                                                                                                          LOL

                                                                                                                                                                                          It's obvious that you know little to nothing about real estate or simply purchasing a home.

                                                                                                                                                                                          THE OFFER WASN'T ZERO!



                                                                                                                                                                                          I offerend them $530K for the house ... the bank/mortgage company pays them - doesn't matter what the down payment is. Do you realize that there are 100 different ways to creatively finance a property? Every situation is different. Good credit, bad credit, no credit, rich, poor, whatever. All you have to do is be savy.

                                                                                                                                                                                          You're a somewhat funny guy, but it's apparent from your posts over the last couple weeks (in MANY threads) that you're arm chair quarterback who's VERY OPINIONATED but has little real world experience.



                                                                                                                                                                                          Best of luck in whatever you do!

                                                                                                                                                                                          Last edited by J$tyle$; 06-12-2005, 12:46 AM.

                                                                                                                                                                                            Comment

                                                                                                                                                                                            • $5 submissions
                                                                                                                                                                                              I help you SUCCEED
                                                                                                                                                                                              • Nov 2003
                                                                                                                                                                                              • 32189
                                                                                                                                                                                              #48
                                                                                                                                                                                              Man, I wish there's a way to do this with Freddie Mac re buying apartment buildings

                                                                                                                                                                                              Originally posted by J$tyle$
                                                                                                                                                                                              Last March I closed on my house with ZERO down and got back $7500 after closing.

                                                                                                                                                                                              It's called creative financing. It's done all day every day. I didn't take a course or buy tapes and dvd's from TV. I spent a week doing my own research. Met with a mortgage broker. Got a list of 12 properties put an offer on the 3rd one i looked at. Closed escrow 30 days later NO MONEY DOWN and got a check for $7500 at closing.

                                                                                                                                                                                              BAM!

                                                                                                                                                                                              The house was worth $530K March 2004 and June 2005 it's worth $645K

                                                                                                                                                                                              No need to pay up BTW

                                                                                                                                                                                                Comment

                                                                                                                                                                                                • jonesy
                                                                                                                                                                                                  Confirmed User
                                                                                                                                                                                                  • Jan 2003
                                                                                                                                                                                                  • 6688
                                                                                                                                                                                                  #49
                                                                                                                                                                                                  Originally posted by GatorB
                                                                                                                                                                                                  How can you put down an offer when your offer is ZERO $? Hmmmmmmm. And who takes that deal?

                                                                                                                                                                                                  Seller: "So you have no job, bad credit and you want to pay nothing down on my $300,000 house?"

                                                                                                                                                                                                  Buyer: "yep"

                                                                                                                                                                                                  Seller: "Yeah ok"

                                                                                                                                                                                                  I mean who can't get a better offer than ZERO $ down? I could sell an outhouse and SOMEONE will offer a down payment. I'll certianly take that over ZERO $.

                                                                                                                                                                                                  Besides if you can afford a $500K house that means you have good credit. So of course YOUR chances are going to be better than the average joe. I'm talking REAL people. Not already rich people that seem to get all the breaks. Even ones they don't need.

                                                                                                                                                                                                  instead of being like every other loser who cries "bullshit" and base their facts on their own ill-informed opinoins and ignorance, EDUCATE yourself on the topic before replying again unless you want to make yourself look like more of a moron than your already making yourself out to be
                                                                                                                                                                                                  .
                                                                                                                                                                                                  Shooting Bikini Girls

                                                                                                                                                                                                    Comment

                                                                                                                                                                                                    • jonesy
                                                                                                                                                                                                      Confirmed User
                                                                                                                                                                                                      • Jan 2003
                                                                                                                                                                                                      • 6688
                                                                                                                                                                                                      #50
                                                                                                                                                                                                      Originally posted by $5 submissions
                                                                                                                                                                                                      Man, I wish there's a way to do this with Freddie Mac re buying apartment buildings
                                                                                                                                                                                                      find a partner
                                                                                                                                                                                                      .
                                                                                                                                                                                                      Shooting Bikini Girls

                                                                                                                                                                                                        Comment

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