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From my experience ccbill has been horrible as far as sales & rebills.
Ibill works great.
ibill/ccbill/epoch all offer services that do not require you to have a merchant account (hence the 11-15% fee).
Netbilling helps you get a merchant and process transactions through your merchant (that's why fees are lower), however you have to REALLY monitor your CB% because once you go over a threshold you can lose the merchant and get on the TMF (never be able to bill again).
Then again, you have to watch your CB% with ibill/ccbill too .. so where's the benefit :-/
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