GoFuckYourself.com - Adult Webmaster Forum - View Single Post

minusonebit · 08-29-2006, 02:28 PM

Did you get a copy of the police report???

It dosent matter if they called and reported it to thier insurance companies or not. Tell them that you HAVE A CLAIM AGAINST THIER POLICIES and you want an adjuster sent out. Send them a copy of the police report. Thats all they need, they dont need thier clients to call them, thats just a delay tactic.

How much damage is involved? If the amount you stand to recover is less than the small claims limit in your state, just file a small claims suit against the other drivers (not thier insurance companies, you sue the drivers, not thier insurance companies) and when the summons come you can bet the drivers will be in touch with thier insurance agents demanding that thier insurance company defend them against the suits, which they will do.

I have been involved in three car accidents in my life, all not at fault according to the cops. All of the people that hit me were insured by State Farm or All State. Both of which are extemely miserable to deal with.

I have found its best not to screw around with all thier little bullshit tactics. If you have injuries, get a lawyer. If its just PD, sue them and represent yourself. Lawyers wont touch those cases anyway on contingency and it wouldnt be cost effective to hire them by the hour. Get three estimates (at DEALERS, using OEM parts only, who will charge more, let the insurance company argue that it can be done cheaper elsewhere, where you counter that you didnt have aftermarket parts on your car before you got hit so there is no reason they should be able to replace them with substandard parts) and demand the average of the three estimates as damages, throw on some rental car charges and such.

08-29-2006, 02:28 PM
minusonebit So Fucking Banned Join Date: Feb 2006 Location: [email protected] Posts: 7,391	Did you get a copy of the police report??? It dosent matter if they called and reported it to thier insurance companies or not. Tell them that you HAVE A CLAIM AGAINST THIER POLICIES and you want an adjuster sent out. Send them a copy of the police report. Thats all they need, they dont need thier clients to call them, thats just a delay tactic. How much damage is involved? If the amount you stand to recover is less than the small claims limit in your state, just file a small claims suit against the other drivers (not thier insurance companies, you sue the drivers, not thier insurance companies) and when the summons come you can bet the drivers will be in touch with thier insurance agents demanding that thier insurance company defend them against the suits, which they will do. I have been involved in three car accidents in my life, all not at fault according to the cops. All of the people that hit me were insured by State Farm or All State. Both of which are extemely miserable to deal with. I have found its best not to screw around with all thier little bullshit tactics. If you have injuries, get a lawyer. If its just PD, sue them and represent yourself. Lawyers wont touch those cases anyway on contingency and it wouldnt be cost effective to hire them by the hour. Get three estimates (at DEALERS, using OEM parts only, who will charge more, let the insurance company argue that it can be done cheaper elsewhere, where you counter that you didnt have aftermarket parts on your car before you got hit so there is no reason they should be able to replace them with substandard parts) and demand the average of the three estimates as damages, throw on some rental car charges and such.