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Originally Posted by Adult Warden
Anyone find it funny that neither driver has called their insurance company yet? Both vehicles were towed off scene...The car in the middle had quite a bit of damage...
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Ever cross your mind that maybe they aren't insured but just said they were for the cops?
Not sure where you live, but I know in CA you must report to the DMV if you are in an accident with damages over $500 or if there was an injury, and file proof of insurance, no matter whose fault it was.
You are doing yourself no favors by failing to report the incident to your carrier. Reporting it and filing a claim are not the same thing.