Originally Posted by Adult Warden

I know everyone is saying contact your own insurance policy...The issue with that is...I've never had a claim with my insurance company...I've never had anything at fault or any problems...I shouldn't have to report it to my insurance policy that someone else hit me...Insurance companies love to jack up rates regardless of whos fault...So instead of involving my insurance company I am going straight to theirs...After all...I was sitting still whenever 2 cars plowed into the back of me...