As mentioned, some user created scripts open up huge security gaps. It can and does happen, regardless of how good the management team is. Situations like this are why its extremely important to have weekly back-ups at bare minimum. If you're updating your site often and it is even remotely important to you, shoot for daily back-ups. It may cost you a couple extra bucks every month but that added insurance will save you from potential mishaps and even hard drive failure.
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