I have heard that credit card companies only allow each person like 2 chargebacks per year. Is this true or just BS?
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I've never heard that before........ -
BS..... mabey if they suspect you of playing the cb game, they might limit or close your account, but if you have valid cb's they won't do much...ICQ: 52344098
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never heard of anything like that, it could be 2 charge backs from the same merchant though...Custom Software Development, email: woj#at#wojfun#.#com to discuss details or skype: wojl2000 or gchat: wojfun or telegram: wojl2000
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I have never herd of the that. I wish it was no chargeback.
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Not really. If it is a fraudulent charge, the CC company is going to protect the consumer 9 out of 10 times. However, if a consumer has a history of chargebacks that seems suspicious, and the companies have disputed his chargebacks, they are less likely to get the lenient treatment in the future.Comment
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No truth to it.Comment
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thanks... so what exactly happens if someone is excessive in charging back? For example: They have a pattern of making claims that they received items/service not as described or claim fraud even with positive avs and cvv2 etc.Comment
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Don't know at all about that..
But another thing I've heard is that chargebacks are only allowed for amounts above $20...
Which makes me think $10-sites etc. must really looove being chargeback-safe. ;)
Anyone here able to confirm that hearsay?
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not true
you can dispute any charge to your card $0.01 or 1 mln
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Thanks for that info thinkx, can be useful if making choices related to it later.
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Like many have said, if the bank notices a habit of frequent chargebacks, they'll eventually say enough is enough.
As for amounts under $20, many banks will simply write off the amount and credit to the customer rather than going through with the chargeback. Typically, it costs a bank a lot more than $20 to file a chargeback.
Keep in mind that it's at the bank's discretion, so some banks will chargeback, and those that typically don't sometimes will.
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Thanks KrisKross, always good with some detail knowledge ~¤~ MORE MONEY ~¤~ VOD? XoD! ~¤~
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nope, wrong... i've got cb's here for $1Originally posted by Diligent
112.020.756Comment
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thats why the merchants are fined per each cb, it wouldnt cost the bank anythingOriginally posted by KrisKross112.020.756Comment
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That's not correct. The fees are two ways. Mechants only get charged half the fees. Keep in mind there are typically two banks involved in the process. The customer's issuing bank has fees as well as the merchant's bank.Originally posted by tical
I used to work for Visa, FYI.Comment
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so whats the real answer? If someone is excessive in charging back and it is known to the issuer.Originally posted by KrisKrossComment
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The policy varies from one bank to another.Originally posted by PureMedsComment
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only 2, thats impossible!TAEMDLRMSKRJIXMRLSMRJ.Comment
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