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Originally Posted by tASSy
not held hostage, but if fraud is suspected, accounts associated with the frauding parties will be put on hold
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Can you explain the practical difference between "held hostage" and "put on hold"?
My own account is a gift account. I'm sitting here wondering how could I possibly prove the negative, that I was not in any way associated with a fraud committed by someone else with whom my issuer did business. So in practise, were that to happen, my account would be suspended at your discretion for as long as you saw fit and there isn't a damn thing I could do about it.