GoFuckYourself.com - Adult Webmaster Forum - View Single Post - 1.6% chargebacks this month

longdongsilver · 07-01-2006, 10:27 AM

Hi again.. ....

Seems that there is such a thing as chargeback reversal. I mean if the ip matches the home address and cvv2 matches etc etc how can they be allowed to claim they didn't make the transaction. Someone broke into their home and just used their cc to buy a porn membership to my site? or else their son/husband used their card without asking....in which case they can foot the bill not me. A lot of these chargebacks i can see their username using up gigs of bandwidth which im sure would be the same ip they used to join and which matches their home address.....and some of these fuckers have been using up bandwidth month on month for free....aarrrgggghhh

I'm certain 3rd party billers could could follow these up. I know 99% of it is visa/mastercards fault but 3rd party billers should have a department that gets on top of these chargebacks and gets the reversals done, if that's not workable i'm certain there must be a company out there that just specializes in that kind of fraud. I know its not their fault really since i'm sure they don't like to loose their % of the sales, i guess it's cos porn is so sick and disgusting all the billers just have to kiss visa's/mastercards ass just to be allowed to process throught their systems, therefore they don't dare kick up too much fuss over the blatant fraud taking place.

Even before a chargeback can be made their bank has to make a chargeback request, giving the company an opportunity to refund or else contest this request. I'm certain that's how it works or it does for companies that ship out physical goods. I can't believe that with any transaction that is not point of sale related the customer can just say "nah never used that service or ordered that item" and the bank can just take the money from the merchants account.

Sure if it's like from some 3rd world country then yeah it's prob not worth going after it since it's a genuine fraud, but with the scrubbing databases these days not many of those get through.

I've heard of companies that buy chargebacks but i'm guessing that's only if you have your own merchant account,....ah well it's not just the lost money it's the feeling people are just getting away with fucking you over, all of the surfers out there are starting to get way to familiar with the chargeback scam......after all why pay when you can just say ...nope never joined/bought that?

Anyway i know next month when hopefully chargbacks are back below 0.4 it will seem less important. But then it will be some other poor webmasters turn to be getting a good fucking from these scammers. It's a pitty egold is not easier for people to get their hands on. It's the long winded process of getting hold of the egold that puts people off i'm sure, or some other system where chargebacks are not possible. ..ah well new month now so fingers crossed...thanks for all the replies....good luck to all the hardworking webmasters out there.

07-01-2006, 10:27 AM
longdongsilver Confirmed User Join Date: Aug 2003 Posts: 378	Hi again.. .... Seems that there is such a thing as chargeback reversal. I mean if the ip matches the home address and cvv2 matches etc etc how can they be allowed to claim they didn't make the transaction. Someone broke into their home and just used their cc to buy a porn membership to my site? or else their son/husband used their card without asking....in which case they can foot the bill not me. A lot of these chargebacks i can see their username using up gigs of bandwidth which im sure would be the same ip they used to join and which matches their home address.....and some of these fuckers have been using up bandwidth month on month for free....aarrrgggghhh I'm certain 3rd party billers could could follow these up. I know 99% of it is visa/mastercards fault but 3rd party billers should have a department that gets on top of these chargebacks and gets the reversals done, if that's not workable i'm certain there must be a company out there that just specializes in that kind of fraud. I know its not their fault really since i'm sure they don't like to loose their % of the sales, i guess it's cos porn is so sick and disgusting all the billers just have to kiss visa's/mastercards ass just to be allowed to process throught their systems, therefore they don't dare kick up too much fuss over the blatant fraud taking place. Even before a chargeback can be made their bank has to make a chargeback request, giving the company an opportunity to refund or else contest this request. I'm certain that's how it works or it does for companies that ship out physical goods. I can't believe that with any transaction that is not point of sale related the customer can just say "nah never used that service or ordered that item" and the bank can just take the money from the merchants account. Sure if it's like from some 3rd world country then yeah it's prob not worth going after it since it's a genuine fraud, but with the scrubbing databases these days not many of those get through. I've heard of companies that buy chargebacks but i'm guessing that's only if you have your own merchant account,....ah well it's not just the lost money it's the feeling people are just getting away with fucking you over, all of the surfers out there are starting to get way to familiar with the chargeback scam......after all why pay when you can just say ...nope never joined/bought that? Anyway i know next month when hopefully chargbacks are back below 0.4 it will seem less important. But then it will be some other poor webmasters turn to be getting a good fucking from these scammers. It's a pitty egold is not easier for people to get their hands on. It's the long winded process of getting hold of the egold that puts people off i'm sure, or some other system where chargebacks are not possible. ..ah well new month now so fingers crossed...thanks for all the replies....good luck to all the hardworking webmasters out there.