EMO had a unique payment system: printable money orders. You could email a client (or affiliate) a printable file which could then be deposited at a US bank.
If you've never heard of EMO you may have heard of one of their large members: 12dailypro
Looks like EMO went the same way as Stormpay: they did not have 100% of members funds available as cash. Gee... running an online payment service seems to be a great way to pep up your lifestyle since it's unlikely that all your members will ever withdraw their accounts to empty, at the same time. Just skim 10% and you're laughing.
http://emoweb01.emocorp.com/resource...eivership.html