Originally Posted by H.I.G

Rand,

My primary billing company is Paycom and I use CCbill as a secondary processor for ACH checks.

Now, I am considering adding this new company http://passwordbytelephone.com/ as the third processor in order to pick up declined transactions (mostly international).

This company doesn't process credit cards, and charges customers only through local phone billing. Therefore it may not be a conflict of interest on TOS, Especially for the US Visa region.

In anycase, please clarify the position on adding this new billing company for Paycom/CCbill customers in US.