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Cascading denied transactions to a secondary billing solution is a good idea, but be sure that your alternative company is in the same Visa region as your primary or you will be in violation of cross-boarder acquiring rules. And that could get your URL's blacklisted from credit card transactions.
-- Rand
Payment Industry - Communications - Quality Assurance
Cascading denied transactions to a secondary billing solution is a good idea, but be sure that your alternative company is in the same Visa region as your primary or you will be in violation of cross-boarder acquiring rules. And that could get your URL's blacklisted from credit card transactions.
Rand,
My primary billing company is Paycom and I use CCbill as a secondary processor for ACH checks.
Now, I am considering adding this new company http://passwordbytelephone.com/ as the third processor in order to pick up declined transactions (mostly international).
This company doesn't process credit cards, and charges customers only through local phone billing. Therefore it may not be a conflict of interest on TOS, Especially for the US Visa region.
In anycase, please clarify the position on adding this new billing company for Paycom/CCbill customers in US.
Cascading denied transactions to a secondary billing solution is a good idea, but be sure that your alternative company is in the same Visa region as your primary or you will be in violation of cross-boarder acquiring rules. And that could get your URL's blacklisted from credit card transactions.
My primary billing company is Paycom and I use CCbill as a secondary processor for ACH checks.
Now, I am considering adding this new company http://passwordbytelephone.com/ as the third processor in order to pick up declined transactions (mostly international).
This company doesn't process credit cards, and charges customers only through local phone billing. Therefore it may not be a conflict of interest on TOS, Especially for the US Visa region.
In anycase, please clarify the position on adding this new billing company for Paycom/CCbill customers in US.
If the alternative billing company isn't processing a credit card transaction then I don't see how you could be in violation of cross border acquiring rules.
-- Rand
Payment Industry - Communications - Quality Assurance
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