What does medical insurance cost in your country?

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  • BRISK
    Too lazy to set a custom title
    • Feb 2003
    • 12240

    #1

    What does medical insurance cost in your country?

    I've been reading about how different countries approach the concept of medical insurance, and I'm curious to know how much medical insurance costs in different countries.

    Can anyone tell me:

    1. What country you live in (include the state or province if relevant)

    2. How much medical insurance costs per month (on average) in your country
    I post on GFY so that when people ask me what I do,
    I can tell them that I work with the mentally retarded.
  • Paul Markham
    Too old to care
    • Jun 2001
    • 52942

    #2
    I live in Czech and pay a weekly pecentage of my wage to a medical insurance, don't have a clue what it is but probably not that much.

    But just signed up to a private clinic for medical care. $2,000 all in.



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    • smack
      Push Porn Like Weight.
      • Mar 2002
      • 10652

      #3
      in the US the average range is 100 - 150 dollars.
      Cry havoc and let slip the dogs of war.

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      • smack
        Push Porn Like Weight.
        • Mar 2002
        • 10652

        #4
        per month.
        Cry havoc and let slip the dogs of war.

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        • BRISK
          Too lazy to set a custom title
          • Feb 2003
          • 12240

          #5
          Originally posted by charly
          I live in Czech and pay a weekly pecentage of my wage to a medical insurance, don't have a clue what it is but probably not that much.

          But just signed up to a private clinic for medical care. $2,000 all in.
          What does that $2000 get you?

          Is that $2000 a year?
          I post on GFY so that when people ask me what I do,
          I can tell them that I work with the mentally retarded.

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          • Love Brokers
            Confirmed User
            • Jul 2004
            • 1699

            #6
            It's enough to make you sick!
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            • Alex Xe

              #7
              I pay 1100 CYP, around $2400 per year for me, wife and child at Cyprus. Full insurance.

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              • Johny Traffic
                Confirmed User
                • Apr 2003
                • 5461

                #8
                we have the national health service. Its free


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                • BRISK
                  Too lazy to set a custom title
                  • Feb 2003
                  • 12240

                  #9
                  Originally posted by Johny Traffic
                  we have the national health service. Its free
                  What country?
                  I post on GFY so that when people ask me what I do,
                  I can tell them that I work with the mentally retarded.

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                  • just a punk
                    So fuckin' bored
                    • Jun 2003
                    • 32385

                    #10
                    Free here in Russia.
                    Obey the Cowgod

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                    • sonofsam
                      Too lazy to set a custom title
                      • Dec 2004
                      • 18648

                      #11


                      1 miiiiilllion dollars
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                      • Jace
                        FBOP Class Of 2013
                        • Jan 2004
                        • 35562

                        #12
                        i am in georgia, usa

                        i pay $266 a month for my wife and $189 month for me

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                        • Project-Shadow
                          Confirmed User
                          • Feb 2003
                          • 7340

                          #13
                          Originally posted by Johny Traffic
                          we have the national health service. Its free
                          NHS = U.K. But that only covers doctors and hospital visits, and it comes out of our taxes.
                          Dental is another thing all together.

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                          • BRISK
                            Too lazy to set a custom title
                            • Feb 2003
                            • 12240

                            #14
                            Originally posted by JaceXXX
                            i am in georgia, usa

                            i pay $266 a month for my wife and $189 month for me
                            Is there a reason your wife costs more than you?
                            I post on GFY so that when people ask me what I do,
                            I can tell them that I work with the mentally retarded.

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                            • Johny Traffic
                              Confirmed User
                              • Apr 2003
                              • 5461

                              #15
                              Originally posted by Project-Shadow
                              NHS = U.K. But that only covers doctors and hospital visits, and it comes out of our taxes.
                              Dental is another thing all together.
                              I know in some places its hard to get National Health dentists these days. But where I live its no problem. anyone can still get a national health dentist. I have one and a check up costs me £4


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                              • WarChild
                                Let slip the dogs of war.
                                • Jan 2003
                                • 17263

                                #16
                                In Canada, healthcare is free if you make under X amount per year (It's very low, $19,000 or something).

                                At the top end, you pay about $40 per month.

                                Prescription, dental, eyes are all extra but are included at the employer's cost in many professional work enviroments.
                                .

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                                • BRISK
                                  Too lazy to set a custom title
                                  • Feb 2003
                                  • 12240

                                  #17
                                  Originally posted by WarChild
                                  In Canada, healthcare is free if you make under X amount per year (It's very low, $19,000 or something).

                                  At the top end, you pay about $40 per month.
                                  $54 for one person
                                  $96 for a family of two
                                  $108 for a family of three or more

                                  http://www.healthservices.gov.bc.ca/...n/premium.html
                                  I post on GFY so that when people ask me what I do,
                                  I can tell them that I work with the mentally retarded.

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                                  • WarChild
                                    Let slip the dogs of war.
                                    • Jan 2003
                                    • 17263

                                    #18
                                    Originally posted by BRISK
                                    $54 for one person
                                    $96 for a family of two
                                    $108 for a family of three or more

                                    http://www.healthservices.gov.bc.ca/...n/premium.html
                                    There you go then... It's been a few years since I paid Canadian medical.
                                    .

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                                    • Lycanthrope
                                      Confirmed User
                                      • Jan 2004
                                      • 4517

                                      #19
                                      Wisconsin: (Family of three)
                                      $860,00 per month
                                      Plus 500 dollar deductible
                                      Plus 20% coinsurance
                                      Plus $25.00 per office visit

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                                      • spideriux
                                        Registered User
                                        • Feb 2005
                                        • 17227

                                        #20
                                        Free in Lithaunia !
                                        FreeOnes

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                                        • Rich
                                          So Fucking Banned
                                          • Jan 2003
                                          • 11486

                                          #21
                                          1) Canada

                                          2) $0.00

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                                          • thaifan99
                                            Confirmed User
                                            • Jul 2003
                                            • 3029

                                            #22
                                            Free health service but u can have private .....

                                            So insurance costs whatever u want it to cover...

                                            More costs more!
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                                            • WarChild
                                              Let slip the dogs of war.
                                              • Jan 2003
                                              • 17263

                                              #23
                                              Originally posted by Rich
                                              1) Canada

                                              2) $0.00
                                              You don't have to pay anything at all for your medical? That seems odd. Is it different in the various provinces?
                                              .

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                                              • DutchTeenCash
                                                I like Dutch Girls
                                                • Feb 2003
                                                • 21684

                                                #24
                                                euro 140 / month full insurance, 250 euro own risk including dental (thats private insurance as we call it, if you make more then 60k a yr, if its less then its like 40 euros a month gov insurance but a lot less is covered)

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                                                • BRISK
                                                  Too lazy to set a custom title
                                                  • Feb 2003
                                                  • 12240

                                                  #25
                                                  Originally posted by WarChild
                                                  You don't have to pay anything at all for your medical? That seems odd. Is it different in the various provinces?
                                                  I think there are only 3 provinces in Canada that have medical premiums. BC, Alberta, and Ontario. Maybe he doesn't live in any of those provinces? Or maybe he doesn't have a big enough income to require premium payments.
                                                  I post on GFY so that when people ask me what I do,
                                                  I can tell them that I work with the mentally retarded.

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                                                  • http
                                                    Confirmed User
                                                    • Oct 2001
                                                    • 1811

                                                    #26
                                                    Originally posted by BRISK
                                                    Is there a reason your wife costs more than you?

                                                    Women get older, and get pregnant

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                                                    • theking
                                                      Nice Kitty
                                                      • Sep 2002
                                                      • 21053

                                                      #27
                                                      Originally posted by BRISK
                                                      I think there are only 3 provinces in Canada that have medical premiums. BC, Alberta, and Ontario. Maybe he doesn't live in any of those provinces? Or maybe he doesn't have a big enough income to require premium payments.
                                                      I am satisfied that it is the latter.
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                                                      • theking
                                                        Nice Kitty
                                                        • Sep 2002
                                                        • 21053

                                                        #28
                                                        I have free medical care via the VA...but I also pay for medical insurance...as it is not usually convenient to go to a VA hospital. Something over $170 per month for medical/dental/optometry...with an annual deductable of $450...20% co-pay...$10 per prescription.
                                                        When you're running down my country hoss...you're walking on the fighting side of me!

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                                                        • strobi
                                                          Confirmed User
                                                          • Nov 2002
                                                          • 7383

                                                          #29
                                                          I pay around 100$/year or less... I have no idea, at least it's not enough to notice.

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                                                          • mcmc
                                                            Confirmed User
                                                            • Feb 2004
                                                            • 1705

                                                            #30
                                                            Switzerland
                                                            Around $250 - $300 per person

                                                            Families get special deals
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                                                            • macromind
                                                              Confirmed User
                                                              • Nov 2003
                                                              • 202

                                                              #31
                                                              1) Canada/Quebec

                                                              2) $0.00

                                                              It is all free apart from dental care which stop been free after 13 years old.

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                                                              • Smurfette
                                                                Confirmed User
                                                                • Sep 2001
                                                                • 542

                                                                #32
                                                                I live in Newfoundland Canada
                                                                I don't have to pay for any doctor visits or hospital stays (unless I want a private room).
                                                                If I want full dental and medical coverage (which includes Accidental Death and Dismemberment Benefit, 70% vision, physiotherapy, diabetic supplies, % of prescriptions,% of dental, % of private hospital stays.) for a family of 4 with 1 smoker I pay almost 200 a month for it.

                                                                Smurfette

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                                                                • TheSaint
                                                                  Confirmed User
                                                                  • Jun 2003
                                                                  • 991

                                                                  #33
                                                                  Here in the Philadelphia area a standard blue cross family contract is $1,000 a month. With 3 kids I pay about about $1200 a month.
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                                                                  • Jace
                                                                    FBOP Class Of 2013
                                                                    • Jan 2004
                                                                    • 35562

                                                                    #34
                                                                    Originally posted by BRISK
                                                                    Is there a reason your wife costs more than you?
                                                                    she has a heart condition

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                                                                    • Peaches
                                                                      Old broad
                                                                      • Oct 2002
                                                                      • 13933

                                                                      #35
                                                                      United States, GA, 43 year old female, $334 a month for $20 doctor visits and $25 prescriptions.

                                                                      My Imitrex usually sells for $160+ a pack and I use approx. 2 packs a month. I also use Prevacid that's normally $102 a month so I DO get my money's worth out of it.

                                                                      There are other plans available for less than $100 for catastrophic insurance.

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                                                                      • fris
                                                                        I have to go potty
                                                                        • Aug 2002
                                                                        • 55800

                                                                        #36
                                                                        yep here in canada you could stay in the hospital for a year wouldnt cost a penny, in the states? man $$$$$$$$$$$
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                                                                        • just a punk
                                                                          So fuckin' bored
                                                                          • Jun 2003
                                                                          • 32385

                                                                          #37
                                                                          Russian and Canada rule!
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                                                                          • Sosa
                                                                            In Tushy Land
                                                                            • Oct 2002
                                                                            • 40149

                                                                            #38
                                                                            I pay like $80/month

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                                                                            • Broda
                                                                              Confirmed User
                                                                              • Feb 2003
                                                                              • 1874

                                                                              #39
                                                                              Denmark
                                                                              100% free
                                                                              unless you choose a private hospital
                                                                              dentists and specialist treatment is not necessarily free, but you can get some cheap group insurances for dental treatment; specialist treatment IS free if derived from your diagnosticated illnes
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                                                                              • phogirl69
                                                                                Confirmed User
                                                                                • Jul 2001
                                                                                • 3330

                                                                                #40
                                                                                I have a question about insurance. What is a good company for "private health insurance" in Soutern California in the US?

                                                                                I am not interested in HMO, PPO or Blue Cross... Are there any alternatives for more "higher end" insurance? Also, how come if I were to get regular insurance (when I am self employed) from a co as Blue Cross the benefits are not as good as if they would be if I got it from an employer?

                                                                                The thing is that I am self employed and if I get Blue Cross the plans just suck. But my friends who work full time and got covered through their work also get Blue Cross but with much better coverage?!

                                                                                Is there some way to get around this? That's why I am looking for the "best"
                                                                                insurance alternative for someone who is self employed but no HMO please.

                                                                                BlueCross would be around $190 for me ( single female, 26 no health problems at all) a month, but the coverage is not really good though.

                                                                                With Blue Cross you have to pay a certain percentage, say 50% of the "negotiated fee" for certain procedures. Whatever the hell the "negotiated fee" is, is not even made clear. it is too vague.
                                                                                Last edited by phogirl69; 03-05-2005, 09:59 PM.

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                                                                                • TheSaint
                                                                                  Confirmed User
                                                                                  • Jun 2003
                                                                                  • 991

                                                                                  #41
                                                                                  In general with Blue Cross you cannot get the "top shelf" program unless you create a group plan (or get in one). My blue cross for example is the best you can get - $10 copay card, $10 drug card, all that good stuff. But its a group plan - the individual plans are crap, especially the drug plans.

                                                                                  Check with a broker in your area.
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                                                                                  • dready
                                                                                    Confirmed User
                                                                                    • Oct 2002
                                                                                    • 5247

                                                                                    #42
                                                                                    I'm in Canada so it's free... but to top it off with free Massage, Chiro, Drugs, Dental, Eyes, etc, is around $50-$100/mo.
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                                                                                    • phogirl69
                                                                                      Confirmed User
                                                                                      • Jul 2001
                                                                                      • 3330

                                                                                      #43
                                                                                      Originally posted by TheSaint
                                                                                      In general with Blue Cross you cannot get the "top shelf" program unless you create a group plan (or get in one). My blue cross for example is the best you can get - $10 copay card, $10 drug card, all that good stuff. But its a group plan - the individual plans are crap, especially the drug plans.

                                                                                      Check with a broker in your area.

                                                                                      Yes, I think this is what I am looking for; a good group plan. That's probably why employers are able to offer their employees such excellent plans. In a way, I am a little bit jealous because the coverage is so great. I would be willing to pay more for a group plan, because insurance is very very important to me. Not sure how to get into a group plan, but I suppose I'll have to discuss that with a broker like you said.

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                                                                                      • DaLord
                                                                                        Confirmed User
                                                                                        • Aug 2001
                                                                                        • 3318

                                                                                        #44
                                                                                        Denmark - 100 %

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                                                                                        • DaLord
                                                                                          Confirmed User
                                                                                          • Aug 2001
                                                                                          • 3318

                                                                                          #45
                                                                                          Umm 100% free I mean

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                                                                                          • Kassidy
                                                                                            Confirmed User
                                                                                            • Jul 2003
                                                                                            • 1219

                                                                                            #46
                                                                                            I'm in Canada so it's free, but hubby also has a job with benefits so we have excellent coverage for optomtry, orthodontics, dental etc that is free to us. Not everyone has that.

                                                                                            I can't imagine what it would be like to have a sick baby and weigh whether or not I could afford to take them to the doctor or hospital. That is so sad for lower income people in the US.


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                                                                                            • Peaches
                                                                                              Old broad
                                                                                              • Oct 2002
                                                                                              • 13933

                                                                                              #47
                                                                                              Originally posted by Kassidy
                                                                                              I can't imagine what it would be like to have a sick baby and weigh whether or not I could afford to take them to the doctor or hospital. That is so sad for lower income people in the US.
                                                                                              No one has to make that decision in the US. Truly "lower income" people are available for discounted or free medical care. Almost every state has a very low cost insurance plan for those making as much as $45K per year for children under the age of 18.

                                                                                              In addition, most hospitals and doctors will work out low or zero interest payment plans for bills.

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