Yeah 2003 was just insane getting $1.60 on the dollar. I live in Bermuda now and the Bermudian Dollar is pegged to the US dollar so it's always 1 to 1.
Those were the days.. Now I lose $ every pay I get. getting MAYBE 95 cent on the dollar. At least that is what I got 3 days ago.
You are doing it wrong if you are losing that much to your bank/exchange.
I pay less than .015 off the spot price with TD's preferred rate USD account. (Borderless)
When I started in online adult it was $1.46 (late 90's). Watching that rise over the next couple of years to $1.55 and then $1.60 and beyond was.... sumptuous. I recall one day arriving at my bank and the teller informed me it was at $1.63. I moved $3K out of my US account into my Canadian acct. and got nearly $4800 CAD for it.
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