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Old 05-30-2017, 08:43 AM   #1
incredibleworkethic
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First Choice Pay Doesn't Want To Deal In CAD Banking Now :(

Any advice on how to use their prepaid card in the best way without incurring many fees? Just use any atm?
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Old 05-30-2017, 08:50 AM   #2
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They said no PO boxes but my small town uses PO boxes and I do have a residential address lol.
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Old 05-30-2017, 08:54 AM   #3
Bladewire
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Paxum First Choice? How much in fees?
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Old 05-30-2017, 08:58 AM   #4
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please fix your ass huge sig
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Old 05-30-2017, 09:06 AM   #5
Barry-xlovecam
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Maybe;
Name
street address , PO box 333
bumfuck, canada postal code

Maybe that would be acceptable?
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Old 05-30-2017, 09:08 AM   #6
incredibleworkethic
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Let me elaborate on that.

Most companies seem to be gravitating to FirstChoicePay over Paxum (in cams anyways).

So I got this account from First Choice Pay that essentially wires payments to you and your bank. This was good because I didn't have to do anything else but get paid and have it automatically go to my bank.

Anyways I just got an email saying that my country (canada of all places) is no longer supported and I must use a prepaid card.

The prepaid card comes with nickle and dime fees like per transaction, per month fee, inquiry fees, and finally a currency conversion fee at the withdrawal point if not in US dollars.

So I'll be going to a canadian bank and withdrawing my money from this card, I'm wondering if there's a method to using this card to save money instead of incur more fees than the cost to wire it.
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Old 05-30-2017, 09:55 AM   #7
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I use both Paxum and FCP and I always use their prepaid cards to withdraw $$$ from ATMs. For me it's cheaper than wires.
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Old 05-30-2017, 10:37 AM   #8
incredibleworkethic
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I use both Paxum and FCP and I always use their prepaid cards to withdraw $$$ from ATMs. For me it's cheaper than wires.
Maybe I should look at this positively then?
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Old 05-30-2017, 10:50 AM   #9
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Maybe I should look at this positively then?
Sure
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Old 05-30-2017, 02:28 PM   #10
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you can get a virtual biz address and they will fed ex your mail where ever you are. You every state has this you could even have a ny city address for $100 a month.
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Old 05-30-2017, 02:50 PM   #11
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if the atm machines have low limits for single transaction when you pull the cash...1000 dollars then its good .

the problem with mastercard is that they cheat with currency conversion but i guess you will not pay over 5 dollars .

in my case i paid 5 times more...and sum of 2300 usd to mc/local atm/payoneer just to withdraw because the machines here not programmed for big transactions.
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Old 05-30-2017, 02:56 PM   #12
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I use both Paxum and FCP and I always use their prepaid cards to withdraw $$$ from ATMs. For me it's cheaper than wires.
Yeah that's great and all, but what about those of us getting 7.5k twice a week to paxum or FCP? Some weeks if I push it, the amount can be 25k in a week. Lots of guys do this amount. If your sponsor or network won't wire you there is NO way to withdraw that much from an atm card without serious inconvenience if it's even possible? So you'd have to use the wire or ACH option which is unreliable at best. Whis is why unless they wire or ACH it to you directly when dealing with large sums, all ewallets are a no-go. But if I had to choose NOW, I'd choose Paxum for sure. Payoneer all the way before this clusterfuck they chose to go with.
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Old 05-30-2017, 05:37 PM   #13
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get a bank account! stop using their card lol
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Old 05-31-2017, 06:13 AM   #14
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You can use the card to buy stuff thru paypal and avoid currency exchange rate...

However it's look like they charge about 1.8% on transaction amount... got deducted 6.11$ on a 6$ transaction.
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Old 05-31-2017, 11:47 AM   #15
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I'm Canadian also not much other options then go to and ATM, a bank one is cheaper and pay fees...
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