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Old 05-24-2015, 10:43 AM   #1
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Paxum vs Payoneer - Interesting table ...........

look at this



Interdasting
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Old 05-24-2015, 10:45 AM   #2
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you pay for premium service. no way paxum is the same caliber
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Old 05-24-2015, 10:57 AM   #3
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Payoneer it may be a bit expensive but their services rocks , never had problems with them and their support really rocks !
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Old 05-24-2015, 11:01 AM   #4
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Payoneer is awesome, their live support gets shit done on the spot (including verifying documents).
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Old 05-24-2015, 11:02 AM   #5
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Payoneer it may be a bit expensive but their services rocks , never had problems with them and their support really rocks !
second half of 2014 that would value the company at $700 million
probably closer to 800 now
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Old 05-24-2015, 11:23 AM   #6
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You would also need to look at the transaction fees and exchange rates to get a complete picture. In both cases people throw a lot of money out of the window compared to a regular, free checking account with an ATM card.
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Old 05-24-2015, 05:50 PM   #7
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Old 05-25-2015, 03:18 AM   #8
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They apparently use the same bank in belize to issue the cards too.
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Old 05-25-2015, 03:44 AM   #9
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- still cheaper than bank wire transfers.
- still more convenient than checks for people in eu.

for both payoneer and paxum
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Old 05-25-2015, 04:13 AM   #10
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great to have both.
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Old 05-25-2015, 04:34 AM   #11
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Is the last point (POS purchase) added specifically for Currentlysober?
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Old 05-25-2015, 06:52 AM   #12
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One sponsor led me to sign up for a Payoneer account.
The activation fee was waived. I pay $2 load funds fee, and only use it for POS purchases.
I'm charged either a $1 or $3 monthly fee depending on # of transactions for previous month. <== Don't like this, but so far I'm okay with it.
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Old 05-25-2015, 09:51 AM   #14
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look at this



Interdasting
That looks great Nikki! There is a slight error in the information shown though, and the real numbers look even better!

In case you weren't aware, in January 2015, Paxum completely removed the POS fee for all clients.

All Paxum POS transactions are free!

The actual math (based on 52 card loads (1 per week) and 10 ATM withdrawals/5 POS transactions per month, for 12 months) is as follows:

Payoneer

Activation fee = $24.95
Monthly account fee = 12 x $1.00 = $12
Weekly transfer to card for a year = 52 x $2 = $104
Year of 10 ATM withdrawals per month = 120 x $3.15 = $378
Year of 5 POS transactions per month = 60 x FREE = $0

Total = $518.95 USD

-----

Paxum

Annual Maintenance = $44.95
Weekly transfer to card for a year = 52 x $0.25 = $13
Year of 10 ATM withdrawals per month = 120 x $2 = $240
Year of 5 POS transactions per month = 60 x FREE = $0

Total = $297.95 USD

----

Difference = $221 USD

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Old 05-25-2015, 10:06 AM   #15
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Ruth, the difference may be $221, but that's a small price to pay for good, responsive support. When the two companies are compared, in terms of support (and documentation/verification), it's not even close. Sorry.
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Old 05-25-2015, 11:42 AM   #16
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epassporte ftw !
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Old 05-25-2015, 02:59 PM   #17
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All Paxum POS transactions are free!
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Old 05-25-2015, 06:39 PM   #18
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Never signed up for Payoneer, seems like Paxum is *much* more adopted by affiliate programs.

I just signed up to many programs this week, and most of them offer Paxum, and hardly saw a mention of Payoneer if at all.
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Old 05-25-2015, 06:58 PM   #19
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for cams / dating payoneer is the most common.
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Old 05-25-2015, 08:49 PM   #20
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Indeed, payoneer for cams all the way.
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Old 05-25-2015, 09:10 PM   #21
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look at this



Interdasting
Add another $95 so that you actually receive your card
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Old 05-26-2015, 08:18 AM   #22
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Thanks Nikki, it's very cool.

I use both, actually Payoneer has deleted this 2USD fees you had to pay to receive the money.
Also, I had to operate a chargeback with Paxum recently and their bank partner is charging me 40USD ! I hate that.

Meanwhile, being able to deal with Ruth, Chris, Vlad and Octav in case of issue, this is priceless.
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Old 05-26-2015, 08:23 AM   #23
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Ruth, the difference may be $221, but that's a small price to pay for good, responsive support. When the two companies are compared, in terms of support (and documentation/verification), it's not even close. Sorry.
Yep.
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Old 05-26-2015, 08:28 AM   #24
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for cams / dating payoneer is the most common.
Yep
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Old 05-26-2015, 12:14 PM   #25
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payoneer all the way.
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Old 05-26-2015, 01:50 PM   #26
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I get paid by FFN to payoneer and do not pay anything for the load!

Ruth please explain what happens if I book a hotel using Paxum and than cancel later for a refund. What happens to that refund? Payoneer simply credits it back to my account. What happens with Paxum?
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Old 05-26-2015, 02:52 PM   #27
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I get paid by FFN to payoneer and do not pay anything for the load!

Ruth please explain what happens if I book a hotel using Paxum and than cancel later for a refund. What happens to that refund? Payoneer simply credits it back to my account. What happens with Paxum?
When you make a hotel reservation and provide a deposit with your Paxum card, but then you choose to cancel your hotel reservation; once the pending request has been cancelled by the merchant (hotel), the pending funds are returned to your Paxum account and become available again.
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Old 05-26-2015, 02:55 PM   #28
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Old 05-26-2015, 03:07 PM   #29
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When you make a hotel reservation and provide a deposit with your Paxum card, but then you choose to cancel your hotel reservation; once the pending request has been cancelled by the merchant (hotel), the pending funds are returned to your Paxum account and become available again.
That would be an example of a transaction that never batched as it was pending always. Any difference when the hotel deducted funds then refunded funds as a refund?
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Old 05-26-2015, 03:26 PM   #30
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I take lots of pills..
Add lots of alcohol to balance ...
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Old 05-26-2015, 04:46 PM   #31
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When you make a hotel reservation and provide a deposit with your Paxum card, but then you choose to cancel your hotel reservation; once the pending request has been cancelled by the merchant (hotel), the pending funds are returned to your Paxum account and become available again.
When I make a booking with hotels.com the charge is not pending, it charges right away. I can than cancel anytime 24hrs before check in. What happens with the refund than? Payoneer simply returns to account (minus the 1% fee I think).
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Old 05-26-2015, 04:48 PM   #32
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That would be an example of a transaction that never batched as it was pending always. Any difference when the hotel deducted funds then refunded funds as a refund?
According to some users, your card is blocked and you go through hell to get it unblocked. Also, what happens with the money is another question. There are a lot of instances when someone needs to refund to the original card of purchase even months after the payment is made.
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Old 05-26-2015, 05:17 PM   #33
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^^figured that was what you were getting at since the question was a refund and the answer was regarding a void.
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Old 05-27-2015, 06:31 AM   #34
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I take lots of pills..
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Add lots of alcohol to balance ...
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Old 05-27-2015, 10:42 AM   #35
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When I make a booking with hotels.com the charge is not pending, it charges right away. I can than cancel anytime 24hrs before check in. What happens with the refund than? Payoneer simply returns to account (minus the 1% fee I think).
This is the 3rd time I asked Ruth this question on this board and still did not receive any reply.
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Old 05-27-2015, 02:13 PM   #36
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Huge difference..didnt know its few time multiple
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Old 05-27-2015, 03:03 PM   #37
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When I make a booking with hotels.com the charge is not pending, it charges right away. I can than cancel anytime 24hrs before check in. What happens with the refund than? Payoneer simply returns to account (minus the 1% fee I think).
Switch to booking.com
Problem solved.
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Old 05-27-2015, 03:52 PM   #38
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Had no issues with Paxum...
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Old 01-02-2016, 09:36 AM   #39
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business thread of the year, vote!
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Old 01-02-2016, 09:38 AM   #40
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Old 01-02-2016, 10:33 AM   #41
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I am using Paxum and all I pay is 5$ per ACH withdrawal - like 30$ in total per year. There is no reason to use their ATM card unless you can't get a bank account with a debit card in your name. Just my 2 smart ass Cents :-)
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Old 01-02-2016, 10:43 AM   #42
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Both are great IMO
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Old 01-02-2016, 10:54 AM   #43
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I use both, and IMHO there is no need to go with just one. Yes, I know, Paxum has issues, but I still love their service when it is working normally.
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Old 01-02-2016, 10:59 AM   #44
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I use both as well.
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Old 01-02-2016, 01:09 PM   #46
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Payoneer no problems EVER in YEARS that's what you are paying for you aren't paying for your card not to work every single time you try to take it to the atm, card errors on the site etc payoneer never has these issues
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Old 01-03-2016, 01:19 PM   #47
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Add another $95 so that you actually receive your card
True, my card was shipped on Nov 12th, never received.
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Old 01-03-2016, 01:35 PM   #48
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They are not even the same service, unless all you do online is get affiliate commissions

Both have different restrictions and features that the other does not.
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Old 01-03-2016, 02:42 PM   #49
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i didt notice paxum removed POS, great stuff from paxum
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Old 01-03-2016, 03:13 PM   #50
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Payoneer should market to the adult biz people more.

Most of the people I do business with ask for Paxum or Paypal. So i'm kind of forced to use Paxum. But i'd rather prefer to use Payoneer more.
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