Billing companies.
 

Can somebody please explain to me why some companies charge a $750.00 Visa fee plus yearly fee and others don't?

As I recall, we were told years ago that Visa requires certain things so why is it that not all billing companies are charging this? Why are the other companies still in business without Visa shutting them down etc...?

Have we all been hoodwinked or are the other billing companies the crooked ones?

Somebody is doing something wrong...Who is it?

i think (not 100% on this) that zombaio was paying the visa fee for their us clients, think they said that in one of their threads

What ones aren't requiring payments and what countries are they located in?

I too have wondered this...

I think its bullshit that some "require" it and some dont.

Has made me wonder who is right as well.... but it sure as shit looks like someone is just watching visa do it and think they might as well make a initial lump sum as well.

I think some companies eat the fee themselves for new clients and others are in different Visa "zones", only in the US zone was this fee required.

I am looking for a backup processor that will either offer to pay the fee or not require it. I sure don't feel like dumping $650, $700, $750 for the first year of visa and every year there after pay for secondary processing. I have many declines outside the US and also there are people who have other cards then VISA.

So, if there are any processors who can hook up what i mentioned above i'm all ears as well. Also, why are the fees different from processor to processor anyways? What does VISA actually ask for?

U.S. VISA Requires the fee.... If the processor is U.S. based and doing legit business, someone is registering the companies and paying the fees.

i beleive eu biller= no visa fees.

If you want to process VISA in the US. If not, you use mastercard and whatever other card accepted minus visa and Visa and all other cards in other countries.

Sorry to hijack the thread but still looking for a good processor in my original response and the responses are related to the OP.

I'm pretty sure it's $350 a year after the first year, not $750.

If you are running an American company, I don't really see anybody willing to chip in and pay for your visa fees to get your secondary processing unless you are pushing some heavy volume. Though since you aren't terribly concerned about visa, you can run MasterCard through CC Bill with no set up and I'm pretty sure you can with Epoch as well.

I use CCbill and would like a secondary to that. Looking for a backup to see what type of percentage gets picked up.

I understand VISA is important but I was just told by a processor today that i had to pay $700 to signup for their processing, no exception, and $400 each year after.

My question is still two fold... what does VISA actually ask for because it varies and are there any good processors who would process as a backup initially w/out paying the ludicrous visa fee?

Verotel Ticket Club, based in Germany, does not charge a VISA fee. It doesn't charge any set-up fees at all actually. Once I have enough content for a paysite I'll most likely give them a go first.

I would instantly add Epoch and SegPay to my join page if it weren't for the two $750 Visa application fees. Two new billers = $1,500.

It makes no sense, especially since Visa already approved sites through the CCBill $750 application fee I already paid.

are they good?

You may find that some USA processors will pay the fee for you the first year provided you can do the volume. If you only do 6 new sign ups a day you will end up paying a fee

thats sarcasm right?

Same here, right now I just have Zombaio as a backup.

signed up with Zombaio and it cost me $0 and was approved and setup in a couple hours.

For US based merchant accounts, you must pay $500 to Visa yearly and $1000 to Mastercard. This is per merchant account, not per processor. This fee does not apply to offshore merchant accounts.

And what happens IF/WHEN Visa decides to shut them down and they keep your money?

Could that happen? That is exactly why I started this thread.

Why is it that the only billing company to respond is Netbilling and they addressed those with their own merchant accounts, not the companies charging the $750.00.

$750 - wow, that's a big fee...

Not really. And the fee is not what concernes me. I'm wondering about the risk of doing business with those who appear to be avoiding the fees....IF there really is any risk that is.

Well that and/or are we getting ripped off if we pay the fees.

:1orglaugh:1orglaugh:1orglaugh:1orglaugh

Just stick with what works for you and helps you sleep at night

Let's not forget that you must cover all your bases and not disregard traffic from countries where they don't usually use credit cards.
If you are not, then you are leaving money on the table.
If you are then you are maximizing your existing revenues without using extra resources.
Hit me up and I'll show you how you could increase your revenues without doing anything extra :thumbsup

Take your shitty spam and get the fuck out of my thread.

Zombaio works great on my sites! :thumbsup:thumbsup

I'm sorry..... but hey, at least we are not charging any setup fees :)

If you were sorry, you would not have replied.

Once again...Fuck off. :321GFY

Hi Aaron, hope you have been well. The reason for the $750 fee is that Visa has to check you out before they accept you (have you burned them in business before? That sort of thing) then the acquiring bank that the processor is using has to do the same check. Finally the processor is doing a check as well. Once the fee is paid there is no refund because they have already done their work. That is what you are paying for in the initial $750. The $375 annually is simply for the rights to continue to use Visa.

So what about the billing companies who don't charge those fees?

sorry aaron, i can only comment on our practices, not other companies

you mean like globill, probilling?

its right here, they are paying the fee for you

I mean like anybody who is not charging the fees.

I'm going to make the conclusion that any billing company who is represented on GFY and does not reply to this thread has something to hide.

well this thread started real good. I for one am more confused now that before.

I never heard of Mastercard fee... $1000 as opposed to $500 Visa??

I know i'm not the only one in here that makes sales and would like secondary payment option to help decrease the decline percent but does not want to drop close to or above a K to make that happen.

Some names have been thrown in this thread... any feedback about those processors not discussed? It seems that several people use Zombaio with no problems yet.

The key word being "yet."

Netbilling was referring to people using their own merchant accounts. Apparently they have different ruls than companies like CCBill and so forth.

People are concerned about the $750.00 saying that they can't or don't wish to pay it. So they sign up with another billing company who somehow avoids the fees. All seems well until one day that billing company goes under (I know...Billing companies are all solid and never go under or rip people off) and now those people who were concerned about wasting $750.00 end up with the possibility of losing considerably more.

I'm not saying this is going to happen but considering this thread has been up for a couple of days and most of the "alternative" billers have not responded, it makes me wonder.

Look at the thread title and tell me that they all overlooked it. If the title was "Looking for billing companies without Visa fees" then I think it's pretty safe to say they would have posted. To me, this speaks VOLUMES about those other companies. :2 cents:

I know I would rather pay the fee and work with a trusted billing company than go with a company which people feel the need to get recommendations for. And generally the recommendations you get are from 3-5 people. Do you really trust those 5 people? I suggest sticking with companies that have a reliable reputation and just pay the visa fee rather than kicking yourself in the ass later when wondering where the hell your check is cause the processing company has shot through and are spending your hard earned cash in Panama, Costa Rica or Thailand. LOL
Sorry, I just wanted to add my 2 cents being that I used a shady processor many many years ago when the visa fee was first introduced and they ran off with a bunch of my cash. Needless to say, I then got CCbill to process, paid the visa fee and have never had a problem since.
I will shut up now. LOL

That's exactly the kind of thing that people should be aware of.

Thank you for sharing. :)

My understanding is that CCbill use their merchant account acting on your behalf and so Visa decided to make those charges to every webmaster using CCBILL, Epoch , etc.
Netbilling help you get your own merchant account and charge you for the use of their fraud system and gateway and set up fee which is different from CCbills fees. I suspect these fees for Netbilling are set by the CC companies or acquiring bank.
I recently set up 4 new merchant accounts for high risk sales. The set up fee was around $1500.00 each and I can accept Mastercard and Visa, but I have to buy my own scrubbing software and data base if I need them. My merchant accounts are based on my credit rating and previous accounts held. So everyones costs may differ somewhat ?

I wasn't being sarcastic when I said some companies may pay these costs for you if you had sufficient joins. As long as they can recoup their outlay in a reasonable time, its worthwhile. After all which billing company would turn down someone doing 20-100 joins a day for the initial cost of $750.00 ?

LOL what happens? the same thing that happened when visa shut down ibill, globill, web800 etc... all got shut down. I lost my money.

\

Hi,

It is not smart to mange and have to store the data yourself, do your own scrubbing and provide your own customer service. YOu must be PCI compliant to do so and a breach could result in millions of dollars in fines. That is why we are here. Let me know if you want to see all that we offer.

Thanks for the offer, but i must be smarter than the average because over the last 10 years of having my own high risk merchant accounts ive had zero CBs And that includes accounts via First Data who i now avoid like the plague :thumbsup

What I want to know is...

Why does CCbill and Epoch bust balls about "Visa rules" and flag your site for the very same content or themes, that NON ccbill and epoch sites have. Seems if you have your own merchant account, you do what you want, and Visa doesn't say a word.

Confusing.

Just to add if you are in the European region most times there are no visa fees even if you used the same processing company, but from the American region.

In the past I've used both ccbillEU and EpochEU with no visa upfront or ongoing fees.
Different visa regions, different rules I believe.

-N

Thats correct i have accounts in a number of European countries with no fees at all. I should add i have companies in those countries. :thumbsup

:thumbsup

So much misinformation in this thread it's comical.



VISA is not a merchant bank. VISA is the gateway.

Bring in KimmyKim to explain to you the processes of merchant account, 3rd part processors, zones, and legalities on VISA fee for U.S. based, and MC for EU based, etc..

To answer some other questions...

Verotel Tickets Club, no VISA fee, based in Netherlands.
Zombaio, no VISA fee, based in Sweden.
B-H-E, no VISA fee, based in the U.S..

There is a loop hole they go through for the no VISA fee. It has to do with 'control of content'. I am not going to waste my time explaining it, but if you read through their docs it is fairly evident in the differences.

Again, different merchant banks in the middle between the gateway, and you. Some merchant banks are more lax, and others more strict. Depending on their rules, and what country based out of.

The name is so violent haha.

You can choose to get paid daily, weekly etc.