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Old 05-18-2018, 07:26 AM   #1
Fat Panda
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Paxum ATM Fees, $2 + 2.5%

Enjoy your new replacement cards

ATM FEE

$2 + 2.5%

What a deal
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Old 05-18-2018, 07:44 AM   #2
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still better than bank wire
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Old 05-18-2018, 07:46 AM   #3
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still better than bank wire
Depends how much you're withdrawing.
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Old 05-18-2018, 08:27 AM   #4
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still one of the last options we have in the industry
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Old 05-18-2018, 08:35 AM   #5
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Thanks to @SleepWalker for sharing the fees and conditions that apparently comes with the replacement card.

Quote:
Originally Posted by SleepWalker View Post
Here's the complete sheet. Make sure to click "load full resolution". Paxum is loading fine here btw.

https://ibb.co/jHB3Ad
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Old 05-18-2018, 08:37 AM   #6
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panda's daily dose of paxum's bashing

get a life dude.

you aren't even a paxum user, yet you come here on a daily basis to post shit in paxum's threads and spread the hate and scare people.
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Old 05-18-2018, 08:56 AM   #7
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ATM Withdrawal in USD currency $2.00*
ATM Withdrawal in other currencies $2.00 + Conversion Rate applied by the Bank

*Temporary card has an additional 1.25% Fee for withdrawals in USD
**Temporary card has $1.00 Fee for POS Transactions

really paxum. There was so much hype with these cards.
You could say what the new fees will be, probably 90% of people would not want this card again!

Thank you for such a shit offer.
It's time to move - I prefer checks or postal pigeons.
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Old 05-18-2018, 08:59 AM   #8
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no one is forcing anyobody to use paxum...
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Old 05-18-2018, 08:59 AM   #9
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Originally Posted by 3xmedia View Post
panda's daily dose of paxum's bashing

get a life dude.

you aren't even a paxum user, yet you come here on a daily basis to post shit in paxum's threads and spread the hate and scare people.
No bashing. Just facts.
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Old 05-18-2018, 09:08 AM   #10
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this card is like rush card, mango, greendot etc they have a fee system to survive. so you get sponsor,paxum and the card fees. pay your fees to get paid and stfu!
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Old 05-18-2018, 09:10 AM   #11
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ATM Withdrawal in USD currency $2.00*
ATM Withdrawal in other currencies $2.00 + Conversion Rate applied by the Bank

*Temporary card has an additional 1.25% Fee for withdrawals in USD
**Temporary card has $1.00 Fee for POS Transactions

really paxum. There was so much hype with these cards.
You could say what the new fees will be, probably 90% of people would not want this card again!

Thank you for such a shit offer.
It's time to move - I prefer checks or postal pigeons.
when you earn $200
per month paxum is not for you, right
probably every penny is very valuable for you

checks might be better choice
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Old 05-18-2018, 09:11 AM   #12
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Originally Posted by brassmonkey View Post
this card is like rush card, mango, greendot etc they have a fee system to survive. so you get sponsor,paxum and the card fees. pay your fees to get paid and stfu!
Correct. Pay your fees for fabulous services.

Paxum rocks!
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Old 05-18-2018, 09:19 AM   #13
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EFT is $8.95 I think. Will test it next week and if all good, I'll stick to it, at least for bigger withdrawals.
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Old 05-18-2018, 09:22 AM   #14
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EFT is $8.95 I think. Will test it next week and if all good, I'll stick to it, at least for bigger withdrawals.
$8.95 is a good price for EFT.

Very good to hear.
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Old 05-18-2018, 09:55 AM   #15
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The fees for card use are not Paxum fees, they are fees from the card issuer.

POS purchases are FREE

The ATM withdrawal fee percentage that you see is the FOREX fee from Mastercard charged by the card issuer.

The fees Paxum charges are $0.25 USD to transfer to the card, and $44.95 USD for the annual fee.

If you pay close attention to the image that was shared from Sleepwalker by Adraco earlier you will see that there is a Monthly Service Fee listed of $4.75 USD - this fee is NOT CHARGED to our card-holders, the annual fee is charged instead (saving clients $$ in the process).

@Denny - EFT withdrawal is $5 USD per transfer, max $3k USD per transaction, $5k USD per day.

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Old 05-18-2018, 10:06 AM   #16
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Quote:
Originally Posted by CrazyMartin View Post
when you earn $200
per month paxum is not for you,
A typical moron will always be a moron. And nothing will change it.
A typical asshole - like you will be a typical asshole like you.
If you have too much money, give it to me NOW.
Where can I send you my account number?
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Old 05-18-2018, 10:32 AM   #17
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Where can I send you my account number?
leave it under the rock in the park, together with your phone number, later someone will call u
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Old 05-18-2018, 02:07 PM   #18
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enjoy your new replacement cards

atm fee

$2 + 2.5%

what a deal
+0.25$
=
$2.25 + 2.5%
And limit 500$

So for cashout 1000$ - you have to pay $4.25 + 2.5%
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Old 05-18-2018, 02:15 PM   #19
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they already know! i just said that
Quote:
Originally Posted by RuthB View Post
The fees for card use are not Paxum fees, they are fees from the card issuer.

POS purchases are FREE

The ATM withdrawal fee percentage that you see is the FOREX fee from Mastercard charged by the card issuer.

The fees Paxum charges are $0.25 USD to transfer to the card, and $44.95 USD for the annual fee.

If you pay close attention to the image that was shared from Sleepwalker by Adraco earlier you will see that there is a Monthly Service Fee listed of $4.75 USD - this fee is NOT CHARGED to our card-holders, the annual fee is charged instead (saving clients $$ in the process).

@Denny - EFT withdrawal is $5 USD per transfer, max $3k USD per transaction, $5k USD per day.

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Old 05-18-2018, 02:16 PM   #20
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they already know! i just said that
Thanks brassmonkey. I know that some clients prefer to hear it directly from Paxum though
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Old 05-18-2018, 04:24 PM   #21
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Itís a free market, use what suits you. MojoHost loves Paxum and so do many of itís customers.

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Old 05-18-2018, 04:58 PM   #22
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Quote:
Originally Posted by RuthB View Post
The fees for card use are not Paxum fees, they are fees from the card issuer.

POS purchases are FREE

The ATM withdrawal fee percentage that you see is the FOREX fee from Mastercard charged by the card issuer.

The fees Paxum charges are $0.25 USD to transfer to the card, and $44.95 USD for the annual fee.

If you pay close attention to the image that was shared from Sleepwalker by Adraco earlier you will see that there is a Monthly Service Fee listed of $4.75 USD - this fee is NOT CHARGED to our card-holders, the annual fee is charged instead (saving clients $$ in the process).

@Denny - EFT withdrawal is $5 USD per transfer, max $3k USD per transaction, $5k USD per day.

quote...
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Old 05-19-2018, 12:21 AM   #23
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I still can't understand, European Paxum customers (people living in EU with euro currency) do they have a card in euro? Will they convert the payment received in dollars in euro directly inside the Paxum members area and after that push the money on the card and withdraw in euro? So, in this case, no 2,5%? Or the card is in dollars also for EU people? Someone can explain, please?
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Old 05-19-2018, 12:55 AM   #24
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I still can't understand, European Paxum customers (people living in EU with euro currency) do they have a card in euro? Will they convert the payment received in dollars in euro directly inside the Paxum members area and after that push the money on the card and withdraw in euro? So, in this case, no 2,5%? Or the card is in dollars also for EU people? Someone can explain, please?
depends on the sponsor. an american or canadian company are not going to pay you in gyros i mean euros
How To Add Multiple Currencies To Your Account – The Paxum Blog
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Old 05-19-2018, 01:06 AM   #25
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Hi Ruth

Why is there a 1.5% charge on USD atm withdrawals ?

The cards are in USD, so that cant be a forex charge. Can it ?

Thanks
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Old 05-19-2018, 01:09 AM   #26
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I just asked if my Paxum card will be in EUROS or dollars and eventually can I convert dollars in euros and push them on the card? All the sponsor pay in dollars at least mines.
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Old 05-19-2018, 01:18 AM   #27
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I just asked if my Paxum card will be in EUROS or dollars and eventually can I convert dollars in euros and push them on the card? All the sponsor pay in dollars at least mines.
you better ask paxum they dont have a bank
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Old 05-19-2018, 02:06 AM   #28
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A lot of whining about a small fee...and all acting like they make tons of money. Just stop using Paxum if the fee is to high for you.
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Old 05-19-2018, 02:11 AM   #29
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@Ruth
Is there a possibility to have a Euro currency card, so the conversion from USD->Euro to be done within the paxum site (like in EFT withdrawal)?
That would be great!
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Old 05-19-2018, 02:44 AM   #30
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you better ask paxum they dont have a bank
True story bro!
https://www.paxumbank.com
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Old 05-19-2018, 02:48 AM   #31
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Quote:
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Hi Ruth

Why is there a 1.5% charge on USD atm withdrawals ?

The cards are in USD, so that cant be a forex charge. Can it ?

Thanks
Only from judging rom the previously posted list over fees, the only way I am able to read and unnderstand the fee schedule is that the fee to withdraw from an ATM is
$2 + 1.5% if you withdraw in USD
$2 + 2.5% if you withdraw in any other currency.

Why would they list "currency exchange" in the fee for ATM?
That would ONLY make sense if they also listed the same percentage for example normal purchases over the counter, Point Of Sales (POS), but those are not listed with percentages.
And to list a "currency exchange fee" for withdrawals in USD, when the card is carried in USD, does not make sense.

HOWEVER,
the section in the fee schedule which is in the first column, called
"Charges Made in Foreign Currencies" says:
The Balance is in US currency and is intended for transactions in US currency only. If a transaction is made on your Card in a currency other than US currency, you authorize us to deduct from the amount of any credit to your Card, which we receive in foreign currency, the Bank's cost of obtaining US funds, plus an administration fee of 0% of the converted amount of the credit.

It is the part "the bank's cost of obtaining US funds" that is interesting to me. In my understanding this is whare a currency exchange would take place, where the bank has a cost of obtaining the required amount in any other currency than the card's original currency.

It also gets very tricksy to figure out what is correct, since obviously this paper goes it with the card, one assume those fees listed are the ones which apply.

Then we have Ruth here, saying that the monthly fee listed, that one does not apply to Paxum card holders.
Ok, fair enough, are there any other fees listed in the overview by mistake?
Any other fees listed there which does not apply?
How are those "non-applicable fees" communicated to users who does not read GFY?

I understand things has happened fast and that Paxum got overwhealmed with new customers when FCP shut the door. But at the very least one must be able to know and understand what fees apply for the different types of services one would like to use. It's taken more than a month to get the cards out, there must have been half a day there, somewhere, for someone to update the list of fees.
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Old 05-19-2018, 04:06 AM   #32
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It's a great service so I don't mind ...
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Old 05-19-2018, 06:38 AM   #33
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Quote:
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who knows what the paxum card's fees really are...
maybe Matyko that recently withdrew money from that card can shine some light to it ? Matyko ?
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