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Old 04-11-2018, 09:52 PM   #101
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Originally Posted by xxx6live View Post
Is Paxum ok for wire transfers/EFT?

Check is not an option here, did not see any since the 1990's. My bank is internet only in addition, no physical offices and nowhere to deposit checks.
The first and only wire I ever received from Paxum (on the way out) seems to have come from a third party company "DEK-CO (UK) LTD." So even wires are done via another company rather than directly.
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Old 04-11-2018, 09:58 PM   #102
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Just tried withdraw at ATM in Europe at different ATMs, but no withdrawal possible.
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Old 04-11-2018, 10:50 PM   #103
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USA/Canada is still easy for checks. Though a lot of Euro affiliates and partners seem to have issues even cashing checks, and if they do, they get huge fees and long holds for them to clear. So I do understand its a pain for them having to choose that method, or wait for a higher min and pay the International wire fees.
Yep, this is correct.
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Old 04-12-2018, 01:29 AM   #104
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I'm surprised that CCBill is not stepping in to be a viable option for mass payouts here.
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Old 04-12-2018, 02:47 AM   #105
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Originally Posted by Konda View Post
It's from an email Choice sent to all their clients, so I guess they have an account there, or someone forwarded it to them.

This is the full email
Quote:
Dear Accountholder,

Due to recent developments involving the prepaid card component of our international banking business, Choice Bank Ltd. (“the Bank”) has been forced into a temporary liquidity constrained position.

With a view to enable the Bank to manage cash flows in an orderly fashion to work through the current liquidity situation, in the interest of depositors and other creditors as a whole, the Bank has taken the decision in its view as a matter of necessity, with immediate effect, to temporarily suspend all withdrawals from deposit accounts with the Bank and other outbound payment activities (save for payment of employees, suppliers essential for core operations, consultants and advisers) until the Bank and/or its relevant regulatory authorities (as the case may be) are satisfied that such suspension is no longer required.

The Bank maintains a strong balance sheet with total equity including paid up capital and accumulated retained earnings in excess of US$26 million, a most recent reported regulatory capital ratio of 26.92%, and statutory liquidity ratio of 74.59%, such ratios significantly exceeding all statutory capital adequacy and liquid asset requirements. The liquidity challenges the Bank currently faces is truly a short-term one. As it progresses through this process, the Bank is confident that all its depositors, cardholders and creditors will be kept whole.

We thank you for your patience and understanding and apologize for any inconveniences caused.

Yours sincerely,

Paradise Point Building
Corner Hutson Street and Marine Parade Boulevard
Ground Floor, P.O. Box #2494
Belize City, Belize, Central America
Note the email says "most recent reported", which could mean annual or quarterly reporting. Their current numbers may look very different. Given the recent collapse of crypto prices, it's possible Choice Bank is holding crypto as a cash equivalent with significant unrealized losses.
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Old 04-12-2018, 06:59 AM   #106
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BitCoin down $10,000 since highs in September.

The others are down as well.

It is still up from a year ago, but the major part of the "Pump And Dump" scenario played out between September and December.

If they rode the wave of the hype in September, they lost a lot of money...
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Old 04-12-2018, 08:10 AM   #107
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I would say it seems unlikely that a "bank" would use their customer's funds to speculate in high risk investments, but hey......didn't something like that already happen?

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Old 04-12-2018, 11:12 AM   #108
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Received a few minutes ago:
"Attention GetSCORECash Affiliates:

FirstChoice Pay (formerly known as Payoneer) and Paxum have issued statements that all withdrawals and outbound payments are suspended. The reason given by Paxum and FirstChoice Pay is that the financial institution they are use, Choice Bank Ltd, is in a “liquidity-constrained position”. The situation with both companies is very fluid and developing.

Until resolution in this matter becomes clear, GetSCORECash is suspending both options in our payout methods for the protection of our affiliates. If your affiliate account with GetSCORECash is setup to payout with either Paxum or First Choice Pay (Payoneer), then payout to your account will be placed on hold. We offer the following alternative methods of payment:

Check by Mail: Free

International Wire: $35 fee (plus your bank may charge a fee independently)

ACH (USA banks only): Free

Paypal: Free

You can modify your GetSCORECash payment method by logging into your account.

Thank you again for your participation in the GetSCORECash program.

Please email us if you have any questions"
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Old 04-12-2018, 11:26 AM   #109
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Originally Posted by Marco68 View Post
Received a few minutes ago:
"Attention GetSCORECash Affiliates:

FirstChoice Pay (formerly known as Payoneer) and Paxum have issued statements that all withdrawals and outbound payments are suspended
Well that's not true as paxum has only stopped card loading and everything else there should work fine.
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Old 04-12-2018, 11:32 AM   #110
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Does anyone here work with ePayments.com ?
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Old 04-12-2018, 11:43 AM   #111
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Does anyone here work with ePayments.com ?
There is a thread for ePayments here:
https://gfy.com/fucking-around-and-p...-payments.html
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Old 04-12-2018, 11:44 AM   #112
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Well that's not true as paxum has only stopped card loading and everything else there should work fine.
Exactly, yet another Aff Program ran by people who just can't read! They have no reason to remove Paxum, bunch of idiots.
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Old 04-12-2018, 11:47 AM   #113
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Exactly, yet another Aff Program ran by people who just can't read! They have no reason to remove Paxum, bunch of idiots.
Yep, retards indeed!
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Old 04-12-2018, 11:52 AM   #114
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There is a thread for ePayments here:
[/url]


Thank you, appreciate your reply.

from that thread:
Hello! Our services are unavailable for US residents and citizens.
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Old 04-12-2018, 11:52 AM   #115
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Quote:
Originally Posted by Marco68 View Post
Received a few minutes ago:
"Attention GetSCORECash Affiliates:

FirstChoice Pay (formerly known as Payoneer) and Paxum have issued statements that all withdrawals and outbound payments are suspended. The reason given by Paxum and FirstChoice Pay is that the financial institution they are use, Choice Bank Ltd, is in a “liquidity-constrained position”. The situation with both companies is very fluid and developing.

Until resolution in this matter becomes clear, GetSCORECash is suspending both options in our payout methods for the protection of our affiliates. If your affiliate account with GetSCORECash is setup to payout with either Paxum or First Choice Pay (Payoneer), then payout to your account will be placed on hold. We offer the following alternative methods of payment:

Check by Mail: Free

International Wire: $35 fee (plus your bank may charge a fee independently)

ACH (USA banks only): Free

Paypal: Free

You can modify your GetSCORECash payment method by logging into your account.

Thank you again for your participation in the GetSCORECash program.

Please email us if you have any questions"
"liquidity-constrained position"
Translation: WE HAVE NO CASH.
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Old 04-12-2018, 05:49 PM   #116
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Received about 8 hours ago:

Important update for Firstchoice Pay customers

With regret, we are writing to inform you that Firstchoice Pay is not receiving or processing any further payments, effective immediately.

Please be aware that you are not able to receive any new payments through Firstchoice Pay. We trust that the companies that pay you will be offering a new way
for you to receive your payments. Please contact them directly for more information.

The balance on your card remains available for you to withdraw at ATMs or spend. Your transactions can be viewed and tracked through your account and we will
continue to provide you with full customer support.

We would like to take this opportunity to thank you for your business. We have greatly enjoyed serving many loyal customers and offer sincere apologies for any
inconvenience this may cause.

For further information, please visit our FAQ page.

Thank you,
The Firstchoice Pay Team
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Old 04-12-2018, 05:51 PM   #117
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I would say it seems unlikely that a "bank" would use their customer's funds to speculate in high risk investments, but hey......didn't something like that already happen?

It's not unlikely. Banks make money by investing the majority of their customers' deposits. Only a portion of it is kept liquid to service their customers' accounts.

Yes, it did happen. You may recall the global banking crisis from 10 years ago, when many banks were investing in high risk mortgages, lending money to anyone who wanted to buy property, regardless of their creditworthiness. Borrowers were getting 100% mortgage financing, with no money down, to buy overpriced homes.
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Old 04-12-2018, 05:57 PM   #118
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Just withdrew the remaining funds from First Choice Pay from an ATM in New York City. No problem.

After I spend the last few remaining dollars I cannot withdraw I am cutting the card in half.

Bye bye First Choice Pay!
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Old 04-12-2018, 09:39 PM   #119
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It's not unlikely. Banks make money by investing the majority of their customers' deposits. Only a portion of it is kept liquid to service their customers' accounts.

Yes, it did happen. You may recall the global banking crisis from 10 years ago, when many banks were investing in high risk mortgages, lending money to anyone who wanted to buy property, regardless of their creditworthiness. Borrowers were getting 100% mortgage financing, with no money down, to buy overpriced homes.
Yes, as I mentioned earlier in the thread, it's obvious they don't have cash to cover all customer's funds. It was more a facetious jab at Chris Mallick "investing" our money into a movie that flopped. That's incredibly high risk.
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Old 04-13-2018, 05:58 AM   #120
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This past week has been an incredible drain on energy...

Not getting paid by some programs, because they could not load money to FCP.

Working with Programs that not only haven't updated member payout methods in years, but the webpage interface to do so doesn't work all these years later.

Some Programs don't list Paxum. So now there's no EFT option.

And that's just 10 of 50 I need to check.

So any nonsense about "Sorry for the inconvenience" just doesn't cut it.
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Old 04-13-2018, 06:03 AM   #121
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Just tried withdraw at ATM in Europe at different ATMs, but no withdrawal possible.
I just withdrew about $1k from my FCP card in an ATM in Norway, no problems here at least.

Now to select where to get future payments, seems like Paxum and EFT bank withdrawal is the best choice (my country is supported), don't really need any card. I need the money in my account to pay taxes. Paper checks is not an option here.
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Old 04-13-2018, 06:05 AM   #122
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If you still have few $ on it you can use it on aliexpress to buy some stuff... I was also able to link that card on my paypal account.
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Old 04-13-2018, 04:44 PM   #123
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Quote:
Originally Posted by rowan View Post
Received about 8 hours ago:

Important update for Firstchoice Pay customers

With regret, we are writing to inform you that Firstchoice Pay is not receiving or processing any further payments, effective immediately.

Please be aware that you are not able to receive any new payments through Firstchoice Pay. We trust that the companies that pay you will be offering a new way
for you to receive your payments. Please contact them directly for more information.

The balance on your card remains available for you to withdraw at ATMs or spend. Your transactions can be viewed and tracked through your account and we will
continue to provide you with full customer support.

We would like to take this opportunity to thank you for your business. We have greatly enjoyed serving many loyal customers and offer sincere apologies for any
inconvenience this may cause.

For further information, please visit our FAQ page.

Thank you,
The Firstchoice Pay Team
are they closing shop definetly? or sending new cards after they find another bank, is not clear
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Old 04-13-2018, 08:11 PM   #124
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are they closing shop definetly? or sending new cards after they find another bank, is not clear
FCP "IS" the bank, FCP is a direct service from ChoiceBank. So, FCP is gone forever. Paxum is different, Paxum was using ChoiceBank service for their card. That service being no longer avail, they are simply switching their card service provider.
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Old 04-13-2018, 10:38 PM   #125
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FCP "IS" the bank, FCP is a direct service from ChoiceBank. So, FCP is gone forever. Paxum is different, Paxum was using ChoiceBank service for their card. That service being no longer avail, they are simply switching their card service provider.
So i can safely apply to Paxum as my new credit card company where i can recieve payments from Chaturbate?
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Old 04-14-2018, 05:31 AM   #126
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So i can safely apply to Paxum as my new credit card company where i can recieve payments from Chaturbate?
If Chaturbate supports Paxum as a payment option, sure!
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Old 04-14-2018, 08:16 PM   #127
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If Chaturbate supports Paxum as a payment option, sure!
Thanks!


I still have more than 10k $ on my Firstchoice account but my debit card only has 1,6 K $ on it. How can i get my hands on the rest of the funds?
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Old 04-15-2018, 02:24 AM   #128
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Thanks!


I still have more than 10k $ on my Firstchoice account but my debit card only has 1,6 K $ on it. How can i get my hands on the rest of the funds?
Try to contact Firstchoice Support. Nobody else can help you...
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Old 04-15-2018, 04:11 AM   #129
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Quote:
Originally Posted by SleepWalker View Post
If Chaturbate supports Paxum as a payment option, sure!
Chaturbate has for some time.

It is a menu option.

If you know you have another method set up, if you have 2 Step Verification enabled, you can switch.

If you don't have 2 Step Verification enabled, you will need to.

If you for some reason can't have 2 Step, you will need to send a email to [email protected]
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Old 04-15-2018, 04:13 AM   #130
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I got my FCP MasterCard down to $0.33!!

Bought something at the camera store in Birmingham.
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Old 04-15-2018, 05:47 AM   #131
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Thanks!


I still have more than 10k $ on my Firstchoice account but my debit card only has 1,6 K $ on it. How can i get my hands on the rest of the funds?
I don't know, when I was receiving funds to my FCP it was automatically loaded to card. didn't even know they had some kind of wallet. Man if the money is not on the card it ain't going to be easy. start by contacting them. According to their statement their suppose is still operational...
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Old 04-15-2018, 06:01 AM   #132
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Thanks!


I still have more than 10k $ on my Firstchoice account but my debit card only has 1,6 K $ on it. How can i get my hands on the rest of the funds?
At the moment they can't load your card anymore because all their accounts (with the money on it) are "frozen". You (and many people) have to wait until that "liquidity-constraint" is over. Nobody knows why the bank is in a liquidity-constraint position. Do they have financial problems or does it have something to do with FirstChoicePay. My guess is the second, because they closed FirstChoicePay very fast after the constraint.
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Old 04-16-2018, 09:31 AM   #133
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Thx 4 answers!

Yeah i contacted them today and they basically told me the same and said that they can not wire or bank transfer the amount. I shall wait.

Man that sucks.. - Next week im calling them again if i haven't heard anything from them
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Old 04-25-2018, 02:46 AM   #134
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https://gfy.com/22259132-post958.html
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Old 04-25-2018, 03:09 AM   #135
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Old 05-03-2018, 06:17 PM   #136
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Quote:
Originally Posted by danep View Post
Ambercutie, and the person who wrote that is me.
Only that you as a FCP employee were providing incorrect information about this:
"No one will be chasing their funds, and nobody's funds will be frozen. The service is ceasing in a manner that everyone will be able to find an alternative."

Everyone's virtual account funds got frozen overnight starting from at least one day before you wrote this on Ambercutie and currently are still frozen indefinitely with no explanation by Firstchoicepay/Payoneer whatsoever.
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Old 05-13-2018, 07:33 AM   #137
EviLSuperstaR
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Join Date: May 2004
Location: Right next to you
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Looks like adult lawyer Corey Silverstein (https://websiteattorney.com) is preparing a class action against Payoneer /Firstchoicepay
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