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Old 04-10-2018, 06:49 AM   #51
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Any chance of you please giving us an update? Did Mastercard pull the pin, Choice Bank, something else? Do you know if Paxum is effected?
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Old 04-10-2018, 06:57 AM   #52
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Thanks. I didn't know what Amber Cutie was until I Googled it, because I work on the gay side.

But I still didn't find it!! Just glad you are now part of this thread to help us all move forward.
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Old 04-10-2018, 07:04 AM   #53
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Ambercutie, and the person who wrote that is me.
Glad that you are here.
Would you please answer some questions about current FCP situation?
- When will FCP be closed completely?
- Can we use ATM card to make payment online and withdraw fund via ATM? If yes, for how long?
- If fund in ATM depletes, will money be transferred from that FCP account owner to ATM card like before so that we can withdraw more?
Thanks for help.
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Old 04-10-2018, 07:14 AM   #54
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Amber just got a new fan
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Old 04-10-2018, 07:15 AM   #55
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Just sent an email to Ruth, I'm sure Paxum will be affected, its been a week since their API to load card was going on and off, now i understand why.

Imagine the time and the cost to find an alternative and issue new cards to everyone...
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Old 04-10-2018, 07:29 AM   #56
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... and Paxum just charged me $44 for a card renew. Awesome!
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Old 04-10-2018, 07:31 AM   #57
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Just sent an email to Ruth, I'm sure Paxum will be affected, its been a week since their API to load card was going on and off, now i understand why.

Imagine the time and the cost to find an alternative and issue new cards to everyone...
Why do you think they just setup instant withdrawals because they probably had an idea something like this would happen.
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Old 04-10-2018, 07:35 AM   #58
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Just sent an email to Ruth, I'm sure Paxum will be affected, its been a week since their API to load card was going on and off, now i understand why.

Imagine the time and the cost to find an alternative and issue new cards to everyone...
Ruth posted this last week about the card issues: "we have been working on a solution that should resolve the issue within the next few weeks"
Maybe she meant they already found a new card issuer?
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Old 04-10-2018, 07:46 AM   #59
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Paxum Statement Regarding Choice Bank

Paxum Inc would like to address any concern our clients may feel after the recent news regarding Choice Bank Limited. On April 9th 2018 Choice Bank Limited informed its customers that it has been forced into a constrained position by the regulatory authorities.

Paxum would like to reassure our customers that this is an issue between Choice Bank and its regulatory authorities directly, and it is completely unrelated to Paxum. Paxum is just a customer of Choice Bank.

As a result of the news from Choice Bank we regret to inform you that Paxum cards can no longer be loaded via transfer to card. However it is important to note that any funds that currently exist on any Paxum card issued by Choice Bank are fully available and can be used as normal at the ATM and for POS purchases.

We are grateful that only a small portion of Paxum users are affected by Choice Banks situation, as it only relates to the Paxum issued card. All other aspects of Paxum services are operating normally, and regular service is uninterrupted. We apologize for this inconvenience caused to Paxum card-holders by Choice Bank, and we are working hard to promptly implement our new card solution.

As part of our commitment to providing a reliable payment service, and as a result of lengthy card issuing delays through Choice Bank over the last few months, Paxum had already been exploring alternative card issuing options and we have finalized a backup card. New cards are currently being printed. There will be no additional cost to the user for the new card, and we should have everything completed within 4 weeks. We will update clients as soon as the new cards have been shipped and implemented.



In the beginning of March 2018 Choice Bank experienced problems loading funds to cards and at that time Paxum pro-actively introduced Instant Withdrawal to External Credit/Debit card as an additional instant withdrawal option. Many clients have tried this option, and we recommend it for any Paxum client seeking instant access to their account funds while a replacement Paxum card is being implemented. Please note, some restrictions do apply.

Paxum payment solution has always been more than just a card, which is why problems that our card issuer Choice Bank is experiencing will not cause any long-term damage to Paxum's ability to provide consistent secure global payment services.

Paxum offers multiple withdrawal options (Wire, EFT/ACH, External Credit/Debit Card, and Transfer to Other Accounts), instant payments worldwide, and we still offer instant withdrawal. Paxum cards will be back very soon, and we look forward to continuing to serve our clients payment needs in the meantime.
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Old 04-10-2018, 08:00 AM   #60
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Woke up today and heard this overall news, will be going to the atm later to withdraw from firstchoicepay - this post gives me a bit of hope
just got in from withdrawing fine from atm on firstchoicepay pre-loaded card
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Old 04-10-2018, 08:07 AM   #61
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Paxum Inc would like to address any concern our clients may feel after the recent news regarding Choice Bank Limited. On April 9th 2018 Choice Bank Limited informed its customers that it has been forced into a constrained position by the regulatory authorities.

Paxum would like to reassure our customers that this is an issue between Choice Bank and its regulatory authorities directly, and it is completely unrelated to Paxum. Paxum is just a customer of Choice Bank.

As a result of the news from Choice Bank we regret to inform you that Paxum cards can no longer be loaded via transfer to card. However it is important to note that any funds that currently exist on any Paxum card issued by Choice Bank are fully available and can be used as normal at the ATM and for POS purchases.

We are grateful that only a small portion of Paxum users are affected by Choice Banks situation, as it only relates to the Paxum issued card. All other aspects of Paxum services are operating normally, and regular service is uninterrupted. We apologize for this inconvenience caused to Paxum card-holders by Choice Bank, and we are working hard to promptly implement our new card solution.

As part of our commitment to providing a reliable payment service, and as a result of lengthy card issuing delays through Choice Bank over the last few months, Paxum had already been exploring alternative card issuing options and we have finalized a backup card. New cards are currently being printed. There will be no additional cost to the user for the new card, and we should have everything completed within 4 weeks. We will update clients as soon as the new cards have been shipped and implemented.



In the beginning of March 2018 Choice Bank experienced problems loading funds to cards and at that time Paxum pro-actively introduced Instant Withdrawal to External Credit/Debit card as an additional instant withdrawal option. Many clients have tried this option, and we recommend it for any Paxum client seeking instant access to their account funds while a replacement Paxum card is being implemented. Please note, some restrictions do apply.

Paxum payment solution has always been more than just a card, which is why problems that our card issuer Choice Bank is experiencing will not cause any long-term damage to Paxum's ability to provide consistent secure global payment services.

Paxum offers multiple withdrawal options (Wire, EFT/ACH, External Credit/Debit Card, and Transfer to Other Accounts), instant payments worldwide, and we still offer instant withdrawal. Paxum cards will be back very soon, and we look forward to continuing to serve our clients payment needs in the meantime.
That is good news thank you for the update
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Old 04-10-2018, 08:12 AM   #62
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These things happen so just got to get on with it. I have a payment from juicyads scheduled this weekend via first choice. Guess companies like this and chaturbate etc will be sending us all emails soon
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Old 04-10-2018, 08:28 AM   #63
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I just bought a prepaid visa from the store. When I tried to use it said it wasn't activated. This is the first time in my life it's ever happend. I think some serious shit is going on right now with the banks.
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Old 04-10-2018, 08:32 AM   #64
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I know this started as people venting about Paxum this and that...

But my problem is that XTube has been exclusively Payoneer then FC since 2009.

It now offers options of Western Union check or Wire (min $500).

I get Western Union electronic payments from one partner, so is Western Union "check" the option of paper or EFT. I'll have to look to see if they charge for the Wire. And if a US bank considered domestic or International.

Anyone have experience?
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Old 04-10-2018, 09:14 AM   #65
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Ruth, you stated: " New cards are currently being printed. "

Can we pay to get them sent overnight to us? Do you know what will be the monthly limit?

Thank you!
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Old 04-10-2018, 09:16 AM   #66
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I am back from an ATM machine and it works

epass got the money from us .... this is sad but not tragic
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Old 04-10-2018, 09:26 AM   #67
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I am back from an ATM machine and it works
For now

I remember epass days...
"Just a momentary issue"
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Old 04-10-2018, 12:49 PM   #68
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For now

I remember epass days...
"Just a momentary issue"
pisses me off .....
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Old 04-10-2018, 01:09 PM   #69
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Never keep more money on those types of cards than you are prepared to lose.
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Old 04-10-2018, 01:17 PM   #70
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I have not received one email from any Program that I am an Affiliate of... that I chose (the old Payoneer)/FirstChoice payout option.

The 2nd major one, I have taken care of, on my own.
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Old 04-10-2018, 01:43 PM   #71
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I have not received one email from any Program that I am an Affiliate of... that I chose (the old Payoneer)/FirstChoice payout option.

The 2nd major one, I have taken care of, on my own.
Snap Nick. Surely they should even have something on their websites or something
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Old 04-10-2018, 02:01 PM   #72
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I have not received one email from any Program that I am an Affiliate of... that I chose (the old Payoneer)/FirstChoice payout option..
Same here. I have not even gotten a notice from FCP either. I logged into my FCP account and there's no news about this or anything.

Anyways, I went to an ATM and got my funds, tomorrow I go again and get the rest just to be safe.
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Old 04-10-2018, 02:15 PM   #73
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Ambercutie, and the person who wrote that is me.
Quote:
Originally Posted by RuthB View Post
Paxum Inc would like to address any concern our clients may feel after the recent news regarding Choice Bank Limited. On April 9th 2018 Choice Bank Limited informed its customers that it has been forced into a constrained position by the regulatory authorities.

Paxum would like to reassure our customers that this is an issue between Choice Bank and its regulatory authorities directly, and it is completely unrelated to Paxum. Paxum is just a customer of Choice Bank.

As a result of the news from Choice Bank we regret to inform you that Paxum cards can no longer be loaded via transfer to card. However it is important to note that any funds that currently exist on any Paxum card issued by Choice Bank are fully available and can be used as normal at the ATM and for POS purchases.

We are grateful that only a small portion of Paxum users are affected by Choice Banks situation, as it only relates to the Paxum issued card. All other aspects of Paxum services are operating normally, and regular service is uninterrupted. We apologize for this inconvenience caused to Paxum card-holders by Choice Bank, and we are working hard to promptly implement our new card solution.

As part of our commitment to providing a reliable payment service, and as a result of lengthy card issuing delays through Choice Bank over the last few months, Paxum had already been exploring alternative card issuing options and we have finalized a backup card. New cards are currently being printed. There will be no additional cost to the user for the new card, and we should have everything completed within 4 weeks. We will update clients as soon as the new cards have been shipped and implemented.


In the beginning of March 2018 Choice Bank experienced problems loading funds to cards and at that time Paxum pro-actively introduced Instant Withdrawal to External Credit/Debit card as an additional instant withdrawal option. Many clients have tried this option, and we recommend it for any Paxum client seeking instant access to their account funds while a replacement Paxum card is being implemented. Please note, some restrictions do apply.

Paxum payment solution has always been more than just a card, which is why problems that our card issuer Choice Bank is experiencing will not cause any long-term damage to Paxum's ability to provide consistent secure global payment services.

Paxum offers multiple withdrawal options (Wire, EFT/ACH, External Credit/Debit Card, and Transfer to Other Accounts), instant payments worldwide, and we still offer instant withdrawal. Paxum cards will be back very soon, and we look forward to continuing to serve our clients payment needs in the meantime.
Ruth and Dan are models of probity as professionals and we are lucky to have them in this industry. Thanks for the quick responses and the transparency.
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Old 04-10-2018, 04:38 PM   #74
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Ugh, so I just sent them a big wire to fund my models today. Horrible timing. I am trying to recall that wire now. I spoke with the online chat and then Pearl Levy called me. She seems to be the one that is in charge of taking care of all the clients. She was very sweet and seems to be trying to help as best as possible. I hope my funds aren't tied up too long...or even worse...lost :\

This is why crypto needs more adoption. Fuck banks.
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Old 04-10-2018, 04:41 PM   #75
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Old 04-10-2018, 04:46 PM   #76
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This is why crypto needs more adoption.
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Old 04-10-2018, 06:00 PM   #77
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Ruth and Dan are models of probity as professionals and we are lucky to have them in this industry. Thanks for the quick responses and the transparency.
Can't agree more! Thanks for your great help!
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Old 04-10-2018, 11:27 PM   #78
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The Bank maintains a strong balance sheet with total equity including paid up capital and accumulated retained earnings in excess of US$26 million, a most recent reported regulatory capital ratio of 26.92%, and statutory liquidity ratio of 74.59%, such ratios significantly exceeding all statutory capital adequacy and liquid asset requirements. The liquidity challenges the Bank currently faces is truly a short-term one. As it progresses through this process, the Bank is confident that all its depositors, cardholders and creditors will be kept whole.
I'm no financial wiz but to me this sounds like they're operating in a fractional capacity, with a good portion of customer's funds tied up in profitable investments rather than just stored as 100% available cash. That's how a "Savings" bank can go broke.
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Old 04-11-2018, 01:30 AM   #79
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CAM4 has a notice about FCP on the cam4bucks Performer area page. Paxum is an option. 1 of 4.

Bonga Cash sent a email overnight. Including a weird message: "If you are using Paxum, please also make sure to use an alternative payment method: WebMoney, Wire Transfer or ePayments. Payments planned for 13.04.2018 will not be made via Paxum."
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Old 04-11-2018, 07:03 AM   #80
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CAM4 has a notice about FCP on the cam4bucks Performer area page. Paxum is an option. 1 of 4.

Bonga Cash sent a email overnight. Including a weird message: "If you are using Paxum, please also make sure to use an alternative payment method: WebMoney, Wire Transfer or ePayments. Payments planned for 13.04.2018 will not be made via Paxum."
If BongaCash really removed Paxum as a payment option because Paxum is out of its own branded debit card for about a month, it shows they don't understand a thing and probably don't deserve to get your biz.
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Old 04-11-2018, 07:22 AM   #81
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If BongaCash really removed Paxum as a payment option because Paxum is out of its own branded debit card for about a month, it shows they don't understand a thing and probably don't deserve to get your biz.
Yep, exactly.
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Old 04-11-2018, 07:51 AM   #82
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No Messages! Indeed!

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Old 04-11-2018, 07:58 AM   #83
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Yep, exactly.
At least Paxum started the process prior to Monday.
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Old 04-11-2018, 09:11 AM   #84
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This is why crypto needs more adoption. Fuck banks.
+1 Cam model linked me the Xbiz article today, and this was one of the first things I said to her. Banks can be shady, reckless, and irresponsible. I actually suggested the idea of setting up a crypto wallert to her before, but she didn't seem to receptive. Maybe did not understand, I don't know.

I'm trying to help her figure things out, but I don't know if her card is connected to FCP or not. Hopefully this ends well for the models...but at the moment I'm reminded of Full Tilt Poker. Was a few years before some players saw any of their money. Don't want that to happen to her or anyone else.
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Old 04-11-2018, 09:54 AM   #85
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This is why crypto needs more adoption. Fuck banks.
Agreed. First Paxum losing US citizens (personal acct), and now FCP and everyone with Choice bank

really this industry heading back to expensive/slow wires and SUPER slow and retarded paper checks? terrible

Sponsors, please please work on crypto payouts, this is getting ridiculous
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Old 04-11-2018, 10:02 AM   #86
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so streamate pulled the plug on FC payouts today...now I am going to have to cash in those retarded checks LOL...oh well...
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Old 04-11-2018, 10:08 AM   #87
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going to have to cash in those retarded checks LOL...oh well...
better check than an empty pocket.
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Old 04-11-2018, 11:32 AM   #88
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Glad that you are here.
Would you please answer some questions about current FCP situation?
- When will FCP be closed completely?
- Can we use ATM card to make payment online and withdraw fund via ATM? If yes, for how long?
- If fund in ATM depletes, will money be transferred from that FCP account owner to ATM card like before so that we can withdraw more?
Thanks for help.
Just tried it by myself. Withdrawing via ATM still works. But they don't load the card anymore to $10000. I see a red number on the "debits" side with transaction type "Load to card", but nothing on the "credits" side.
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Old 04-11-2018, 01:19 PM   #89
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Ruth and Dan are models of probity as professionals and we are lucky to have them in this industry. Thanks for the quick responses and the transparency.

Agreed. While I don't currently use Paxum, I do respect that Ruth weathers the storm of vitriol often thrown her company's way with these types of replies.
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Old 04-11-2018, 01:49 PM   #90
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Kick in the balls.

Only gonna promote sites that do check, direct deposit to Canada or PayPal. Seems to be the safest route.

I don't think I'm gonna stick with Paxum either, all these companies seems to be getting this shit end of the stick. Sad stuff.
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Old 04-11-2018, 01:59 PM   #91
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This is why crypto needs more adoption. Fuck banks.
Btw, mad props to Webclicks for offering Bitcoin (along with Paypal, ePayments, Webmoney, and lots more)

About 30% of my sponsors I will be unable to receive payments from now on. They're "on hold" until something is figured out about all this
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Old 04-11-2018, 02:51 PM   #92
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Chaturbate stepped up to the plate.

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Old 04-11-2018, 02:55 PM   #93
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BitCoin?? Maybe next year...



I still have some. Not going to let them go, but, don't want to buy more for now.
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Old 04-11-2018, 03:00 PM   #94
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Can we have some sponsors here telling us what new payout options they will introduce? I honestly prefer the good old check.
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Old 04-11-2018, 05:21 PM   #95
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For now

I remember epass days...
"Just a momentary issue"
They meant to say "Just a monetary issue".
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Old 04-11-2018, 07:12 PM   #96
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so streamate pulled the plug on FC payouts today...now I am going to have to cash in those retarded checks LOL...oh well...
I actually prefer it. Mobile deposit and toss the check. Been doing Streamate for years on check.

All of my adult income today comes in Check or PayPal.

Have one minor thing few hundred a month I was using Payza for, they shut US accounts down, ordered first choice card and was shocked card arrived at my door within days but useless now as will never have used it, guess I'll be check, paypal and maybe wire as tired of signing up for alternate accounts that don't last.
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Old 04-11-2018, 08:13 PM   #97
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I actually prefer it. Mobile deposit and toss the check. Been doing Streamate for years on check.

All of my adult income today comes in Check or PayPal.

Have one minor thing few hundred a month I was using Payza for, they shut US accounts down, ordered first choice card and was shocked card arrived at my door within days but useless now as will never have used it, guess I'll be check, paypal and maybe wire as tired of signing up for alternate accounts that don't last.
USA/Canada is still easy for checks. Though a lot of Euro affiliates and partners seem to have issues even cashing checks, and if they do, they get huge fees and long holds for them to clear. So I do understand its a pain for them having to choose that method, or wait for a higher min and pay the International wire fees.
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Old 04-11-2018, 08:22 PM   #98
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USA/Canada is still easy for checks. Though a lot of Euro affiliates and partners seem to have issues even cashing checks, and if they do, they get huge fees and long holds for them to clear. So I do understand its a pain for them having to choose that method, or wait for a higher min and pay the International wire fees.
I wonder why Paxum doesn't bring back the withdrawal by check option. Banks don't ask a bunch of question when you deposit a large check but they often do when you get a large wire.
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Old 04-11-2018, 09:17 PM   #99
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I wonder why Paxum doesn't bring back the withdrawal by check option. Banks don't ask a bunch of question when you deposit a large check but they often do when you get a large wire.
<insert joke about checks stuck in "Printing" status here>
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Old 04-11-2018, 09:38 PM   #100
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Is Paxum ok for wire transfers/EFT?

Check is not an option here, did not see any since the 1990's. My bank is internet only in addition, no physical offices and nowhere to deposit checks.
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