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Old 01-08-2018, 04:55 PM   #51
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Quote:
Originally Posted by 3xmedia View Post
some people were notified of their paxum us personal accounts being closed months ago and there were threads/posts about it. You guys must have missed them.
not me.
Not me.
Not me.
Not me.
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Old 01-08-2018, 05:38 PM   #52
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Right before AVN. I had my personal paxum account for 5+ years.
This new movie better be better than middle men. And not that special effects shit like they did with fast and the ferious.. that just made it shitty
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Old 01-08-2018, 05:46 PM   #53
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I don't see any similarities from Epass closing with the Mallick scam, to this Paxum situation.

What is happening is now is US personal account holders getting a hard assfucking. If you must close US accounts is one thing, but 48hrs notice is ridiculously small.

Paxum, can you guys setup a system so when our accounts are closed, and payments attemped to send to us, we can get a notification? so we can know to contact those companies to send payment another way? Something like this would be very helpful. Thank you
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Old 01-08-2018, 05:47 PM   #54
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Seriously, why would anybody trust them with business payments after this?
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Old 01-08-2018, 05:51 PM   #55
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Originally Posted by thundergasm View Post
Ok....so I tried to sign up for a business account.

Is this just me, or have others seen this issue?

When I verified my account I was sent to finish the signup.

There is no "United States" option for Citizenship.



Under Country Of Birth there is an option for "United States"



But again for Country Of Residence there is no option for "United States"



Has anyone else seen this?

US and Nevada dropdowns are on mine. Make sure you FIRMLY press "Business Account".
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Old 01-08-2018, 05:53 PM   #56
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Originally Posted by jscott View Post
I don't see any similarities from Epass closing with the Mallick scam, to this Paxum situation.

What is happening is now is US personal account holders getting a hard assfucking. If you must close US accounts is one thing, but 48hrs notice is ridiculously small.

Paxum, can you guys setup a system so when our accounts are closed, and payments attemped to send to us, we can get a notification? so we can know to contact those companies to send payment another way? Something like this would be very helpful. Thank you
I would think the Cam sites are going to be pretty pissed about all of the work that will need to be done by the Jan 15 end of the current pay period.
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Old 01-08-2018, 05:56 PM   #57
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Old 01-08-2018, 06:18 PM   #58
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A trusted individual of a trusted company should be the middleman. Have Paxum pay X company for you, then they transfer it to you via your preferred method. Charge affiliates the fees, if any, plus a buck or two. This way USA personal accounts don?t have to incorporate but just change payee on each sponsor.

A smart, trusted, proven company can help everyone plus make a little extra cash. If people pay. $50 for wire transfer, they?ll pay $10 for this. Depends how greedy or helpful you want to be.

I?m curious why this is happening with such short notice. Sounds like they had an idea of this several months ago. Is it the banking industry, the government, IRS, or something totally different? Will others follow or just Paxum? That?s the key question.
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Old 01-08-2018, 06:28 PM   #59
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So Canadians are not affected? only US personal accounts?
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Old 01-08-2018, 06:36 PM   #60
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Any Karups/Boyfun USA affiliates affected by this, please hit me up ASAP to get a solution in place for the next months payouts. brent (at] xxxrewards.com
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Old 01-08-2018, 06:47 PM   #61
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To clarify, only USA Personal Account-Holders are affected.

We have been listening to your feedback, and as a result we have decided to extend the deadline by 48 hours to Friday, January 12th at 10:01am ET. We hope this helps make the transition a little easier for you.

All USA Personal Account-Holders accounts will be closed effective January 12th, 2018 at 10:01 ET.
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Old 01-08-2018, 07:18 PM   #62
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Another thing that could help us get this situated would be to raise our daily withdraw limits so we can withdraw our $$ quicker. Thank you
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Old 01-08-2018, 07:43 PM   #63
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Are there limits on ATM withdrawals? I can't find the info on their website.
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Old 01-08-2018, 07:56 PM   #64
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So can current US paxum users signup to https://paxumbank.com/personal/servi...rent-accounts/ Crakrevenue told me you can, but when I click signup it's linking to a zip file not an actual signup page - But now I'm confused
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Old 01-08-2018, 08:03 PM   #65
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Ok if you guys didnt see this coming it?s on you.
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Old 01-08-2018, 08:05 PM   #66
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Just to clarify we are closing US Personal accounts.
US business accounts are fine.

As for the 48 hour notice. The 48 hour is for you to manually go into your account and transfer the funds to your bank or to your card.

If you do not do this within 48 hours we will start the process for you.

No one will have funds stuck with us.
Because this is a situation which obviously just popped into Paxum's radar within the last 48hrs..
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Old 01-08-2018, 08:07 PM   #67
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I don't see any similarities from Epass closing with the Mallick scam, to this Paxum situation.

What is happening is now is US personal account holders getting a hard assfucking. If you must close US accounts is one thing, but 48hrs notice is ridiculously small.

Paxum, can you guys setup a system so when our accounts are closed, and payments attemped to send to us, we can get a notification? so we can know to contact those companies to send payment another way? Something like this would be very helpful. Thank you
With facta these businesses will only be around a year or two longer. I signed up, then was like nope. Fuck these guys. And that was that
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Old 01-08-2018, 08:26 PM   #68
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what will happen to all the documents and documents being held above the heads photos id's etc.

saw this coming from a mile away odd we can still make accounts with payoneer firstchoice same bank.
Obviously it's getting turned over to IRS/FBI/etc, good time to stock up on some lube if any of you paxum users from the US haven't done so already.
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Old 01-08-2018, 08:44 PM   #69
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To clarify, only USA Personal Account-Holders are affected.

We have been listening to your feedback, and as a result we have decided to extend the deadline by 48 hours to Friday, January 12th at 10:01am ET. We hope this helps make the transition a little easier for you.

All USA Personal Account-Holders accounts will be closed effective January 12th, 2018 at 10:01 ET.
Even "verified personal accounts"? Because I didn't get any emails. Neither did my business partner. Both had to send in shit ton of "do it this way" pictures of our IDs.
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Old 01-08-2018, 09:33 PM   #70
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Feds have to crawling upside them big time for them to shut this down this quick. Unreal
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Old 01-08-2018, 10:58 PM   #71
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Camdough cut Paxum off in August 2017....good on them, ahead of the curve.
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Old 01-09-2018, 12:37 AM   #72
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If you have a Paxum Open Mastercard ( printed from Choice Bank ) you can use it after Jan. 10... as long as the card isnt expired.

My card is valid thru March 30 2018
That's my problem, as my card expired Dec.31st and they didn't send me a new one, so my money under the Mastercard isn't available to withdraw, or transfer to someone with a Non USA Business account.

It's not all that much, but if they charge $50 for a wire to my bank, I'll get like $7.
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Old 01-09-2018, 01:27 AM   #73
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lol at " we have been listening to your feedback and decided.... "
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Old 01-09-2018, 01:49 AM   #74
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Looks like the USA is building a wall around itself.
A lot of countries en companies stop serving people from the USA.
Residency applications, Bank Accounts, Btitcoin Banks, Coin Exchanges, etcetra etcetra.
Eveywhere you see the question if you are from the USA, and then refuse you.
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Old 01-09-2018, 02:01 AM   #75
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Looks like the USA is building a wall around itself.
A lot of countries en companies stop serving people from the USA.
Residency applications, Bank Accounts, Btitcoin Banks, Coin Exchanges, etcetra etcetra.
Eveywhere you see the question if you are from the USA, and then refuse you.
Something big is happening with the USD worldwide. I've been dealing with international banking issues with the USD for over a year.
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Old 01-09-2018, 02:13 AM   #76
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Withdrawal is not working. When I try to withdraw the amount that is left in my account I receive this error:

Errors : You don't have enough money in this account !

Can you Paxum guys fix this issue?
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Old 01-09-2018, 02:42 AM   #77
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Looks like the USA is building a wall around itself.
A lot of countries en companies stop serving people from the USA.
Residency applications, Bank Accounts, Btitcoin Banks, Coin Exchanges, etcetra etcetra.
Eveywhere you see the question if you are from the USA, and then refuse you.
Very true. As Lizz said something is building against US and friend/master. Won't be pretty when it resolves.
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Old 01-09-2018, 02:54 AM   #78
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Very true. As Lizz said something is building against US and friend/master. Won't be pretty when it resolves.
Oy vey, you mean God's choosing another people?
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Old 01-09-2018, 03:21 AM   #79
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It sucks, trust me it does since I pay remote employees in the US with paxum. HOWEVER, this isn't new. It's just new that paxum has been pulled into the web of USA red tape (paypal already has to comply, but I think they're big enough they can navigate the legal crap easier).

What this comes down to is an Obama era law called FACTA. This was a HUGE clusterfuck for any US citizen that had a foreign bank account or foreign pension. Basically it means that the financial institution has to report about US citizens accounts to the USA.

When FACTA rolled out there were a lot of banks around the world that basically said "fuck the USA" and just shut down the bank accounts of US citizens. What made this pretty horrible is for overseas citizens, those bank accounts aren't "foreign" accounts. They're our local, everyday living bank accounts.

However, because the US wanted to go after the less than 1% that's hiding assets offshore, it basically made it harder to a) do business with americans b) be an overseas citizen. What really pisses me off about this is it costs more to go after that 1% because it's caught all of us living overseas but don't have to pay taxes in the web. Someone at the IRS and the Financial Crimes Enforcement Network (they deal with FACTA and FBAR) still have to be paid to go over our taxes and forms but most of us don't actually have to pay taxes. Talk about government waste.

So while I agree that the short notice sucks, if you don't like this Americans need to write your representatives about this bullshit.
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Old 01-09-2018, 03:45 AM   #80
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It sucks, trust me it does since I pay remote employees in the US with paxum. HOWEVER, this isn't new. It's just new that paxum has been pulled into the web of USA red tape (paypal already has to comply, but I think they're big enough they can navigate the legal crap easier).

What this comes down to is an Obama era law called FACTA. This was a HUGE clusterfuck for any US citizen that had a foreign bank account or foreign pension. Basically it means that the financial institution has to report about US citizens accounts to the USA.

When FACTA rolled out there were a lot of banks around the world that basically said "fuck the USA" and just shut down the bank accounts of US citizens. What made this pretty horrible is for overseas citizens, those bank accounts aren't "foreign" accounts. They're our local, everyday living bank accounts.

However, because the US wanted to go after the less than 1% that's hiding assets offshore, it basically made it harder to a) do business with americans b) be an overseas citizen. What really pisses me off about this is it costs more to go after that 1% because it's caught all of us living overseas but don't have to pay taxes in the web. Someone at the IRS and the Financial Crimes Enforcement Network (they deal with FACTA and FBAR) still have to be paid to go over our taxes and forms but most of us don't actually have to pay taxes. Talk about government waste.

So while I agree that the short notice sucks, if you don't like this Americans need to write your representatives about this bullshit.
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Old 01-09-2018, 03:56 AM   #81
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Originally Posted by Petra View Post
It sucks, trust me it does since I pay remote employees in the US with paxum. HOWEVER, this isn't new. It's just new that paxum has been pulled into the web of USA red tape (paypal already has to comply, but I think they're big enough they can navigate the legal crap easier).

What this comes down to is an Obama era law called FACTA. This was a HUGE clusterfuck for any US citizen that had a foreign bank account or foreign pension. Basically it means that the financial institution has to report about US citizens accounts to the USA.

When FACTA rolled out there were a lot of banks around the world that basically said "fuck the USA" and just shut down the bank accounts of US citizens. What made this pretty horrible is for overseas citizens, those bank accounts aren't "foreign" accounts. They're our local, everyday living bank accounts.

However, because the US wanted to go after the less than 1% that's hiding assets offshore, it basically made it harder to a) do business with americans b) be an overseas citizen. What really pisses me off about this is it costs more to go after that 1% because it's caught all of us living overseas but don't have to pay taxes in the web. Someone at the IRS and the Financial Crimes Enforcement Network (they deal with FACTA and FBAR) still have to be paid to go over our taxes and forms but most of us don't actually have to pay taxes. Talk about government waste.

So while I agree that the short notice sucks, if you don't like this Americans need to write your representatives about this bullshit.
Thinking you meant to reference FATCA. As FACTA is all about identity theft and the former is about foreign accounts held by US citizens.
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Old 01-09-2018, 04:01 AM   #82
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Originally Posted by Petra View Post
It sucks, trust me it does since I pay remote employees in the US with paxum. HOWEVER, this isn't new. It's just new that paxum has been pulled into the web of USA red tape (paypal already has to comply, but I think they're big enough they can navigate the legal crap easier).

What this comes down to is an Obama era law called FACTA. This was a HUGE clusterfuck for any US citizen that had a foreign bank account or foreign pension. Basically it means that the financial institution has to report about US citizens accounts to the USA.

When FACTA rolled out there were a lot of banks around the world that basically said "fuck the USA" and just shut down the bank accounts of US citizens. What made this pretty horrible is for overseas citizens, those bank accounts aren't "foreign" accounts. They're our local, everyday living bank accounts.

However, because the US wanted to go after the less than 1% that's hiding assets offshore, it basically made it harder to a) do business with americans b) be an overseas citizen. What really pisses me off about this is it costs more to go after that 1% because it's caught all of us living overseas but don't have to pay taxes in the web. Someone at the IRS and the Financial Crimes Enforcement Network (they deal with FACTA and FBAR) still have to be paid to go over our taxes and forms but most of us don't actually have to pay taxes. Talk about government waste.

So while I agree that the short notice sucks, if you don't like this Americans need to write your representatives about this bullshit.
In 2008/2009 99% of calls to Congress were AGAINST the bank bailout. Congress voted twice, and the second time, about 2/3rds of Congress listened ONLY to the 1%.

Fuck calling or writing Congress.

citation:
99% of Americans were against the bank bailouts. I remember congressmen receiving a thousands call against the bill for each supporting it. – InvestmentWatch
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Old 01-09-2018, 04:03 AM   #83
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Even "verified personal accounts"? Because I didn't get any emails. Neither did my business partner. Both had to send in shit ton of "do it this way" pictures of our IDs.
My notice came to an email address (of mine) changed years ago.
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Old 01-09-2018, 04:04 AM   #84
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Something big is happening with the USD worldwide. I've been dealing with international banking issues with the USD for over a year.
like what exactly ??
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Old 01-09-2018, 04:05 AM   #85
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That's my problem, as my card expired Dec.31st and they didn't send me a new one, so my money under the Mastercard isn't available to withdraw, or transfer to someone with a Non USA Business account.

It's not all that much, but if they charge $50 for a wire to my bank, I'll get like $7.
They told me a long time ago that once you transfer from checking to Card, you can't transfer back.

That would be something useful right now.
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Old 01-09-2018, 04:07 AM   #86
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I can see why it would be expensive to comply with FATCA, perhaps that's why Paxum opened up their 'bank' so that they can somehow avoid it. But seems like that would result in being cut off from the US in one form or another anyway. Is Paxum popular for US based webmasters? If I lived there I'd opt for some form of direct payment rather than losing out to Paxum fees.
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Old 01-09-2018, 04:14 AM   #87
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Thinking you meant to reference FATCA. As FACTA is all about identity theft and the former is about foreign accounts held by US citizens.
Yea, sorry, fatca. I get the t and c mixed up.
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Old 01-09-2018, 04:15 AM   #88
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I can see why it would be expensive to comply with FATCA, perhaps that's why Paxum opened up their 'bank' so that they can somehow avoid it. But seems like that would result in being cut off from the US in one form or another anyway. Is Paxum popular for US based webmasters? If I lived there I'd opt for some form of direct payment rather than losing out to Paxum fees.
It doesn't matter if they stayed as money transfer or a bank, bottom line is if you have US citizens using your product you have to comply with FATCA.
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Old 01-09-2018, 04:19 AM   #89
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Old 01-09-2018, 04:27 AM   #90
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It doesn't matter if they stayed as money transfer or a bank, bottom line is if you have US citizens using your product you have to comply with FATCA.
Gotcha, but what's the difference between a business and a personal account in terms of reporting?
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Old 01-09-2018, 05:01 AM   #91
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like what exactly ??
Ask the cryptonuts or someone from the tinfoil hat club.
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Old 01-09-2018, 05:08 AM   #92
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I can confirm what Petra said, FACTA thing applies to everything, not just bank accounts but any kind of money form. In fact, if i would open tomorrow "klen coins", i would have to report all US clients to IRS otherwise i would end up on blacklist.
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Old 01-09-2018, 05:30 AM   #93
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The people behind paxum are smart. It's a great company and honestly can't say anything wrong about them.
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Old 01-09-2018, 05:35 AM   #94
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That's my problem, as my card expired Dec.31st and they didn't send me a new one, so my money under the Mastercard isn't available to withdraw, or transfer to someone with a Non USA Business account.

It's not all that much, but if they charge $50 for a wire to my bank, I'll get like $7.
I can exchange it for you today if you want.
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Old 01-09-2018, 05:52 AM   #95
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The people behind paxum are smart. It's a great company and honestly can't say anything wrong about them.
stfu!
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Old 01-09-2018, 05:54 AM   #96
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Old 01-09-2018, 05:55 AM   #97
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Gotcha, but what's the difference between a business and a personal account in terms of reporting?
FATCA/FBAR only applies to personal accounts. Reporting is different for companies.
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Old 01-09-2018, 07:44 AM   #98
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They told me a long time ago that once you transfer from checking to Card, you can't transfer back.

That would be something useful right now.
I don't want to transfer the $$ in the Mastercard account. What I need is to be able to put the little $7 in checking onto my Mastercard, have the Mastercard expiration changed to a few days or even the end of the month so I could go and buy groceries with the $50 or so that's left in Mastercard. Doing ATM wouldn't get me ALL of the money as they only dispense funds in $20 increments.

Yes, it's a small amount overall compared to some of you, but I work hard for my "biz" payments.
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Old 01-09-2018, 07:47 AM   #99
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I can exchange it for you today if you want.
Thanks, but I can't get to it. The Mastercard has expired and they are holding the money I have on it in limbo somewhere. There's no option to move money onto it from Checking either. Otherwise I'd just go buy something and use it up.

I wrote Ruth, perhaps she'll have a solution. Crossing fingers!
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Old 01-09-2018, 07:54 AM   #100
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I can exchange it for you today if you want.
how? funds are on his Paxum Mastercard that already expired and it's not possible to transfer funds back from the card to checking account.
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