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Old 11-16-2008, 05:06 AM   #101
mikeyddddd
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hunnert tips


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Old 11-16-2008, 05:41 AM   #102
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Hahahahahhaa. Great post.
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Old 11-16-2008, 06:18 AM   #103
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Where were you 2 years ago man?

Anyone know what happens to credit card debt if you don't pay it and bank or collection agency just can't get hold of you?
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Old 11-18-2008, 04:47 AM   #104
The Sultan Of Smut
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Quote:
Originally Posted by mainroman View Post
Where were you 2 years ago man?

Anyone know what happens to credit card debt if you don't pay it and bank or collection agency just can't get hold of you?
It goes away after 7 years.
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Old 11-18-2008, 04:57 AM   #105
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It goes away after 7 years.
If they don't sue and secure a judgement against you
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Old 11-18-2008, 04:57 AM   #106
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cool tip !!!
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Old 11-18-2008, 05:01 AM   #107
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Don't forget that the government will consider your discount to be income.. After the card company bloats the debt all to hell and then settles for "pennies on the dollar" you might just owe some money to uncle fuckko..
And from what I've heard the god damned irs charges 10% for "offers" these days.. supposedly if you offer the assholes $10,000 you put down $1000 as a deposit. If they decline the offer, they keep the $1000.

Not sure if it is true but I do know that the first part is fact.
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Old 11-18-2008, 05:02 AM   #108
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If you are looking for a deletion agreement have it in WRITING and SIGNED.
Make sure that it guarantees that they'll delete EVERYTHING right down to the 30,60 and ninety.
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Old 11-18-2008, 05:36 AM   #109
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This is insane....
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Old 11-18-2008, 05:39 AM   #110
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I love the anal hobbit posts.

It's all true too. When I failed my first biz at 21 years old I had a mountain of CC and bank debt. The collections agents harassed me for months. Then a friend told me to offer them pennies on the dollar to settle and wipe the slate clean on my credit score.

I settled about $40k in debt for $4300 and got a mortgage 5 months later.

Now my credit is good and I wouldn't consider this move unless I was in financial trouble.
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Old 11-18-2008, 05:43 AM   #111
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Great!
Chinese will be happy. I am sure every Chinese family would like to get more than 1 child.

YOU the US citizen can make this dream possible!

People's Republic United States of China let it go ... make them happy!

keep irony if found
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Old 11-18-2008, 05:48 AM   #112
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sounds good!
whats the highest/lowest people have gotten so far?
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Old 11-18-2008, 07:40 AM   #113
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I got like 4 replies down and was satisfied that this was advice that I can use...
Thank you Anal Hobbit....
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Old 04-07-2010, 11:12 AM   #114
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these days we need those tips!
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Old 04-07-2010, 11:47 AM   #115
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It works to this day!
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Old 10-08-2012, 01:46 PM   #116
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This thread deserved a bump
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Old 10-04-2013, 03:00 AM   #117
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Even tho this is an amazing tip i hold anal hobbit responsible for the world crisis.Atleast part of it )

And also bumping this so we can go further down ...
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Old 10-04-2013, 03:56 AM   #118
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Great stuff. Wonder what he has planned for Obamacare and Amnesty.
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Old 10-04-2013, 05:15 AM   #119
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Quote:
Originally Posted by Brad Gosse View Post
I love the anal hobbit posts.

It's all true too. When I failed my first biz at 21 years old I had a mountain of CC and bank debt. The collections agents harassed me for months. Then a friend told me to offer them pennies on the dollar to settle and wipe the slate clean on my credit score.

I settled about $40k in debt for $4300 and got a mortgage 5 months later.

Now my credit is good and I wouldn't consider this move unless I was in financial trouble.
Russian style!
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Old 10-04-2013, 08:45 AM   #120
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Dude this is GFY. The home of internet spammers, scammers & creative genious perverted minds. They don't need petty advice on Credit Card debt repayment scam. They can teach you higher level shit!
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