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Welcome to the GoFuckYourself.com - Adult Webmaster Forum forums. You are currently viewing our boards as a guest which gives you limited access to view most discussions and access our other features. By joining our free community you will have access to post topics, communicate privately with other members (PM), respond to polls, upload content and access many other special features. Registration is fast, simple and absolutely free so please, join our community today! If you have any problems with the registration process or your account login, please contact us. |
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| Discuss what's fucking going on, and which programs are best and worst. One-time "program" announcements from "established" webmasters are allowed. |
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#1 |
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I'm Lenny2 Bitch
Join Date: Mar 2001
Location: On top of my soapbox
Posts: 13,449
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What happens when you transfer the same credit card balance twice?
So I've been getting multiple 0% balance transfer offers from credit card companies.
I decided to apply for one and transfer my discover balance. While applying for the card, I entered my discover acct info and balance to be transferred. Then I was told it would take more time to process the application, etc etc. So two weeks go by and I hear nothing, so I apply for another card with another company. The other card gets approved instantly, and I transfer my discover balance to them on 6/25. (around 4K) So I check the mail yesterday evening and get cards from the first company, I go online to access the new account and apparently they also sent $4K to discover on 6/29. So now for the moment it appears that I owe this balance twice. Discover is just showing a zero balance (but it's very possible the payment sent on 6/29 hasn't processed yet) Has this ever happened to anyone here? How did it play out? |
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#2 |
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Show Yer Tits!
Industry Role:
Join Date: Feb 2002
Location: Somewhere Out there...
Posts: 25,792
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Sounds like a mess in the making. Hopefully the second one gets returned. I know on some cards your are only allowed to pay a certain amount under the zero balance. For example if you needed to make a purchase over your line.
Good luck. Probably best bet talking to Discover card first.
__________________
![]() Scammer Alert: acer19 acer [email protected] [email protected] Money stolen using PayPal
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#3 |
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wtf
Industry Role:
Join Date: Sep 2001
Location: Bikini State, FL USA
Posts: 10,914
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I've never done it but I would think that once the first transfer went thru there would be nothing left to transfer a 2nd time. Hopefully.
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#4 |
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I'm Lenny2 Bitch
Join Date: Mar 2001
Location: On top of my soapbox
Posts: 13,449
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Bleh, I just talked to discover, they said they have to accept the payment, but then they can mail me a check afterwards.
The problem is both of the other companies charged me a 3% fee to transfer the balance, so I need to try and talk the 2nd one into dropping that fee if I pay the balance off right away. Otherwise I paid 6% upfront to get rid of a balance I was only being charged 11% on That's bad math |
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#5 |
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So Fucking Banned
Join Date: May 2006
Posts: 2,187
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this sounds like a case for captain hardball.
otherwise they;ll be more than happy to stick it in you. tell the late comers they suck and threaten them with everything you can find, and the kitchen sink. i give you 50-50. |
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#6 |
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Confirmed User
Join Date: Sep 2002
Location: The Internet
Posts: 2,681
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This thread made me laugh and nearly spit my OJ all over......
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#7 |
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Confirmed User
Join Date: May 2005
Posts: 893
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you have more money than brains, but if you keep up with this behavior they should balance out and you will be broke in both departments.
good luck. |
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