No doubt. Unless this is done by microsoft or norton I do not see anyone else having the ability to affect a market in a noticable degree as you mentioned.

We don't use epoch so I can't tell from experience. I had two sponsors yesterday telling me that they have epoch EU as 2nd cascade and barely picks any sale. This was a general comment though and not for last days timeframe.

Trey,

Have you ever compared the number of new passwords written to your sites to the number that Paycom says you should have? In other words, are people joining and recurring and not being reported or being reported as CB? That would be a "processor shave".

sig spot here

one word: VXSBILL

Paycom are doing just fine for us. Their second in our cascade and pick up most of the denials from the 1st biller. A few make it to the 3rd biller and not many at all make it to the 4th.
We use PaycomEU - whether this makes a difference, i dunno.

:1orglaugh :1orglaugh

There is zero competition in the 3rd party processing business. This unfortunately does not require companies to be at the top of there game.

so all this moaning about paycom, who is 1st in everyones cascade then?

paycom lol

process in cyprus? ;)

i wonder if this has anything to do with the epassporte " gift accounts" that are being created on behalf of surfers who signup to paycom sites , perhaps if they cant create the epassporte account the signups are being scrubbed.

i could be way off base here though..

so what you are complaining about basically is they upped their scrub for some reason?

you know shit happens I am sure they are processing as many cards as they can without losing their merchant account

Btw smokey do you wanna do this thang or not?

Sounds like another processor headed out.

Why bring this up on a weekend guys.. But here's a bump for the players.

just to piss them off like they have pissed me off.

thats not one word...:error

This is Awesome I think Pimple on my Ass and Quickbuck may be agreeing on some shit here today. Lets mark this on our calendar folks. ITs pretty extreme the difference between our merchant and paycom. And we dont have our merchant set to some non existant scrub ratio. And our Rebills wow lets not even discussthe different in rebills. In Paycom We Trust is how its been with us for years. And I think we will never stop processing with them. But I sure would like some sort of stability. It is really hard on my affiliates. When they send me traffic and one day they send 75 joins and the next day they only send 45 and the next its 35 then the next is 104. It makes them question me. And all I can do is say I will look into this.

IN PAYCOM WE TRUST! cmon paycom help us all out here!!

We've had some problems with paycom lately as well, one of them being fairly major.

I'm not a program owner but I have noticed that the sites which do process with epoch as their primary a huge decline in the past 2 weeks. Yesterday was actually the first day it seems to have spiked back to normal, but the last 2 weeks have been extremely horrid to look at my sales ratio.
WG

Thats tough because affilates are going to assume you are shaving them

Are you SURE that it's paycom? I wish someone would mention other possible reasons if anyone gets what I mean...

And I wish you'd post some naked pics! :winkwink:

Eurobill is first on our cascades, and then paycom.

no real complaints about paycom here.

Lots of paycom talk since Chris Mallick left... lot of paycom talk...

Such as?

I think most of the declines are from bank declines that have nothing to do with Epoch.

the negative database has grown quite a bit in the past few years so I'm sure it gets harder everyday to proccess cards

Our sales have not dropped we are growing at a rapid rate but I have noticed the credits and CB's have gone up some in the past couple months

GODDAMN! i just found myself agreeing with Wiseman!
This is where the shave allegations come in.....because some affilites feel that it is our fault if they do not do the exact same number of joins every day....

I'm just a dumb girl :girl

Someone will figure it out and be brave enough to post it eventually.

You're correct and a smart cookie......you quoted it so now it's got double
the attention, I'm a marketing genius :thumbsup

note: I'm not affiliated to vxsbill in any way....I just think they're one of the
very few that are on top of the game. Their rates, system and service has
amazed me in a very positive way.

I tell you what Jim. If I lose a webmaster who sends me 50-100 sales a day because of this shit. I guarentee you Quickbuck will no longer be processing with paycom in a heart beat!
And this is exactly the problem I am haveing is the thaughts that we could be shaveing them. I pride myself in keep very good relation ships with my affiliates so obviously he feels we arent shaveing. But obviuosly it is in the back of his head. and Rightly so!
But when they send to me and they also send to another program who uses paycom. And the other program doesnt have the same problems is when it really gets messy.
Why this is I dont know. Only thing I can think of is because someone is scratching someone elses back. Now obviously I have talked with paycom and they ensure me this isnt so. So I have no choice but to believe them. But at what point do we stop believeing them? When other programs are sitting here outing them for the exact same issues we are haveing. SIIIIGH this sucks. I love paycom and I hate to see this shit going on and people questioning shit. but FUCK!! I got a buisness to Run!

one thing for sure, it doesnt make paycom any richer to not take the transactions seeings how thats the business they are in.

i've been flipping processors like toyboy flipping dwreck.
everyone i use its the same result. I think its that time of year. From what I gather, everything looks kosher.. No more scrubbing than when i get hit with it in the past. If it keeps up, yea, im going to look into alternatives. But right now it just seems like the typical cycle.
Cheers
Duke

Just a small note. Segpay shows absolutely all transactions in a convinient way. So you can count the actual scrub level.

GodDamnit shit level is growing too fast lately :(



.

I love that movie.

I think the scrub has increased some but you also have to look at current economic conditions. Gas is just under $3 a gallon, high heating costs, most major credit card companies increased their minimum payments which roughly doubled minimum monthly credit card payments for people that carry a balance and rising interest rates have put the squeeze on people with variable rate loans. The bottom line is that a lot of people have a lot less disposable income now.

Had a drink or two before this post? :winkwink:

just buggin, not questioning the paycom thing or anything :upsidedow

you have a very strong and sad point. I notice gas prices do effect our business.