Merchant accounts and real time gateways - GoFuckYourself.com

candidpublishinginc · 03-21-2004, 05:44 PM

I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net

theking · 03-21-2004, 06:12 PM

Quote:

Originally posted by candidpublishinginc
I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net

I will be following the input on this thread.

candidpublishinginc · 03-21-2004, 08:12 PM

Looks like there's no input. Okay well I'll do a little more digging myself on this issue.

Zprogramz · 03-21-2004, 08:48 PM

Go to Netbilling. They will set you up with everything you need and their system smokes Authorize.net all day long. Alot of merchant account providers resell authorize.net and make a killing on the sale and residuals. That is why many recommend them.

Z

JulianSosa · 03-21-2004, 08:50 PM

If its for non adult I would suggest autorize.net

Basic_man · 03-21-2004, 08:52 PM

I'd say Authorize.net

Zprogramz · 03-21-2004, 08:54 PM

Quote:

Originally posted by Basic_man
I'd say Authorize.net

Why? Their system is slow and support is non-existent after 5pm. Their reporting is ery basic and they charge 30¢ for avanced fraud scrubbing. Netbilling only charges 10¢.

Z

icedemon · 03-21-2004, 08:55 PM

For low-risk, I would say CardService (the cheapest merchant account that I know of) and LinkPoint which they provide for free (or it might be $20 a month).

baycouples · 03-21-2004, 08:57 PM

I had to implement my own 2-tier membership based payment system and the only gateway that was flexible enough to be integrated into my site was VeriSign. Email me and I"ll tell you more.

theking · 03-21-2004, 08:57 PM

Quote:

Originally posted by candidpublishinginc
Looks like there's no input. Okay well I'll do a little more digging myself on this issue.

How about posting here what you come up with. I am looking into this subject myself.

jungar · 03-21-2004, 09:21 PM

candidpublishinginc,

myVirtualCard can provide you with both a merchant account and your own virtual terminal.

Yes, you can manage your own customer support!

Please e-mail me for further details:
jungar-AT-myvirtualcard.com

Best,

Joshua Ungar
myVirtualCard
www.myvirtualcard.com

Los · 03-21-2004, 09:23 PM

if it's for adult use authorize will boot u just like paypal

NETbilling · 03-21-2004, 09:54 PM

Quote:

Originally posted by candidpublishinginc
I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net

Hi,

Let me know if I can answer any questions about our services. We will provide you with 24/7/365 support, excellent rates, and no setup fee. I GUARANTEE that Authorize.net, Linkpoint, or Verisign does not come close to offering what we do. Please call so we can do a walkthrough with you.

Toll Free within the US: (888)357-8166
Outside the US

661)252-2456

Thank you, Mitch Farber

candidpublishinginc · 03-21-2004, 10:16 PM

Quote:

Originally posted by Zprogramz

Why? Their system is slow and support is non-existent after 5pm. Their reporting is ery basic and they charge 30¢ for avanced fraud scrubbing. Netbilling only charges 10¢.

Z

Support for who? The customer or my staff? We will be doing customer support ourselves.

candidpublishinginc · 03-21-2004, 10:19 PM

Quote:

Originally posted by netbilling

Hi,

Let me know if I can answer any questions about our services. We will provide you with 24/7/365 support, excellent rates, and no setup fee. I GUARANTEE that Authorize.net, Linkpoint, or Verisign does not come close to offering what we do. Please call so we can do a walkthrough with you.

Toll Free within the US: (888)357-8166
Outside the US661)252-2456

Thank you, Mitch Farber

Do you guys accept lower volume? In the begining we will only be handling $30k a month worth of transactions. All low risk and non adult.

I already have a contact for a merchant account, would I be able to just bring that merchant account over to your gateway?

candidpublishinginc · 03-21-2004, 10:23 PM

Quote:

Originally posted by Los
if it's for adult use authorize will boot u just like paypal

Apples and oranges. With authorize.net you're simply using them as a gateway. If you're using a non adult merchant account for adult transactions, I'd be more worried about losing the merchant account over getting booted by authorize.net if they in fact do that.

candidpublishinginc · 03-21-2004, 10:23 PM

Quote:

Originally posted by jungar
candidpublishinginc,

myVirtualCard can provide you with both a merchant account and your own virtual terminal.

Yes, you can manage your own customer support!

Please e-mail me for further details:
jungar-AT-myvirtualcard.com

Best,

Joshua Ungar
myVirtualCard
www.myvirtualcard.com

Would you be able to provide just a gateway and virtual terminal? I'm all set when it comes to the merchant account.

herbal logic · 03-21-2004, 10:36 PM

www.plugandpay.com good gateway.. also compatible with offshore merchant accounts. straight-forward API and documentation.

www.netbilling.com is nice as well.

stay away from verisign's payflow pro.

not sure what you're selling but www.foomp.com is a top tier merchant bank.

offshore I'd suggest SKNB in St. Kitt's. try to get in direct touch with the bank and not go through a reseller like www.terrapayments.com (sucks)

baycouples · 03-21-2004, 10:38 PM

herbal logic,

Why do you say that about VeriSign's PayFlow Pro? When I researched the best gateway - I couldn't find any other API that would be more flexible. I mean there are some retarded things that you have to work around, but in general it worked great for me in the past 2 years. Is there something I should be aware of in the future?

herbal logic · 03-21-2004, 10:47 PM

Quote:

Originally posted by baycouples
herbal logic,

Why do you say that about VeriSign's PayFlow Pro? When I researched the best gateway - I couldn't find any other API that would be more flexible. I mean there are some retarded things that you have to work around, but in general it worked great for me in the past 2 years. Is there something I should be aware of in the future?

well one example off the top of my head is they do not support 60 day recurring. just monthly and quarterly. also, their online gateway is total crap so when a need arrises to access it which is sometimes very often often it becomes a headache to find transactions. Can't search by customer name etc. just transaction id's or recurring profile id's which requires you to bounce back and fort from your own software. We were selling product on a recurring basis through them and recurring transactions can't be set up to pre-auth which is technically against cc rules. I can go on

oh..and their tech support is terrible. 9am to 5pm unless you pay additional charges for a premium acount.

just not very user friendly

russian_agent_69 · 03-21-2004, 10:49 PM

Quote:

Originally posted by Zprogramz
Go to Netbilling. They will set you up with everything you need and their system smokes Authorize.net all day long. Alot of merchant account providers resell authorize.net and make a killing on the sale and residuals. That is why many recommend them.

Z

And you think Netbilling isn't a reseller for someone else? Think again.

baycouples · 03-21-2004, 10:53 PM

herbal logic,

I thought the rebills ARE pre-auth.

BTW, do you mind taking this to IM/ICQ? You have no contact info in your profile though. Which one do you use - just email me or Y!IM me.

herbal logic · 03-21-2004, 11:05 PM

Quote:

Originally posted by baycouples
herbal logic,

I thought the rebills ARE pre-auth.

BTW, do you mind taking this to IM/ICQ? You have no contact info in your profile though. Which one do you use - just email me or Y!IM me.

drop me mail at zz at grayshift dot com with your icq. Ill add you tommorow when I get to the office.

Tornado · 03-22-2004, 12:18 AM

Netbilling all the way!

russian_agent_69 · 03-22-2004, 01:13 AM

Quote:

Originally posted by Tornado
Netbilling all the way!

As if you have any experience with other gateways. Their % is ridiculous, and they are nothing but an ezic reseller.

Stop being a foolish sheep in the herd.

candidpublishinginc · 03-22-2004, 02:56 AM

Who is ezic?

NETbilling · 03-22-2004, 01:26 PM

Quote:

Originally posted by candidpublishinginc

Do you guys accept lower volume? In the begining we will only be handling $30k a month worth of transactions. All low risk and non adult.

I already have a contact for a merchant account, would I be able to just bring that merchant account over to your gateway?

Hi,

We do accept any volume and you can use your current merchant account with our system as long as it is compatible with our backend. Which processor type is it? Also, we are not a reseller of anyone "Russianagent". We have our own dedicated gateway, our own call center, and our own shopping cart system.
We privide 24/7/365 support for our merchant AND their customers. Who else does that?

Thank you, Mitch Farber

jungar · 03-22-2004, 02:06 PM

Quote:

Originally posted by candidpublishinginc

Would you be able to provide just a gateway and virtual terminal? I'm all set when it comes to the merchant account.

candidpublishinginc,

We could definitely provide you with your own virtual terminal and gateway. Please contact me so that we can put this together for you.

jungar-AT-myvirtualcard.com

Regards,

Joshua Ungar
myVirtualCard
www.myvirtualcard.com

candidpublishinginc · 03-22-2004, 08:58 PM

Quote:

Originally posted by jungar

candidpublishinginc,

We could definitely provide you with your own virtual terminal and gateway. Please contact me so that we can put this together for you.
jungar-AT-myvirtualcard.com

Regards,

Joshua Ungar
myVirtualCard
www.myvirtualcard.com

I looked at your website, do you have a demo of your gateway and virtual terminal? The website made no mention of it, all I saw is what looked like a paypal type system.

NETbilling · 03-22-2004, 10:54 PM

Quote:

Originally posted by candidpublishinginc
I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net

Hi,

Did you happen to get a walkthrough of our gateway? You can check out our API here: http://www.netbilling.com/direct/
and call our sales department for a one-on-one walkthrough,

Mitch

candidpublishinginc · 03-22-2004, 11:45 PM

^^^

Mitch,

What is your email address?

mmaisonet · 03-23-2004, 08:19 AM

candidpublishinginc

I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered.

Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions.

I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service.

Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net

--------------------------------------------------------------------------------

Hey there candidpublishinginc,

If it's your own merchant account or gateway processing that you're looking for, I think I can help. Take a look at the link below. Send me a message via ICQ or email me at [email protected].

Jizar II · 03-23-2004, 08:48 AM

Quote:

Originally posted by russian_agent_69

And you think Netbilling isn't a reseller for someone else? Think again.

Explain please? it's interesting

NETbilling · 03-23-2004, 10:26 AM

Quote:

Originally posted by candidpublishinginc
^^^

Mitch,

What is your email address?

Hi,

[email protected] or ICQ 117496436

Thank you, Mitch Farber

HMS · 03-24-2004, 03:04 PM

I work for Humboldt Merchant Services and set-up merchant account for both adult and non-adult business. We support a variet of gateways and would highly recommend either Netbilling or USA ePay. If this is for an adult business, then NetBilling is the way to go. If you are non adult, their Netbilling or USA ePay would be great.

We also support AuthNet, VeriSign, eProcessing Network, Jettis, and more.

If you are interested in a merchant account for your business feel free to contact me.

Steve Kimberling, AVP
Humboldt Merchant Services
877-635-3339
[email protected]

candidpublishinginc · 03-25-2004, 07:59 PM

Quote:

Originally posted by netbilling

Hi,

[email protected] or ICQ 117496436

Thank you, Mitch Farber

Mitch,

You got mail from webmaster AT candidpublishing.com

03-21-2004, 05:44 PM	#1
candidpublishinginc Confirmed User Join Date: Feb 2001 Location: Bedford, NH 03110 Posts: 707	Merchant accounts and real time gateways I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered. Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions. I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service. Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net __________________ Candid Clicks Earn up to 4 cents a click for blind link traffic! NO CONVERSIONS, NO BS!

03-21-2004, 08:12 PM	#3
candidpublishinginc Confirmed User Join Date: Feb 2001 Location: Bedford, NH 03110 Posts: 707	Looks like there's no input. Okay well I'll do a little more digging myself on this issue. __________________ Candid Clicks Earn up to 4 cents a click for blind link traffic! NO CONVERSIONS, NO BS!

03-21-2004, 08:52 PM	#6
Basic_man Programming King Pin Industry Role: Join Date: Oct 2003 Location: Montreal Posts: 27,360	I'd say Authorize.net __________________ UUGallery Builder - automated photo/video gallery plugin for Wordpress! Stop looking! Checkout Naked Hosting, online since 1999 !

03-21-2004, 08:55 PM	#8
icedemon Confirmed User Join Date: Jun 2003 Location: Lutz, FL Posts: 1,022	For low-risk, I would say CardService (the cheapest merchant account that I know of) and LinkPoint which they provide for free (or it might be $20 a month). __________________ Clips4Sale.com

03-21-2004, 09:21 PM	#11
jungar Confirmed User Join Date: Jul 2003 Posts: 377	candidpublishinginc, myVirtualCard can provide you with both a merchant account and your own virtual terminal. Yes, you can manage your own customer support! Please e-mail me for further details: jungar-AT-myvirtualcard.com Best, Joshua Ungar myVirtualCard www.myvirtualcard.com Last edited by jungar; 03-21-2004 at 09:24 PM..

03-21-2004, 08:48 PM	#4
Zprogramz Confirmed User Join Date: Apr 2003 Posts: 1,360	Go to Netbilling. They will set you up with everything you need and their system smokes Authorize.net all day long. Alot of merchant account providers resell authorize.net and make a killing on the sale and residuals. That is why many recommend them. Z

03-21-2004, 08:50 PM	#5
JulianSosa Confirmed User Join Date: Aug 2003 Posts: 3,042	If its for non adult I would suggest autorize.net

03-21-2004, 08:57 PM	#9
baycouples Confirmed User Join Date: Mar 2004 Location: San Jose, CA Posts: 1,341	I had to implement my own 2-tier membership based payment system and the only gateway that was flexible enough to be integrated into my site was VeriSign. Email me and I"ll tell you more.

03-21-2004, 09:23 PM	#12
Los Confirmed User Join Date: Jul 2001 Location: San Francisco Posts: 427	if it's for adult use authorize will boot u just like paypal

03-21-2004, 10:36 PM	#18
herbal logic Confirmed User Join Date: Feb 2004 Posts: 1,172	www.plugandpay.com good gateway.. also compatible with offshore merchant accounts. straight-forward API and documentation. www.netbilling.com is nice as well. stay away from verisign's payflow pro. not sure what you're selling but www.foomp.com is a top tier merchant bank. offshore I'd suggest SKNB in St. Kitt's. try to get in direct touch with the bank and not go through a reseller like www.terrapayments.com (sucks)

03-21-2004, 10:38 PM	#19
baycouples Confirmed User Join Date: Mar 2004 Location: San Jose, CA Posts: 1,341	herbal logic, Why do you say that about VeriSign's PayFlow Pro? When I researched the best gateway - I couldn't find any other API that would be more flexible. I mean there are some retarded things that you have to work around, but in general it worked great for me in the past 2 years. Is there something I should be aware of in the future?

03-21-2004, 10:53 PM	#22
baycouples Confirmed User Join Date: Mar 2004 Location: San Jose, CA Posts: 1,341	herbal logic, I thought the rebills ARE pre-auth. BTW, do you mind taking this to IM/ICQ? You have no contact info in your profile though. Which one do you use - just email me or Y!IM me.

03-22-2004, 12:18 AM	#24
Tornado Confirmed User Join Date: Feb 2002 Location: Los Angeles Posts: 287	Netbilling all the way!

03-22-2004, 02:56 AM	#26
candidpublishinginc Confirmed User Join Date: Feb 2001 Location: Bedford, NH 03110 Posts: 707	Who is ezic? __________________ Candid Clicks Earn up to 4 cents a click for blind link traffic! NO CONVERSIONS, NO BS!

03-22-2004, 11:45 PM	#31
candidpublishinginc Confirmed User Join Date: Feb 2001 Location: Bedford, NH 03110 Posts: 707	^^^ Mitch, What is your email address? __________________ Candid Clicks Earn up to 4 cents a click for blind link traffic! NO CONVERSIONS, NO BS!

03-23-2004, 08:19 AM	#32
mmaisonet Confirmed User Join Date: Jan 2003 Location: Ft. Lauderdale Posts: 252	candidpublishinginc I'm shopping around for merchant accounts at the moment and am looking at the various web gateways offered. Does anyone recomend any particular web gateway? This merchant account will be used for low risk transactions. I need something that supports both virtual terminal and API (for seamless integration into our software). Also we have to be allowed to do our own customer service. Authorize.net seems to be a big gateway provider that merchant account providers hawk but if I recall correctly I've heard some not so good things about authorize.net -------------------------------------------------------------------------------- Hey there candidpublishinginc, If it's your own merchant account or gateway processing that you're looking for, I think I can help. Take a look at the link below. Send me a message via ICQ or email me at [email protected]. __________________ The World Is Yours!! INNOVATIVE PAYMENT SOLUTIONS You Need Processing? We Can Help!! Offshore Processing, 3rd Party Processing, Direct Mids http://www.inpaysolutions.com [email protected] Icq 27701318 -(LatinSoulMan )

03-24-2004, 03:04 PM	#35
HMS Registered User Join Date: Mar 2004 Posts: 84	I work for Humboldt Merchant Services and set-up merchant account for both adult and non-adult business. We support a variet of gateways and would highly recommend either Netbilling or USA ePay. If this is for an adult business, then NetBilling is the way to go. If you are non adult, their Netbilling or USA ePay would be great. We also support AuthNet, VeriSign, eProcessing Network, Jettis, and more. If you are interested in a merchant account for your business feel free to contact me. Steve Kimberling, AVP Humboldt Merchant Services 877-635-3339 [email protected]