1% and shutting down a recurring paysite - GoFuckYourself.com

quiet · 07-02-2003, 04:48 PM

as has been pointed out the past couple of days, if you suddenly reduce your transaction volume you're going to run into problems - since cb% is caclulated from cb's several months previous, against the current month's number of transactions.

in light of this, any thoughts on ways to eventually phase out a recurring paysite without getting fucked?

besides selling it to someone that can market it at the same level?

BigFrog · 07-02-2003, 04:50 PM

yes.
stop new sales. i saw some amateurs site.....i thought she was snobby when i saw it, but i see it differently now.....on the signup page she posted that she wasnt currently accepting new members. that's one way to do it.

boneprone · 07-02-2003, 04:51 PM

Quote:

Originally posted by BigFrog
yes.
stop new sales. i saw some amateurs site.....i thought she was snobby when i saw it, but i see it differently now.....on the signup page she posted that she wasnt currently accepting new members. that's one way to do it.

wtf?

boneprone · 07-02-2003, 04:51 PM

stupid ho

Nina · 07-02-2003, 04:52 PM

I've seen one amateur site do that as well. She wasn't enjoying running her site anymore so she just phased it out. But I'm not sure what happened with her recurring.

quiet · 07-02-2003, 04:52 PM

Quote:

Originally posted by BigFrog
yes.
stop new sales. i saw some amateurs site.....i thought she was snobby when i saw it, but i see it differently now.....on the signup page she posted that she wasnt currently accepting new members. that's one way to do it.

uh, okay.

BigFrog · 07-02-2003, 04:53 PM

Quote:

Originally posted by boneprone
stupid ho

well, i think it's better than shutting down and telling everyone you found god and cant go on like this anymore

BigFrog · 07-02-2003, 04:54 PM

Quote:

Originally posted by quiet

uh, okay.

you asked

quiet · 07-02-2003, 04:55 PM

Quote:

Originally posted by BigFrog

you asked

obviously you didn't understand the question lol

StacyCat · 07-02-2003, 04:56 PM

I had a friend who shut down her site. She had a few longer term memberships, and recurring. She cancelled all of the memberships, e-mailed the members, and kept up her updates until the last member was gone. Those with a longer term, she traded with other webgirls and gave them memberships at their sites.

BigFrog · 07-02-2003, 04:57 PM

Quote:

Originally posted by quiet

obviously you didn't understand the question lol

well, when you asked how to phase out a paysite without getting fucked by chargebacks..........i thought that is what you meant.

it's just something i saw and it popped into my head...im not saying it's a good solution or anything.

DarkJedi · 07-02-2003, 04:57 PM

Quote:

Originally posted by boneprone
stupid ho

i fucked her.

p.s. i didnt understand the question either.

rowan · 07-02-2003, 05:00 PM

You could rework your site so that you could seamlessly show or not show the tour and join links based on the output of a random number generator. As you get closer to closing, the probability that a surfer will be able to join decreases. Just a suggestion, not sure how well it would fit in with your design.

quiet · 07-02-2003, 05:09 PM

sigh.

example:

if you did 6000 non-trial signups for June + 12000 recurs for June, and ended up with .5% chargebacks - this would work out to 180 chargebacks. however, like has been much discussed here the past couple of days, those 180 chargebacks will not be used to calculate the cb% for anywhere from 3 - 6 months.

3 months down the road you've killed all marketing and signups since June, and are simply running on recurring. let's say you're down to 6000 recurs.

the 6000 recurs (transactions) will be compared to the charge backs 3 months previous. 180 charge backs on 6000 transactions is a cb% of 3%. putting you well over threshold, and effectively losing your remaining processing, and your entire reserve.

BigFrog · 07-02-2003, 05:24 PM

Quote:

Originally posted by quiet
sigh.

no need to sigh

alright. heres a thought.....

one of the processors i was with had an option where you could limit the amount of signups to any given site.

so, let's say your getting that 6000 signups for the month...take that data and limit the amount of signups to say 5500 for the next month and just keep lowering it every month.

just a thought.

BigFrog · 07-02-2003, 05:29 PM

on 2nd thought....that would just create an endless cycle.

nevermind

i dont know quiet....it's a tough one.

[Labret] · 07-02-2003, 05:31 PM

we are so fucked.

Mr.Fiction · 07-02-2003, 05:32 PM

Why the fuck would you shut it down instead of selling it off?

Next thread, "Does Anyone Know How To Burn A Suitcase Full Of Money Without Inhaling Any Smoke?"

Honeyslut · 07-02-2003, 05:35 PM

What if you referred the new sign-ups to another page and use a processor like globill that has no fees . You can make the sign-ups non reoccurring if you were planning on phasing out the site at a given point..

Nina · 07-02-2003, 05:36 PM

Quote:

Originally posted by Mr.Fiction
Why the fuck would you shut it down instead of selling it off?

Next thread, "Does Anyone Know How To Burn A Suitcase Full Of Money Without Inhaling Any Smoke?"

yeah but money gets you so high.

Pornwolf · 07-02-2003, 05:38 PM

I don't know about fucked but I would say it sucks.

I see two things happening, ez-clicks disappearing and trial joins being phased out.

Conversely, if trials disappear, revshare becomes more attractive than per signup. That has quite a few implications.

Just something to think about.

Snake Doctor · 07-02-2003, 05:38 PM

I don't see why you're so dead set on closing the site down and just selling the content instead of selling the site to someone.

JOKER · 07-02-2003, 05:41 PM

You don't sell your Babys/Kids.

J.

quiet · 07-02-2003, 05:46 PM

note: i fucked up on the math - 0.5% on 18000 transactions is 90 cbs. going with the same number of recurring 3 months down the road (6000) you are still at 1.5% cb, and still fucked.

jules180 · 07-02-2003, 05:58 PM

do you have all the customers cc#'s billing info etc? or is unkown sitting w an ibill or something ? if you have it we have a strategy that worked for us recently

Backov · 07-02-2003, 05:59 PM

First off, you'd be crazy not to just sell it.

Second - Visa WILL grant you an exemption.

Also, you have 90 days to get in compliance.

quiet · 07-02-2003, 06:00 PM

Quote:

Originally posted by Backov
Second - Visa WILL grant you an exemption.

Also, you have 90 days to get in compliance. [/B]

? Visa is going to grant ME an exemption?

Backov · 07-02-2003, 06:01 PM

lol.. Well maybe not, but the process is there. I don't know anything more than that they exist (exemptions that is.) And that you can possibly get one.

Edit: KK would be the one to ask about this, you know her number. ;>

gothweb · 07-02-2003, 06:05 PM

I would like an answer from the billers. Is quiet right that, effectively, a site can never shrink unless you are willing to risk chargeback fines? This strikes me as very serious.

Backov · 07-02-2003, 06:06 PM

Quote:

Originally posted by gothweb
I would like an answer from the billers. Is quiet right that, effectively, a site can never shrink unless you are willing to risk chargeback fines? This strikes me as very serious.

That is completely correct.

Carrie · 07-02-2003, 06:15 PM

So many people responding in this thread are just skimming the question and thinking Quiet is asking "how can I shut down my site that has recurring members"... without understanding that less signups as you shut it down means a higher chargeback ratio.
A higher chargeback ratio means mega-fines from Visa and possibly losing your processing ability forever (they don't call it the TERMINATED merchant file for nothing).

The folks who have done it over the past year, past few months, etc - probably were not using their own merchant account, and most definitely did not have to deal with a 1% chargeback limit.

Take Quiet's numbers. You could do it within the current 2.5% limit, if your numbers were what he displayed and you evened out around 1.5%. You've still got plenty of breathing room.
But as of October, 1.5% means you're over the limit.

Quiet, it looks like you might have to get out of the biz earlier than you planned. You were planning October, right?
The only way I can see doing it is to completely forget about the recurring $$ and simply turn off everyone's membership on the same date. Stop taking new signups one to two months before, with a big note on the site that you'll be closing on X date, and then on X date shut everything down and walk away.

Or just sell it and let some other schmuck have to worry about never being able to get smaller.
This is just friggin insane.

gothweb · 07-02-2003, 06:16 PM

Quote:

Originally posted by Backov

That is completely correct.

That is insane. Nobody with a site based on personal content can ever retire? (After all, when I stop doing this, nobody else can really take over my sites... same with amateur sites.)

Donnie Gangsta · 07-02-2003, 06:29 PM

What I've decided to do is gradually lower the sign ups, in parity with the cancellations. Only option really.. unless you just want to stop all together -- You will get about 3 months of recurring before you get shut down.

TheJimmy · 07-02-2003, 06:37 PM

Quote:

Originally posted by quiet
sigh.

example:

if you did 6000 non-trial signups for June + 12000 recurs for June, and ended up with .5% chargebacks - this would work out to 180 chargebacks. however, like has been much discussed here the past couple of days, those 180 chargebacks will not be used to calculate the cb% for anywhere from 3 - 6 months.

3 months down the road you've killed all marketing and signups since June, and are simply running on recurring. let's say you're down to 6000 recurs.

the 6000 recurs (transactions) will be compared to the charge backs 3 months previous. 180 charge backs on 6000 transactions is a cb% of 3%. putting you well over threshold, and effectively losing your remaining processing, and your entire reserve.

I thought that was what you were getting at, and yes that is truely a difficult obstacle to get around...

would the use of some throw away merchant accounts work? ie, as processing shuts down for one, you rotate to the next, or will all rebills die with processing company #1?

I think the trick is to find out how to carry your recurring's with you to other processing points if possible....if that's not doable, then HMMM, I'm wicked stumped...

only other route I could think of, is if your recurring puppies are active-recurring people, then just email blast them to your new processor to stay on with the site...and play that out until it winds down the point you're willing to cut rope....

ride the wave until it dies and then go get the next golden egg ;)

Donnie Gangsta · 07-02-2003, 06:44 PM

Quote:

Originally posted by TheJimmy

I thought that was what you were getting at, and yes that is truely a difficult obstacle to get around...

would the use of some throw away merchant accounts work? ie, as processing shuts down for one, you rotate to the next, or will all rebills die with processing company #1?

I think the trick is to find out how to carry your recurring's with you to other processing points if possible....if that's not doable, then HMMM, I'm wicked stumped...

only other route I could think of, is if your recurring puppies are active-recurring people, then just email blast them to your new processor to stay on with the site...and play that out until it winds down the point you're willing to cut rope....

ride the wave until it dies and then go get the next golden egg ;)

With VISA, a URL gets blacklisted.. irrespective of merchant account.

Kimmykim · 07-02-2003, 06:49 PM

Well, here's how it boils down.

A merchant account holder who is in the high risk category has 0 chances to screw up without being penalized. The first time they go over 1% they are fined $100 per chargeback with no warning and no grace period.

If I were an IPSP I would seriously consider holding my clients to the same standards regardless of whether or not I were in fine trouble. Now we all know that I am not an IPSP so it's not necessarily going to happen that way, I'm just saying that it could.

If you decide to close down a site, the only real option in the current climate is to shut it down in a 30 day period IF your processor decides to implement the fines in the same way that they are assessed to them. If you have your own merchant account, you really have no choice since you will not be able to stay out of fine trouble as you ramp down most likely and then you'd come to a point where you were being fined the $100 per chargeback.

You stop taking new members, you stop rebilling old members, you put up notices all over your site that at such and such date there will be no more site and the rebills will stop. This way the only thing you risk is your reserve basically.

You simply can't have your cake and eat it to in this situation, Visa is not going to allow it.

Kimmykim · 07-02-2003, 06:51 PM

Quote:

Originally posted by Donnie Gangsta

With VISA, a URL gets blacklisted.. irrespective of merchant account.

Yes, and no. A URL can be allowed processing under certain circumstances, tho it's previously been at teh discretion of the acquirer and ultimately Visa.

cash69 · 07-02-2003, 06:59 PM

but checks are still fine right? maybe instead of just stopping sign ups.. only allow checks or something

Brad Mitchell · 07-02-2003, 07:11 PM

Ugh, does this topic give anyone else chest pain?

Brad

Kimmykim · 07-02-2003, 07:15 PM

Quote:

Originally posted by cash69
but checks are still fine right? maybe instead of just stopping sign ups.. only allow checks or something

Rumors abound... 2% 'chargeback' rate for checks coming down the pipe from the Fed...

I DO NOT know that it is true, just that I have heard it.

gothweb · 07-02-2003, 07:16 PM

Quote:

Originally posted by SinEmpire
Ugh, does this topic give anyone else chest pain?

Brad

I think I dislodged a chunk of sausage from an artery.

Mr.Fiction · 07-02-2003, 07:17 PM

Quote:

Originally posted by Kimmykim

Rumors abound... 2% 'chargeback' rate for checks coming down the pipe from the Fed...

I DO NOT know that it is true, just that I have heard it.

Why? Is this really about getting rid of fraud or is this about taking down certain online merchants? It seems like they are trying to find ways to put adult out of business rather than finding ways to make the system work.

L0stMind · 07-02-2003, 07:24 PM

sounds like visa is forcing porn sites to keep running at full throttle...

Kimmykim · 07-02-2003, 07:25 PM

No I don't see it as a way to keep an industry down. I see it as teh Federal Reserve system getting fed up with processing thousands upon thousands of fraudulent online checks that don't clear, waste their time and resources, and should be kept in check.

Shifting cc processing to check processing to beat the system is not the answer.

chodadog · 07-02-2003, 07:27 PM

Hmm. Never thought about that before. Now ain't that a bitch.

Kimmykim · 07-02-2003, 07:32 PM

It's not just adult that is making these changes. It is the entire online payment system. Think about it.

Mr.Fiction · 07-02-2003, 07:48 PM

Quote:

Originally posted by Kimmykim
It's not just adult that is making these changes. It is the entire online payment system. Think about it.

You've told us everything except the solution, Oracle.

Where are we 5 years from now? Who jumps in and innovates online payments? Does anyone?

Just lowering the allowed numbers, like V/MC is doing, is not a solution. Online fraud is a reality - it exists. Making arbitrary rules doesn't change reality. Where is it all heading, in the long run?

Kimmykim · 07-02-2003, 07:50 PM

I'm supposed to give you a solution within 36 hours of hearing this, and for free?

;-}}}}

Mr.Fiction · 07-02-2003, 07:52 PM

Quote:

Originally posted by Kimmykim
I'm supposed to give you a solution within 36 hours of hearing this, and for free?

;-}}}}

I bet you've been thinking about it long before it happened. As far as the free part, you got me there.

Kimmykim · 07-02-2003, 07:57 PM

Quote:

Originally posted by Mr.Fiction

I bet you've been thinking about it long before it happened. As far as the free part, you got me there.

As much as I'd like to claim to be Ms. Cleo, I didn't have a clue this was coming and I don't think the IPSPs did either.

One of those shot in the dark, right thru the heart things.

But the longer I think about it, the better it sounds.

07-02-2003, 04:51 PM	#4
boneprone Hall Of Fame Industry Role: Join Date: Jan 2001 Location: Portland Oregon USA Posts: 34,415	stupid ho __________________ Industry Hall Of Fame Legend Mike Jones Bow to the Power - Still BP4L http://gfyawards.com/hall-of-fame Learn about it kids.

07-02-2003, 05:09 PM	#14
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	sigh. example: if you did 6000 non-trial signups for June + 12000 recurs for June, and ended up with .5% chargebacks - this would work out to 180 chargebacks. however, like has been much discussed here the past couple of days, those 180 chargebacks will not be used to calculate the cb% for anywhere from 3 - 6 months. 3 months down the road you've killed all marketing and signups since June, and are simply running on recurring. let's say you're down to 6000 recurs. the 6000 recurs (transactions) will be compared to the charge backs 3 months previous. 180 charge backs on 6000 transactions is a cb% of 3%. putting you well over threshold, and effectively losing your remaining processing, and your entire reserve. Last edited by quiet; 07-02-2003 at 05:37 PM..

07-02-2003, 05:35 PM	#19
Honeyslut Confirmed User Industry Role: Join Date: Jan 2001 Location: Ass Valley, Ca Posts: 6,436	What if you referred the new sign-ups to another page and use a processor like globill that has no fees . You can make the sign-ups non reoccurring if you were planning on phasing out the site at a given point.. __________________ http://nakedlunchnews.comWhat's up ? Naked Lunch News ! Last edited by Honeyslut; 07-02-2003 at 05:37 PM..

07-02-2003, 05:38 PM	#21
Pornwolf Drunk and Unruly Join Date: Jan 2002 Location: Hollywood Posts: 22,712	I don't know about fucked but I would say it sucks. I see two things happening, ez-clicks disappearing and trial joins being phased out. Conversely, if trials disappear, revshare becomes more attractive than per signup. That has quite a few implications. Just something to think about. __________________ I've trusted my sites to them for over a decade... Webair, bitches.

07-02-2003, 05:38 PM	#22
Snake Doctor I'm Lenny2 Bitch Join Date: Mar 2001 Location: On top of my soapbox Posts: 13,449	I don't see why you're so dead set on closing the site down and just selling the content instead of selling the site to someone. __________________ sig too big

07-02-2003, 04:48 PM	#1
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	1% and shutting down a recurring paysite as has been pointed out the past couple of days, if you suddenly reduce your transaction volume you're going to run into problems - since cb% is caclulated from cb's several months previous, against the current month's number of transactions. in light of this, any thoughts on ways to eventually phase out a recurring paysite without getting fucked? besides selling it to someone that can market it at the same level?

07-02-2003, 04:50 PM	#2
BigFrog Confirmed User Join Date: Sep 2002 Posts: 2,057	yes. stop new sales. i saw some amateurs site.....i thought she was snobby when i saw it, but i see it differently now.....on the signup page she posted that she wasnt currently accepting new members. that's one way to do it.

07-02-2003, 04:52 PM	#5
Nina Confirmed User Join Date: Mar 2002 Location: NYC Posts: 2,687	I've seen one amateur site do that as well. She wasn't enjoying running her site anymore so she just phased it out. But I'm not sure what happened with her recurring.

07-02-2003, 04:56 PM	#10
StacyCat Confirmed User Join Date: May 2002 Location: Texas Posts: 1,167	I had a friend who shut down her site. She had a few longer term memberships, and recurring. She cancelled all of the memberships, e-mailed the members, and kept up her updates until the last member was gone. Those with a longer term, she traded with other webgirls and gave them memberships at their sites.

07-02-2003, 05:00 PM	#13
rowan Too lazy to set a custom title Join Date: Mar 2002 Location: Australia Posts: 17,393	You could rework your site so that you could seamlessly show or not show the tour and join links based on the output of a random number generator. As you get closer to closing, the probability that a surfer will be able to join decreases. Just a suggestion, not sure how well it would fit in with your design.

07-02-2003, 05:29 PM	#16
BigFrog Confirmed User Join Date: Sep 2002 Posts: 2,057	on 2nd thought....that would just create an endless cycle. nevermind i dont know quiet....it's a tough one.

07-02-2003, 05:31 PM	#17
[Labret] Registered User Industry Role: Join Date: May 2001 Location: Са́нкт-Петербу́рг Posts: 10,945	we are so fucked.

07-02-2003, 05:32 PM	#18
Mr.Fiction Confirmed User Join Date: Feb 2002 Location: Free Speech Land Posts: 9,484	Why the fuck would you shut it down instead of selling it off? Next thread, "Does Anyone Know How To Burn A Suitcase Full Of Money Without Inhaling Any Smoke?"

07-02-2003, 05:41 PM	#23
JOKER Facit Omnia Voluntas Industry Role: Join Date: Apr 2003 Location: Offshore Posts: 2,105	You don't sell your Babys/Kids. J. __________________ Facilitation - BizDev - Traffic - Consulting - Marketing Skype: jokerempire \| Silent Circle: joker

07-02-2003, 05:46 PM	#24
quiet we'll miss you our friend. RIP Industry Role: Join Date: Sep 2001 Location: Fernie, BC Posts: 25,115	note: i fucked up on the math - 0.5% on 18000 transactions is 90 cbs. going with the same number of recurring 3 months down the road (6000) you are still at 1.5% cb, and still fucked.

07-02-2003, 05:58 PM	#25
jules180 Registered User Join Date: Feb 2002 Posts: 45	do you have all the customers cc#'s billing info etc? or is unkown sitting w an ibill or something ? if you have it we have a strategy that worked for us recently

07-02-2003, 05:59 PM	#26
Backov Confirmed User Join Date: Mar 2001 Location: Cat Detector Van Posts: 1,600	First off, you'd be crazy not to just sell it. Second - Visa WILL grant you an exemption. Also, you have 90 days to get in compliance. __________________ <embed src="http://banners.spotbrokers.com/button.swf" FlashVars="clickURL=http://banners.spotbrokers.com" quality=high pluginspage="http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash" type="application/x-shockwave-flash" width="120" height="60"></embed>

07-02-2003, 06:01 PM	#28
Backov Confirmed User Join Date: Mar 2001 Location: Cat Detector Van Posts: 1,600	lol.. Well maybe not, but the process is there. I don't know anything more than that they exist (exemptions that is.) And that you can possibly get one. Edit: KK would be the one to ask about this, you know her number. ;> __________________ <embed src="http://banners.spotbrokers.com/button.swf" FlashVars="clickURL=http://banners.spotbrokers.com" quality=high pluginspage="http://www.macromedia.com/shockwave/download/index.cgi?P1_Prod_Version=ShockwaveFlash" type="application/x-shockwave-flash" width="120" height="60"></embed>

07-02-2003, 06:05 PM	#29
gothweb Confirmed User Join Date: Jun 2002 Location: Back in the USSA Posts: 8,849	I would like an answer from the billers. Is quiet right that, effectively, a site can never shrink unless you are willing to risk chargeback fines? This strikes me as very serious. __________________ Photos by Ian X.: Distinctive photos of goth babes. Blood Money:Your traffic, my sites, our money. MojoHost: Still the best.

07-02-2003, 06:15 PM	#31
Carrie Confirmed User Join Date: Apr 2002 Location: Virgin - nee Posts: 3,162	So many people responding in this thread are just skimming the question and thinking Quiet is asking "how can I shut down my site that has recurring members"... without understanding that less signups as you shut it down means a higher chargeback ratio. A higher chargeback ratio means mega-fines from Visa and possibly losing your processing ability forever (they don't call it the TERMINATED merchant file for nothing). The folks who have done it over the past year, past few months, etc - probably were not using their own merchant account, and most definitely did not have to deal with a 1% chargeback limit. Take Quiet's numbers. You could do it within the current 2.5% limit, if your numbers were what he displayed and you evened out around 1.5%. You've still got plenty of breathing room. But as of October, 1.5% means you're over the limit. Quiet, it looks like you might have to get out of the biz earlier than you planned. You were planning October, right? The only way I can see doing it is to completely forget about the recurring $$ and simply turn off everyone's membership on the same date. Stop taking new signups one to two months before, with a big note on the site that you'll be closing on X date, and then on X date shut everything down and walk away. Or just sell it and let some other schmuck have to worry about never being able to get smaller. This is just friggin insane.

07-02-2003, 06:29 PM	#33
Donnie Gangsta Confirmed User Join Date: Mar 2002 Location: Las Vegas Posts: 1,104	What I've decided to do is gradually lower the sign ups, in parity with the cancellations. Only option really.. unless you just want to stop all together -- You will get about 3 months of recurring before you get shut down.

07-02-2003, 06:49 PM	#36
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	Well, here's how it boils down. A merchant account holder who is in the high risk category has 0 chances to screw up without being penalized. The first time they go over 1% they are fined $100 per chargeback with no warning and no grace period. If I were an IPSP I would seriously consider holding my clients to the same standards regardless of whether or not I were in fine trouble. Now we all know that I am not an IPSP so it's not necessarily going to happen that way, I'm just saying that it could. If you decide to close down a site, the only real option in the current climate is to shut it down in a 30 day period IF your processor decides to implement the fines in the same way that they are assessed to them. If you have your own merchant account, you really have no choice since you will not be able to stay out of fine trouble as you ramp down most likely and then you'd come to a point where you were being fined the $100 per chargeback. You stop taking new members, you stop rebilling old members, you put up notices all over your site that at such and such date there will be no more site and the rebills will stop. This way the only thing you risk is your reserve basically. You simply can't have your cake and eat it to in this situation, Visa is not going to allow it.

07-02-2003, 06:59 PM	#38
cash69 So Fucking Banned Join Date: Oct 2002 Location: chandler, az Posts: 1,052	but checks are still fine right? maybe instead of just stopping sign ups.. only allow checks or something

07-02-2003, 07:11 PM	#39
Brad Mitchell Confirmed User Industry Role: Join Date: Nov 2001 Location: Southfield, MI Posts: 9,813	Ugh, does this topic give anyone else chest pain? Brad __________________ President at MojoHost \| brad at mojohost dot com \| Skype MojoHostBrad 71 industry awards for hosting and professional excellence since 1999

07-02-2003, 07:24 PM	#43
L0stMind Confirmed User Join Date: Sep 2002 Location: Vancity Posts: 1,681	sounds like visa is forcing porn sites to keep running at full throttle... __________________ http://cashcore.com - Make Money. http://ezprovider.net - Hosting.

07-02-2003, 07:25 PM	#44
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	No I don't see it as a way to keep an industry down. I see it as teh Federal Reserve system getting fed up with processing thousands upon thousands of fraudulent online checks that don't clear, waste their time and resources, and should be kept in check. Shifting cc processing to check processing to beat the system is not the answer.

07-02-2003, 07:27 PM	#45
chodadog Confirmed User Join Date: Apr 2002 Posts: 9,736	Hmm. Never thought about that before. Now ain't that a bitch. __________________ 26 + 6 = 1

07-02-2003, 07:32 PM	#46
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	It's not just adult that is making these changes. It is the entire online payment system. Think about it.

07-02-2003, 07:50 PM	#48
Kimmykim bitchslapping zebras!!!!! Industry Role: Join Date: Jun 2001 Location: In a shack by the beach Posts: 16,015	I'm supposed to give you a solution within 36 hours of hearing this, and for free? ;-}}}}