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Chargebacks shouldn't exist. That's a god damn joke. You pay money, your money is gone, simple as that. Or chargebacks should be a LOT harder to do. i.e. a formal investigation has to be done into who owes who money etc. I mean - how can someone use a credit card to buy something as if it's real cash and then say .. hey.. actually no, I don't want to pay for that any more, I'll do a chargeback.
It's bullshit and it shouldn't be allowed. Credit cards have to be the most poorly implemented system in the history of currency. Credit card fraud is so easy to do it's like stealing candy from a baby.
*sigh*
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