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Lorelei:
Thanks for the response. The first issue that I noticed is that your explanation of why bondagedirectory.com was under scrutiny does not match up to the concerns expressed by the CCBill CEO, unless fisting is equivalent to rape in their eyes. It would be interesting to hear exactly what CCBill's interpretation of this is; rape implies a nonconsensual act, and obviously not all fisting is, whether it is allowable or not.
If I am understanding you correctly, CCBill does not allow sites to use the words torture and pain??? If putting them in the metatags is a violation, obviously putting them in the site text is as well. I would imagine that every BDSM site on the Internet uses those words, even if its just "tickle torture." The "extreme pain" thing is so subjective it makes my head hurt; what, exactly, does this mean? You can show flogging, but it can't be "extreme" - again, what is that line? Obviously, showing any blood would be a bright line, but what about welts and bruises? If the bottom winces or groans, is it extreme?
While it is good to know that CCBill is apparently not singling out any particular site, it is pretty clear that the policies and standards there are far from uniform. Having been through a similar situation, I know what it is like to call a billing company compliance department and have the rules change from day to day, depending on which compliance officer was asked the question. The only thing that is certain is that the rules are only going to get more restrictive here in the US.
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