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Originally Posted by drjones
I think all insurace companies do this now.. their armies of statisticians crunched the numbers and found there is a statistical correlation between people with bad credit and people with bad driving habits. On average people with bad credit end up costing insurance companies more money.
Not saying I agree with it, but thats the reasoning
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well why not stop there why don't they get a copy of my fucking SAT scores and my GPA from college. I am sure if you did enough statistics then you could go crunh that and see that people in their childhood who scored below a 3.0 gpa are .002% more likley to get into an accident.
Point is they shouldnt be able to run your credit unless your are borrowing money. And your credit score shouldn't reflect a pay scale.
I understand some people pull credit scores for stuff like rentals (not something financed) but even in those cases, someone will owe someone else money, and the amount they pay rent is NOT based upon your score. " Oh look you scored a 650 we will charge you higher rent. "