Originally Posted by WiredGuy

While you may think its a ripoff, consider this. SicCash has to stay below the 1% mark just like any other company going through an IPSP. If these pre-checked cross-sales are being used, it means they're able to stay below the 1% mark. Surfers are getting smarter and are used to these things by now and the surfer does have the option to opt out of any of them. While it is agressive, they're doing it within moderate risk since they're clearly staying below the 1% threshold.
WG