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Originally Posted by p1mpdogg
i pulled my score directly from experian and it was 50 points higher than mycreditkeeper and i pulled the reports 10 minutes from eachother. dont tell me a score drops 50 points bcause of 2 credit pulls. it doesnt.
word up
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It's because each of the three bureaus uses a different scoring algorithm. Mine had almost 100 points difference with one bureau between their "proprietary" score and the actual FICO.
The only way to be sure you're getting the actual FICO is to go to myfico.com and get it straight from Fair, Isaac. And pulling your own report WILL NOT impact your score at all.