Originally Posted by After Shock Media

I am fairly certain that the credit reporting companies and Fair Isaac & Co (FICO) do not alter your FICO score for checking your credit reports. Many suggest checking them monthly anyways and often third party companies will check them on occassion.

I personally check all three every month and none have dropped at all because of it. I think some may be confusing checking your reports with credit inquires where one is trying to obtain credit.