Originally Posted by After Shock Media

Oh and a little credit score tip for the parents or soon to be parents out there.

When the kid is born add them as a authorized user on a high credit value card. Just never give or tell the kid the card number or even that it exists. Your credit score will jump to them and by the time they are 18 they will have 18 years of positive credit history with at least one company (you can add them to more than one card). Then also when they hit that age, you let them finance a car or get their own card and remove them off your cards (if you wish). They will have perfect credit to start life with and it will save them countless amounts of money through their life if they maintain it.