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I am a customer service representative at TD Visa. I work a Mon-Fri 10:30-6:45 EST shift, assisting cardholders with their problems. Therefore, I have plenty of "off-time" to come on this board. I do not deal with the merchant aspect of Visa.
Regardless, TD Visa is Canadian, and my understanding is these regulations apply to Visa USA only currently.
If you require further proof, feel free to email me at psyko @ gmx . at. I'll give you the toll-free number for customer service, my name and my call centre. That way, you'll be able to call me and I can confirm my identity.
BTW, the UN doesn't have a president. It has a Secretary-General (Kofi Annan).
Think before you speak KimmyKim.
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