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It's a pretty basic principle that I am talking about quiet -- if you were to attempt to get your rebills to cancel their subs at a processor -- and in the process could or did suggest to them they get refunds or chargeback -- then the picture changes drastically.
I am NOT saying you would do this, or that anyone would. I am saying it's more than likely been done before and that processors, as well as banks, will take steps to protect themselves as they see fit. I am NOT talking about any processor in particular, just making a blanket comment.
As far as numbers go, I'd figure you lose 60% minimum, trying to move them, and if you ask them to wilfully change, I would bet way more than that figure.
I'm not sure why you don't want to set up a US corp -- of course I am still not sure how this whole ruling doesn't violate NAFTA as far as Canadian or Mexican website owners go, but then again I would figure that an actual website owner would have to sue Visa, not the processors.
There are many ways to skin a cat, I am sure you can think of some good ones with a sharp knife ;)
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