Originally Posted by WarChild

But you suggest that this is an issue for processors. I was under the impression that it was in my Visa agreement with my bank, and ultimately Visa, that I'm not liable for anything that I don't sign for. Thus, if I wanted, I could call in and charge back pretty much any online charge.

If I were just trying to escape paying my bill with this method, I would in fact be commiting fraud. However, no company is going to expend the resources to track down a possible $29.95 fraud which will be difficult to establish without the delivery of any real world goods.

I don't see how processors could do anything about this. This is a Visa issue, and Visa is within its rights to make any restrictions they see fit. Last I checked adult webmasters were not a protected group, and thus it's not even discrimination. Witness American Express's complete exit from Adult.

Visa is bigger than microsoft, we're at their mercy.