I just received an email from PSW to register with their new rules. They also have a list of sites Visa will no longer bill for
that list changed within the last 15 minutes
http://www.pswbilling.com/clients/visa.shtml
but this is the current Visa rule
From what I remembered, there was also
Upsell Merchant
Phone Cards
and some other non adult related stuff on their list before it was removed, well damn I should have copied and pasted their original list. Sorry guys