When you open your own merchant account you will find that depending on what you say your business is about. The rates will vary. I believe we paid around $1200 total in fees to Visa Amex and MC but that includes the charge to open an" Adult Sales" merchant account. This was 2 years ago, i hear that Visa is now charging $1500 for on line high risk accounts, but i am not 100% sure that is true. I can only go from our experience.
Plus we pay about $65 per month in gateway charges and a % of each transaction which is different for Visa MC and AMEX. Oh and you will no longer be able to get AMEX for online porn they jumped ship about 2 years ago.
Hope that is of help, i don't have the paperwork in front of me so all this is from memory. At the moment we are still using Epoch and Globil, but maybe we will change to using our own account which up until now we only use for our content sales site.
This is for USA accounts
Cindy x
