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Dusen,
I can't get a clear answer on this either. What I've seen of the "high risk" categories on a mainstream article leads me to believe that all online transactions are "high risk". I've asked straight out again and again; no one answers.
I have a merchant account and I also use 3rd-party processors for my mainstream stuff. I haven't heard a whisper of these Visa regulations from them; I've even called them and they said they didn't know anything about it.
So I'm just continuing as usual until I hear otherwise *from my processors* and *from my banks*, not 3rd-party information from the processors here who won't post the Visa documentation (not their re-types or quoting of it, but actual scanned files of the real paperwork with type large enough to read clearly) to backup what they're saying and their "interpretations" of it.
Every article, every "announcement" that you read has different info. I've seen nothing from Visa. Who are you to believe when everyone has a different story and the company that this is supposed to be all about is completely quiet?
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