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Maybe this industry needs to start sending out collection notices to bounced check subscriptions, and dishonest chargebacks?
If you bounce a check to a store or book club, you can be sure ad fuck they will be sending you a bill and adding on like $50 in bounced check and customer service fees. Why is this industry not entitled to something of this nature? I think we are.
Those who fail to pay their bills would need to be reported to either chexsystems or the credit bureaus. Just because its porn does not mean they can get away with not paying. When jerkoff joe surfer realizes his credit is gonna get fucked for trying to scam an adult site he will think twice.
A nice disclaimer on sites about collection agencies perhaps?
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The short answer is that it is not economically feasible.
To answer your question in more detail most bounced checks are turned over to the local county prosecutor. I doubt collecting a bounced check for a porno account would be very high on their priority list. Which leaves you the option of hiring a collection agency/attorney to collect the debt or spend your own time trying to collect. You won?t be able to hire anyone to collect a $40 membership because you would have to pay him or her less than that for it to be profitable for you. Additionally, second party collections also fall under the Fair Debt Collection Practices Act and there is a tremendous amount of liability to the Attorney or Debt Collection agency involved and they won?t risk that for a small collection. Attorneys in my area charge $200 for one simple collection letter. Which ultimately leaves you to spend your own time writing collection letters and making collection calls. And you are a better judge than I if that is a productive way to spend your time.