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OKay, if i get fired for giving out this information, one of yall has to support me! :-D
I work for a Credit Card company, doing collections. We have several things that we use for fraud. The little things (i.e. they charged me too much for this item) is very VERY hard to get resolved. The online merchants, the mail order stuff, is usually charged back (not identified as fraud) without any explanation. Those that claim fraud (and if you had more than three transactions that you "couldnt explain") will have that card cancelled, and a new number given out. But, if you do that too much, the card is cancelled entirely.
Is the fraud database card # driven? Or with the address verification, if you do it once, are you fucked?
BTW, its really funny, calling someone after 2 months of not paying, "I dont have any money, ive been out of work for 2 months" and seeing a CCBill charge last month!
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