Quote:
Originally posted by Honeyslut
Hershie,
I am curious . Does stupidity like this happen in Canada ? Gez, it don't take a rocket scientist to know smoking is bad.
Crap like this is why everyone's insurance is doubling. My house insurance went up almost $ 200 dollars this year because my insurance company and many others were TOO STUPID to not have a clause in the insurance plan for mold. YEAH, mold damage.. grrrrrr
Can you even manage putting a claim against an insurance company for that ? I could not...
Anyway, I find this smoking award insulting since my father died at the age of 43 from an enlarged heart.. It could have been prevented if the HMO and medical specialists for the Police department would have done the proper testings etc...NOT tripled his medicine and not watch him... Did my mother get crap ? Hell, no.....
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After reading about your insurance going up drastically the other day, I was hoping the same wouldn't be applicable here in Canada, but yesterday I got my renewel notice as well and it went up about 40%. I own a condo and live in an apartment so I need to cover two places. I haven't read through the fine print yet but I did glance over something about them opting out of earthquake coverage or requiring a special costly rider...
In general, we are not as litigious as in the US and jury awards cannot be taken out of thin air like it seems in this case. I believe the idea in the US is that the award needs to be punitive, as in it has to hurt - so the larger the company - the more the juries tack on like in the hot coffee at McDonalds case a few years back (as an aside - do you remember the Seinfeld episode with Kramer getting burned in the crotch...), but for whatever reason it seems the judge always lowers the punitive award after the jury is through so I have no idea what is what...