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There are too many damn threads about this.
This is a perfect opportunity for the smaller guys to get some business and worry about the consequences later. Period.
The problem with being your own merchant, opening your own merchant account, etc... is that you have to have great credit, among many other things, such as a very hefty investment, not to mention, employees, the software itself, etc...
If your big enough, then you probably allready have this. If not, then you may want to consider not going this route, unless you have everything laid out like a ho on sunday!
Because opening up a business like that is not a walk in the park.
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