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ATMs are no problem in any of those countries.
About shops its a bit harder to use in Denmark since we have our own Danish card that is accepted everywhere so not all places accept VISA Electron but look at the door when you go into a shop most places will have stickers on the door if they accept the Electron card.
I can't say anything about the use of the Electron card in shops in the other countries.
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Truth Teller
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