10-02-2002, 03:30 PM
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Confirmed User
Join Date: May 2001
Location: Portland, OR, USA
Posts: 5,279
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Quote:
Originally posted by PureMeds
Because visa and Master Card see that 60 some percent of consumers are scared to make purchases online, which is a huge loss for them, so to encourage online purchasing they only make it easier to chargeback, thereby ridding itself of fraudsters who cannot properly dispute the chargeback.
This puts those selling services online at a huge dissadvantage because it is nearly impossible to prove that sevices were delivered. Customer can easily say they cancelled and win. Whereas with merchandise, at least you can prove that it was in fact delivered, signed for, etc.
It looks to me, and this is just a preliminary thought, that visa and Mastercard are slowly doing everything they can to consolidate the High risk market.
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Like I said, the surfer is the end user and the customer in the eyes of the credit card companies. It is THEY whom they serve.
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