Quote:
Originally posted by Honeyslut
Our home loan is with B of A since they bought the loan from someone else. Since our house went up in value , my hub asked them to take the pmi off the house. They would not unless we paid the difference ( 6000 ) or paid them 300 bucks to appraise the house. Anyway, most banks will just take it off if you show them proof that the value the house went up.
We have a joint account with B of A but I have my porn account with a local bank. Great service and NEVER any errors .We opened another account there to move over a large amount from a sale of a house. No way was I going to let B of A use the money.... Heck, I told hub just the other day I would like to refiance the house just to get it away from B of A..
Those looking for a new bank might want to support a local bank..
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I can hook ya up on a refi, whats your current rate?
But... standard practice is... the appraisal IS the proof... some lenders will let you roll in the appraisal into the refi as well.