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Old 04-10-2006, 08:05 PM  
Rand
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Join Date: Jan 2002
Location: Santa Monica, CA
Posts: 2,663
Quote:
Originally Posted by BluMedia
Hey Rand thanks for clearing this up. I was wondering what you thought of what I posted earlier?

I would say though that ever since credit card raised the minimum payments and bend over consumers with up to 29% interest things got worse. I had credit cards at 23% at one time and paid more than the minimum payment and my balance went up and I wasn't charging anything. I couldn't imagine having to pay 29%. I think because of this consumers credit cards are maxed out like never before.
I'm sure there are countless reasons why recurring declines might increase and I would venture to say this is indeed a factor. It might add to declines as well as increased cancellations. Unfortuanely I don't know of anyway to measure this and the actual impact is probably negligilbe.
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Payment Industry - Communications - Quality Assurance
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